This week The Norris Group Real Estate Radio Show and Podcast presents Part 7 of I Survived Real Estate 2009.This show can be downloaded at: http://www.thenorrisgroup.com/blog/category/radio/

Bruce begins by discussing the declining housing inventory. A declining inventory typically means that the market is doing well, because you have multiple offers being placed on homes. We currently have the highest affordability rates in the history of California. The volume of sales has gone up to normal, but we have high unemployment.

You can visit isurvived2009.com to learn more about our sponsors and speakers.

This week The Norris Group Real Estate Radio Show and Podcast presents Part 6 of I Survived Real Estate 2009.This show can be downloaded at:http://www.tngacademy.com/mp3s/145-TNGRadio_I_Survived_Real_Estate_2009_10-24-09.mp3

This week The Norris Group Real Estate Radio Show presents Bruce Norris segment of I Survived Real Estate 2009.

Bruce begins by discussing the declining housing inventory. A declining inventory typically means that the market is doing well, because you have multiple offers being placed on homes. We currently have the highest affordability rates in the history of California. The volume of sales has gone up to normal, but we have high unemployment.

Delinquencies have exploded. From July 08 to July 09, we have gone from 5.3 percent to 9.7 percent delinquencies. The inventory of REOs has gone down, because banks have not taken back as many as they should. Some people have not made payments in 14 months. Trustee sales have also declined during this same time period. We had 28,795 trustee sales in July 08 and then we progressed to the 9.7 percent delinquency rate. We are currently 306,000 trustee sales short of where we should be. That averages 25,000 homes going out per month in the future. We have not peaked at delinquencies, and according to reports, we will soon be at 13 percent delinquencies. At 13 percent, we will be releasing 70,000 homes per month. Bruce does not believe that we can have a positive market if these statistics are true.

FHA is going to have a large number of defaults next year. They once had a 203K loan for investors in which investors could buy a property and include the repair bill in the loan. A lot of people would use this kind of loan and they would buy up to 7 homes and use them as rentals. Bruce thinks this would help clear up a lot of inventory.

Bruce thinks that Fannie and Freddie programs should be expanded so that qualified buyers can get unlimited loans. We are currently stuck at 10, and many investors are capped out because they exchanged their homes out of California and moved their investments to another state. Those investors cannot sell their property and come back to California.

We are currently giving away homes for 8,000 dollars. That money is coming from tax payers. Bruce thinks that we should just let people take these homes for no down payment. We will have people walk away, but the next buyer will be able to easily take it. Under this kind of proposed program, it would not matter if the buyer qualified or not because this loan can be continually passed down. These houses could go to investors with a 5 percent interest rate. This program would not have foreclosure, because the problems would be solved by the next buyer. The people who have recently foreclosed on their homes will not be able to qualify for homes, which may keep them out of the market for the next few years. We could just reintroduce these people as buyers if they did not have to qualify. This is not a program that we have never seen before. We are trying to solve this problem by selling the next house to the owner occupant who was shoved into home buying by the nonsense financing of 05 and 06.

We are already doing zero down deals. When Bruce sells a property, he usually pays part of the closing cost. The person getting 3.5 percent down on a 100 grand purchase is getting an 8,000 dollar check; that is better than nothing down. If you just had nothing down and these people qualified, we would get rid of a lot of homes.

Bruce and many other investors believe that we need to get rid of the FHA 90 day flip rule. When an investor fixes a property, which may only take 3 to 4 weeks, and they sell it within 90 days, the investor is believed to be guilty of fraud. The lender has to pay the cost for this, because the investor will subtract the amount that he or she must pay the lender for the property. We need to start looking at investors as people who can help this problem. At some point, we must either choose to not foreclose, or we must pay catch-up in a painful market.

Bruce asks Christopher Thornberg if he expects the dollar to lose value, and how the value of the dollar impacts interest rates. As the trade deficit gets wider, the dollar goes up. Now the trade deficit is going to close, so the dollar will get weaker. There is very little doubt that the dollar will weaken. Interest rates are undoubtedly going to go up. The federal reserve has increased the money substantially and that money is going to cause inflation. The Federal Reserve is either going to let inflation happen, which will raise interest rates, or they will fight inflation by selling the long range securities they bought, which will also raise interest rates. One way or another, interest rates are going to go up. In the shorter run, it will be faster to allow inflation to occur, because that would bail out the asset markets. In 1982, the mortgage rate was 18 percent, because of the fear of inflation.

Bruce thinks that we can absorb a higher interest rate and still have a good real estate market, because the combination with the cheap price could absorb a double digit interest rate, just like in the 70s. Thornberg says that a 1 percent increase in the mortgage rate means a 10 percent decline in prices. Bruce disagrees with this, because between 1974 and 1980 we had a tripling in real estate prices and interest rates doubled. Thornberg tells Bruce that he is talking about the real mortgage rate, which is the mortgage rate minus the rate of inflation.

Bruce asks Thornberg what the statement Unemployment is a lagging indicator means. Thornberg says that means that the labor markets are the last to go into the toilet and the last to dry off. Bruce asks if that means when labor improves, every other category of real estate should have already started to improve. Thornberg says that residential real estate leads commercial. Now, we keep waiting to hear about the collapse in the commercial market, but we are not seeing this at all. Thornberg says that this sort of lead and lag mentality can be exaggerated.

This is why Bruce brought this up, because in the last cycle, employment improved in California from 1994-96 but we did not have a price increase until 1997. If we do not have price increases, builders will not build anything. Bruce asks if you can have an improved labor market if builders do not have any work to do. Thornberg says that these two factors do kind of work together. The prices started to go up after the labor increases from 1994-96. Thornberg reminds Bruce that in the early 90s we lost zero space, defense, and migration. In that market, the real estate was hampered by the excess supply. Thornberg takes issue with the idea that we should subsidize the building of new homes, because he believes that we have too many homes. Thornberg believes it would be a bad idea to subsidize the construction of homes when there is already too much inventory. Bruce says that some builders have been fixing existing inventory, and Thornberg believes that is all the builders can really do.

Robert Toll made 700 million dollars between 2000 and 2007 because he was selling too many houses at too high of a price, and now he wants tax payers to bail him out.

Bruce Norris asks Rick Sharga if people foreclosed for different reasons in 2008 versus 2009. Rick says that the reasons are not as different as the press would lead you to believe. The media has jumped ahead to the next wave of foreclosures. We are looking at a 3 wave foreclosure tsunami. The first wave began in the first quarter of 2006, because of the subprime meltdown and ARMs. The MBA numbers suggest that 33 percent of the new foreclosures are unemployment. That means that 2/3 of the foreclosure activity is not employment related.

What we are really seeing is increasing levels of foreclosure activity from the first wave, which is being made worse from the second wave. The second wave is about to pick up steam. If unemployment peaks around the first quarter of next year, we will see the foreclosures related to that peak around the 3rd or 4th quarter next year. That will be just in time for them to be augmented by the next wave. This next wave will be caused by the option ARMs. Many loans are going to reset, and people will owe more on their reset loans than their original loans.

Strategic defaults are going to be a problem. In the past American culture, people honored their contracts and chose to make their payments. Now people are realizing that the house they bought is worth half of what they owe, and they are wondering if it is in their familys best interest to keep paying. If someone is only 10 percent upside-down on a loan then they will probably stick with the loan, but if they are upside-down by 50 percent then they will probably default.

Thornberg asks people if their credit or their equity will hear quicker. Thornberg says that most of these people will have their credit heal faster. Sharga responded to Thornberg with a story about a Coldwell Bankerk agent that was fired. This agent counseled her customers to default on their current loan after qualifying and buying a second house. Bruce feels that there is still a lot of character being shown in California; a state with a 9.7 default rate that has had a 50 percent value drop.

Bruce begins by discussing the declining housing inventory. A declining inventory typically means that the market is doing well, because you have multiple offers being placed on homes. We currently have the highest affordability rates in the history of California. The volume of sales has gone up to normal, but we have high unemployment. Delinquencies have exploded. From July 08 to July 09, we have gone from 5.3 percent to 9.7 percent delinquencies. The inventory of REOs has gone down, because banks have not taken back as many as they should. Some people have not made payments in 14 months. Trustee sales have also declined during this same time period. We had 28,795 trustee sales in July 08 and then we progressed to the 9.7 percent delinquency rate. We are currently 306,000 trustee sales short of where we should be. That averages 25,000 homes going out per month in the future. We have not peaked at delinquencies, and according to reports, we will soon be at 13 percent delinquencies. At 13 percent, we will be releasing 70,000 homes per month. Bruce does not believe that we can have a positive market if these statistics are true. FHA is going to have a large number of defaults next year. You can visit isurvived2009.com to learn more about our sponsors and speakers.

Thank you RealtyTrac for participating and becoming Gold Sponsors for I Surivived Real Estate 2008. We can't thank you enough and look forward to seeing you again in 2009.

http://www.realtytrac.com/

Info on RealtyTrac

Our real estate foreclosure listings include all types of pre-foreclosure and foreclosure homes, from properties in default, which represent possible short sale foreclosure opportunities, to foreclosure auctions, when a notice of sale has been filed against a property, to bank foreclosures — whether the bank has taken back property through a foreclosure sale or through a deed in lieu of foreclosure.

RealtyTrac’s nationwide database also allows you to search coast to coast for distressed properties. So whether you’re searching for Florida foreclosures or California foreclosures — or both — RealtyTrac can help you find foreclosure properties that match your criteria. You’ll find everything from bargain-basement Detroit foreclosures to high-end Santa Barbara foreclosures on RealtyTrac. Our extensive foreclosure learning section starts by covering the most basic question: how does foreclosure work? From there you can find out almost anything you want to know about the world of home foreclosures, whether you are interested in buying a home in foreclosure or you are looking for free foreclosure help and assistance so that you can stop or avoid foreclosure. You can also delve into detailed information about more specific topics such as tax foreclosures, foreclosure loans, Fannie Mae foreclosures, wrongful foreclosure and much more.

I Survived Real Estate 2009

The Norris Group’s award-winning event returns September 11, 2009 to the Nixon Library in Yorba Linda, California. In this critical, final quarter, we’ve assembled a Gold Star panel of accomplished industry specialists to discuss the impact of seismic economic shifts, head-scratching regulations, challenging legislation, micro and macro industry reforms, and the accelerated pace of opportunities emerging for real estate professionals.

New guidelines affect every sector of our industry, from novice investors to veteran builders to REO Realtors. In a climate ripe for both miscalculation and profitable advances, how are our colleagues and partners navigating an industry in transition? This timely symposium gathers a Who’s Who Round Table Including:

Bruce Norris

Bruce Norris
President
The Norris Group

David Kittle, Mortgage Bankers Association

David Kittle
2009 President
Mortgage Brokers Association

Pat Vredevoogd Combs, National Association of Realtors

Pat Vredevoogd Combs
2007 President
National Association of Realtors

Tommy Williams, National Auctioneers Association

Tommy Williams
2008 President
National Auctioneers Association

Christopher Thornberg, Beacon Economics

Christopher Thornberg
Principal
Beacon Economics

Robert Rivinius, California Builders Industry Association

Robert Rivinius
CEO
California Builders Industry Association

Joseph Magdziarz, Appraiser Institute

Joseph Magdziarz
Vice President
Appraisal Institute

Rick Sharga, RealtyTrac

Rick Sharga
Senior Vice President
RealtyTrac

I Survived Real Estate 2008 covered the dramatic shifts in store for the real estate community in 2009. The response was enormous, beyond our expectations. Now we’re here, living through the forecasts and predictions, in the midst of an evolving market primed for motivated professionals to thrive.

Public launch and individual seats will be released July 4th. The Norris Group is currently seeking Platinum and Gold Sponsors for the event. Sponsors will be positioned in premium advertising spots, including radio, video, signage, mailers, the event program, and website. 100% of the proceeds benefit the Susan G. Komen for the Cure of Orange County. To find out more, please contact:

Diana Barlet at our office.
Visit www.TheNorrisGroup.com

You can download a printable flyer featuring more information on sponsorship and the event HERE.

Please join us for what we hope will, again, be an educating, stimulating, and inspiring presentation.

Special thanks to the following partners and sponsors who made everything possible last year. We could not have done it without you.

Platinum Sponsors:

The San Diego Creative Investors Association (SDCIA): http://www.sdcia.com/
Investors Workshops: http://www.investorsworkshops.com/
Frye / Wiles: http://www.fryewiles.com/
Proxibid: http://www.proxibid.com/
White House Catering: http://www.whcatering.com/
MVT Productions: http://www.mvtproductions.tv/
Pechanga Resort and Casino: http://pechanga.com/
The Denver Nuggets: http://www.nba.com/nuggets/
The Chicago Bulls: http://www.nba.com/bulls/
The Cleveland Cavaliers: http://www.nba.com/cavaliers/

Gold Sponsors:

7 Steps to a 720 Credit Score and Philip X. Tirone- http://www.7stepsto720.com/
Chicago Title - https://www.ctic.com/
Elite Auctions - http://www.sellwithauction.com/
Foreclosure Trackers - http://www.foreclosuretrackers.com/
Investors Resource Center of America LA and Steve and Robyn Love - http://www.irca-losangeles.com/
Las Brisas Escrow - http://www.lasbrisasescrow.com/
National Club of Real Estate Investors and Sam Saddat - http://www.ncrei.com/
Northern California Real Estate Investors Association (Norcalreia) and David Granzella - http://www.norcalreia.com/
North San Diego Real Estate Investors and Linda Wessels - http://www.nsdrei.org/
RealtyTrac - http://www.realtytrac.com/
RE Ventures and Michael Pines - http://www.reventuresrealty.com/
Real Estate Investors Club of Los Angeles and Phyllis Rockower - http://www.realestateclubla.com/
Real Wealth Investor and Scott Whaley - http://www.realwealthinvestor.com/
Saddleback Valley Communities - http://svc4.com/
Silverstar Finance and Janet French - http://www.silverstarfinance.com/
Sunset Hills Memorial Park and Mortuary - http://www.sunsethills.cc/
The Mission Inn - http://www.missioninn.com/
The Mortgage Equity Group - http://themeg.net/
The Naked Real Estate Investor Club - Rosie Nieto - http://www.nakedrealestateinvestorsclub.com/
The Short Sale Processor and Nick Manfredi - http://www.theshortsaleprocessor.com/
Virtual Real Estate Tour and Layla Tusko - http://1wealthcreation.com/
Wholesale Capital Corporation - http://www.wccmtg.com/

The airing of I Survived Real Estate 2008 continues to air. Video is also available on thenorrisgroup.com.

Part two picks up with Bruce Norris introducing Christopher Thornberg who represents the economics part of the equation. Christopher is a self proclaimed bear and was one of the few that predicted the downturn was coming. Christopher discusses employment, housing starts and how they can only go to zero, consumer sales, exports, his thought on recession and the varying views that exist, if the worst is yet to come, and where he stands.

Christopher talks about the housing market and the false indicator of increases in home sales. Christopher says homes prices got too ridiculous and that prices did not match what people were making. Increases in incomes did not keep up with home price appreciation. The only reason prices got that high was of the crazy financing that took place.

Christopher says the pace of home price declines look to be around 30% per year and the mix of foreclosures to home sales is not looking good. Christopher addresses how far prices will fall.

Christopher believes financial losses will total over $1 trillion and that several institutions will fail because of overexposure. The leverage of some institutions is 100 to 1 such as Fannie Mae and Freddie Mac.

Christopher reviews some of the new features of the newly passed housing bill and how little it will actually accomplish. With the money that the government will release to California alone, doing the math it means California will only be able to purchase around 4,000 homes which is a very small piece of the large REO pie. Allowing banks to revise certain consumers loans. The government actually foots the bill. $140 billion lent to banks but they are still a big mess.

Christopher talks about the tax rebate and how it didn’t increase spending enough. He says the consumers are dealing with two bubbles. Savings rates have gone from 8% to 0% and that a great amount of net wealth disappear. Consumers will be forced to save for the first time and will also be bad for the short run. With contraction in spending, it means a slow down in retail and other consumer-driven sectors. Cocktail statement: Keep you’re eye on 2010.

Bruce introduces Rick Sharga who is the VP of marketing for RealtyTrac. Rick talks about foreclosures and the implication of the current glut on the market. Rick talks about the media obsession with foreclosures and the huge interest in foreclosure data.

Rick talks about how we got into the position we’re in; lending. What drove some of the behavior was Fed policy and that money became practically free. People who should never have been able to get a loan got one in the boom. Wall Street securitized these loans and had a voracious appetite to do so. Due diligence was practically thrown out the window. Bankers went from buy and hold strategy to buy, package and sell and do it again.

RealtyTrac captures foreclosure data from 2,200 counties nationwide. 1.2 million foreclosure filings occurred in 2006 and over 2.3 million in 2007. In California the numbers were much worse as a percentage compared to other states. 2008 will be far worse. Rick discusses the areas hit the hardest. He mentions 7 of the top 12 markets hit hardest are in California. In Stockton, 1 in 25 receives a foreclosure notice. Foreclosure homes are outselling the resale of homes at this point. Existing homes sales aren’t increasing like most would think. The resets for subprime will continue. 32 months of foreclosure data increases thus far with no end in sight. Alt A and Option Arms will cause more problems in 2009.

While the market is sure to continue its decline, Rick points out there will be plenty of opportunities for investors in the coming years.

4 Ways toListen

1. Click HERE on the player launch below to stream our shows as you surf the web.

2. Visit our Radio Archives to download shows in mp3 format.

3. TNG Real Estate Radio Show is now on iTunes! If you have iTunes installed click HERE or simply do a search for "The Norris Group" while in iTunes.

4.
If you use an RSS Reader: Click Here

I Survived Real Estate 2008 took place on August 23rd, 2008 at the Nixon Library in Yorba Linda, CA. The event proceeds went to benefit the Orange County Affiliate of the Susan G. Komen for the Cure. Over 400 attended the live event, many more attended online via Proxibid who aired the entire event nationwide online over the Internet, and many more will watch the event recording online.

This event was about solutions for our ailing real estate industry and to help an important cause. Eight industry experts from different real estate sectors converged to discuss how we got here, where we're going, and how we move forward together and prosper in the coming year. This is a rare opportunity to hear how leadership from the Realtors, builders, investors, mortgage industry, auctioneers and service providers each would approach and solve issues in the current California and national real estate market.

Expert Real Estate Panelists Inclulded:

Tommy Williams Rick Sharga Christopher Thornberg Bruce Norris

Joel Singer Annmarie Allen

Tommy Williams, President of the National Auctioneers Association

Rick Sharga, VP Marketing RealtyTrac

Christopher Thornberg, Beacon Economics

Bruce Norris,
President of The Norris Group

Joel Singer, Executive VP for C.A.R.

Annemaria Allen, The Compliance Group

Richard Lambros, Building Industry Association of Southern California

Philip X. Tirone, 7 Steps to a 720 Credit Score

Click HERE to see information on I Survived Real Estate 2008 including information about the video online. A very special to the following sponsors who made I Survived Real Estate 2008 possible:

I Survived Real Estate 2008 Platinum Sponsors:

San Diego Creative Investors Association (SDCIA) and Bill Tan: http://www.sdcia.com/

Investors Workshops and Shawn Watkins: http://www.investorsworkshops.com/

Frye / Wiles: http://www.fryewiles.com/

Proxibid: http://www.proxibid.com/

White House Catering: http://www.whcatering.com/

MVT Productions: http://www.mvtpro.com/

Pechanga Resort & Casino: http://www.pechanga.com/home.asp

The Denver Nuggets: http://www.nba.com/nuggets/

The Chicago Bulls: http://www.nba.com/bulls/

The Cleveland Cavaliers: http://www.nba.com/cavaliers/

Gold Sponsors:

Silverstar Finance - http://www.silverstarfinance.com/

Elite Auctions - http://www.sellwithauction.com/

7 Steps to a 720 Credit Score: http://www.7stepsto720.com/

RealtyTrac - http://www.realtytrac.com/

The Mission Inn - http://www.missioninn.com/

Las Brisas Escrow - http://www.lasbrisasescrow.com/

Chicago Title Company - https://www.ctic.com/

The Mortgage Equity Group - http://themeg.net/

Wholesale Capital Corporation - http://www.wccmtg.com/

Real Wealth Investor - http://www.realwealthinvestor.com/

Saddleback Valley Communities: http://svc4.com/

Sunset Hills Memorial Park and Mortuary: http://www.sunsethills.cc/ =

Northern California Real Estate Investors Association (NORCALREI) - http://www.norcalreia.com/

The Short Sale Processor and Nick Manfredi - http://www.theshortsaleprocessor.com/

Investors Resource Center of America Los Angeles Chapter (IRCA)- http://www.irca-losangeles.com/

The Naked Real Estate Investor Club - Rosie Nieto - http://www.nakedrealestateinvestorsclub.com/

Real Wealth Investor - http://realwealthonline.com/

Northern San Diego Real Estate Investors - http://www.nsdrei.org/

National Club of Real Estate Investors - http://www.ncrei.com/

Virtual Real Estate Tour and Layla Tusko - http://1wealthcreation.com/

Real Estate Investors Club of Los Angeles and Phyllis Rockower - http://www.realestateclubla.com/

The Norris Group

6391 Magnolia Avenue, Ste. C

Riverside, CA 92506

www.TheNorrisGroup.com

Bruce Norris is joined by Vice President of Marketing for RealtyTrac and panelist for I Survived Real Estate 2008, Rick Sharga. Bruce and Rick discuss preventive measures currently in the works to help the current real estate downturn, how these solutions are structured, market psychology, lenders being risk averse, social trends contributing to problems, lenders and the dance with Wall Street, the consumer and lenders as the true speculators, the definition of market value being skewed, RealtyTrac keeping up with the sheer numbers of foreclosures, military foreclosures and issues because of volume and people falling through the crack, fraud in the marketplace, how RealtyTrac counts foreclosures, conversation rate for notices of default, alt-A loans and what’s coming next, equity positions and behavior of different consumers, percentage of consumers buying with the intent to walk away from another home, the unintended consequence of adjusting principle on loans, percentage of US housing units facing foreclosure, REOs dictating prices in a market when they are the majority of listings, looking at the rest of 2008 and 2009, other areas not in the same position as California, other states that are doing well, California adjusting to allow for massive migration, why California could be extremely attractive in the coming years, underestimating the impact real estate had on jobs, auction attendance, the Internet and auctions in the coming years, bid4assets and RealtyTrac, shill bidding and the Internet auctions, realtytrac.com, isurvived2008.com

Rick joined RealtyTrac in 2004 as the Vice President of Marketing. He is responsible for building and maintaining the RealtyTrac brand, corporate positioning and messaging, public and investor relations, and marketing communications activities. As a spokesman for the company, Rick has been quoted extensively in the press on foreclosure, mortgage and real estate trends, and appeared on NBC Nightly News, CNN, CBS, ABC World News and NPR. Prior to joining the company, Rick spent more than 20 years developing corporate and product branding strategies for technology start-up companies and international corporations such as DuPont, Fujitsu, Hitachi and Toshiba. Rick created and executed successful sales and marketing programs in B2B, technology, consumer electronics and retail for companies like JD Edwards, Philips, Cox Communications and Honeywell. Rick began his career with one of the world’s largest ad agencies, Foote, Cone and Belding, and also had successful engagements with Ketchum Communications and McGraw-Hill. He founded his own consulting firm, CJ Patrick Company, in 2002 to help companies develop business and brand strategies that clearly communicate a unique value proposition, create a position of competitive advantage, and leverage the strength of their brands in the marketplace. A nationally-recognized speaker on Branding, Rick spends his spare time taking Tae Kwon Do classes with his 10-year-old son, and trying to keep up with his increasingly-mobile 4-year-old daughter. He also continues in his lifelong quest to find the perfect wine to compliment his BBQ'd baby back ribs. To play this show, see the four ways to listen at right.

4 Ways toListen

1. Click HERE on the player launch below to stream our shows as you surf the web.

2. Visit our Radio Archives to download shows in mp3 format.

3. TNG Real Estate Radio Show is now on iTunes! If you have iTunes installed click HERE or simply do a search for "The Norris Group" while in iTunes.

4.
If you use an RSS Reader: Click Here

I Survived Real Estate 2008 took place on August 23rd, 2008 at the Nixon Library in Yorba Linda, CA. The event proceeds went to benefit the Orange County Affiliate of the Susan G. Komen for the Cure. Over 400 attended the live event, many more attended online via Proxibid who aired the entire event nationwide online over the Internet, and many more will watch the event recording online.

This event was about solutions for our ailing real estate industry and to help an important cause. Eight industry experts from different real estate sectors converged to discuss how we got here, where we're going, and how we move forward together and prosper in the coming year. This is a rare opportunity to hear how leadership from the Realtors, builders, investors, mortgage industry, auctioneers and service providers each would approach and solve issues in the current California and national real estate market.

Expert Real Estate Panelists Inclulded:

Tommy Williams Rick Sharga Christopher Thornberg Bruce Norris

Joel Singer Annmarie Allen

Tommy Williams, President of the National Auctioneers Association

Rick Sharga, VP Marketing RealtyTrac

Christopher Thornberg, Beacon Economics

Bruce Norris,
President of The Norris Group

Joel Singer, Executive VP for C.A.R.

Annemaria Allen, The Compliance Group

Richard Lambros, Building Industry Association of Southern California

Philip X. Tirone, 7 Steps to a 720 Credit Score

Click HERE to see information on I Survived Real Estate 2008 including information about the video online. A very special to the following sponsors who made I Survived Real Estate 2008 possible:

I Survived Real Estate 2008 Platinum Sponsors:

San Diego Creative Investors Association (SDCIA) and Bill Tan: http://www.sdcia.com/

Investors Workshops and Shawn Watkins: http://www.investorsworkshops.com/

Frye / Wiles: http://www.fryewiles.com/

Proxibid: http://www.proxibid.com/

White House Catering: http://www.whcatering.com/

MVT Productions: http://www.mvtpro.com/

Pechanga Resort & Casino: http://www.pechanga.com/home.asp

The Denver Nuggets: http://www.nba.com/nuggets/

The Chicago Bulls: http://www.nba.com/bulls/

The Cleveland Cavaliers: http://www.nba.com/cavaliers/

Gold Sponsors:

Silverstar Finance - http://www.silverstarfinance.com/

Elite Auctions - http://www.sellwithauction.com/

7 Steps to a 720 Credit Score: http://www.7stepsto720.com/

RealtyTrac - http://www.realtytrac.com/

The Mission Inn - http://www.missioninn.com/

Las Brisas Escrow - http://www.lasbrisasescrow.com/

Chicago Title Company - https://www.ctic.com/

The Mortgage Equity Group - http://themeg.net/

Wholesale Capital Corporation - http://www.wccmtg.com/

Real Wealth Investor - http://www.realwealthinvestor.com/

Saddleback Valley Communities: http://svc4.com/

Sunset Hills Memorial Park and Mortuary: http://www.sunsethills.cc/ =

Northern California Real Estate Investors Association (NORCALREI) - http://www.norcalreia.com/

The Short Sale Processor and Nick Manfredi - http://www.theshortsaleprocessor.com/

Investors Resource Center of America Los Angeles Chapter (IRCA)- http://www.irca-losangeles.com/

The Naked Real Estate Investor Club - Rosie Nieto - http://www.nakedrealestateinvestorsclub.com/

Real Wealth Investor - http://realwealthonline.com/

Northern San Diego Real Estate Investors - http://www.nsdrei.org/

National Club of Real Estate Investors - http://www.ncrei.com/

Virtual Real Estate Tour and Layla Tusko - http://1wealthcreation.com/

Real Estate Investors Club of Los Angeles and Phyllis Rockower - http://www.realestateclubla.com/

Website:	http://www.thenorrisgroup.com
Phone:	951-780-5856
Fax:	951-780-9827

The Norris Group

Posts from 'The Norris Group' tagged with: 'realtytrac'

146-TNG Radio – I Survived Real Estate 2009 10-31-09

145-TNG Radio – I Survived Real Estate 2009 10-24-09

RealtyTrac Gold Sponsor for I Survived Real Estate 2008

I Survived Real Estate 2009

Bruce Norris
President
The Norris Group

David Kittle
2009 President
Mortgage Brokers Association

Pat Vredevoogd Combs
2007 President
National Association of Realtors

Tommy Williams
2008 President
National Auctioneers Association

Christopher Thornberg
Principal
Beacon Economics

Robert Rivinius
CEO
California Builders Industry Association

Joseph Magdziarz
Vice President
Appraisal Institute

Rick Sharga
Senior Vice President
RealtyTrac

Diana Barlet at our office.
Visit www.TheNorrisGroup.com

I Survived Real Estate 2008 - Part 2 TNG Radio

Expert Real Estate Panelists Inclulded:

The Norris Group

6391 Magnolia Avenue, Ste. C

Riverside, CA 92506

www.TheNorrisGroup.com

Rick Sharga from Realty Trac on TNG Radio for ISRE20808

Expert Real Estate Panelists Inclulded:

The Norris Group

6391 Magnolia Avenue, Ste. C

Riverside, CA 92506

www.TheNorrisGroup.com

Aaron Norris

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The Norris Group

Posts from 'The Norris Group' tagged with: 'realtytrac'

146-TNG Radio – I Survived Real Estate 2009 10-31-09

145-TNG Radio – I Survived Real Estate 2009 10-24-09

RealtyTrac Gold Sponsor for I Survived Real Estate 2008

I Survived Real Estate 2009

Bruce Norris President The Norris Group

David Kittle 2009 President Mortgage Brokers Association

Pat Vredevoogd Combs 2007 President National Association of Realtors

Tommy Williams 2008 President National Auctioneers Association

Christopher Thornberg Principal Beacon Economics

Robert Rivinius CEO California Builders Industry Association

Joseph Magdziarz Vice President Appraisal Institute

Rick Sharga Senior Vice President RealtyTrac

Diana Barlet at our office. Visit www.TheNorrisGroup.com

I Survived Real Estate 2008 - Part 2 TNG Radio

Expert Real Estate Panelists Inclulded:

The Norris Group 6391 Magnolia Avenue, Ste. C Riverside, CA 92506 www.TheNorrisGroup.com

Rick Sharga from Realty Trac on TNG Radio for ISRE20808

Expert Real Estate Panelists Inclulded:

The Norris Group 6391 Magnolia Avenue, Ste. C Riverside, CA 92506 www.TheNorrisGroup.com

Aaron Norris

My Status

Categories

Archive

Recent Posts

Recent Comments

Bruce Norris
President
The Norris Group

David Kittle
2009 President
Mortgage Brokers Association

Pat Vredevoogd Combs
2007 President
National Association of Realtors

Tommy Williams
2008 President
National Auctioneers Association

Christopher Thornberg
Principal
Beacon Economics

Robert Rivinius
CEO
California Builders Industry Association

Joseph Magdziarz
Vice President
Appraisal Institute

Rick Sharga
Senior Vice President
RealtyTrac

Diana Barlet at our office.
Visit www.TheNorrisGroup.com

The Norris Group

6391 Magnolia Avenue, Ste. C

Riverside, CA 92506

www.TheNorrisGroup.com

The Norris Group

6391 Magnolia Avenue, Ste. C

Riverside, CA 92506

www.TheNorrisGroup.com