Robo-Signer Misdeeds May Help Homeowners

Lenders and their accomplices utilized hundreds of Robo-Signers to improperly execute millions of documents. These inappropriate and potentially criminal acts are helping some homeowners stay in their homes by voiding foreclosures and, in some cases, muddying ownership of mortgages. With modest effort and minimal expense, homeowners at risk of foreclosure can determine if a Robo-Signer executed any documents pertaining to their mortgage. Armed with this information, homeowners in all 50 states may be able to get courts to stop or even reverse foreclosure actions. 

In judicial foreclosure states, copies of pertinent documents are usually filed by lenders as part of the foreclosure court case. These are available from the court clerk, and are frequently attached to the Summons and Complaint which homeowners are served with when the foreclosure action is filed. Homeowners should check if Robo-Signers executed the Affadavits and Assignments. In non-judicial foreclosure states, Notices of Default are usually mailed to the homeowner shortly after filing. Homeowners should check for Robo-Signers on the Notice of Default as well as Assignments, which are available from the local County Recorder.

Once the documents are located, homeowners can reference the Alleged Robo-Signer directory below or search online by inputting the signers’ names follow by “Robo-Signer” to identify if there have been any allegations against the signers.

If homeowners get a match, they may be able to allege that the signer did not properly verify all of the information represented in the documents and did not have the capacity to sign the documents. As a result, the documents are defective and invalid. As the foreclosure action was based on these documents, the foreclosure action is also defective and invalid.

Judges are not typically giving homeowners their homes mortgage-free as a result of  violations. However, lenders may be required to restart the foreclosure process in a proper manner and prove ownership of the mortgages. This may create sufficient leverage for homeowners to receive a favorable loan modification, approval on an American Homeowner Preservation short sale, or other long-term remedy which keeps families in their homes.

ALLEGED ROBO-SIGNERS: 

 

 Ackerman, Michael

Afzal, Ahmad

Akpanah, Delia

Alagic, Sanela

Albertson, Al-Hammadi

Alexander, Regina

Alexander, Sandy

Alfonso, Luisa  

Allen, Christina  

Allen, Christine

Allen, Greg

Allotey, Liquenda  

Alvarado, Joseph

Amenumey, Felix

Anderson, Christine  

Anderson, Diana

Anderson, Natalie  

Anderson, Pam 

Anderson, Scott

Arango, Patricia  

Arce, Michael Matthew  

Arias, Leticia  

Arnold, R.K.  

Austin, Aimee  

Bachman, Micall  

Bachman,Michelle  

Bailey, Denise  

Bailey, Katrina  

Baker, Janice M.  

Baldwin, Christie  

Ballard, Tracey  

Ballman, Steve  

Banaszewski, MatthewAllan  

Bared, Kristia  

Belcher, Karen O  

Bell, Melissa  

Bennett, Jasmin  

Bey, Iris Gisella  

Bilot, Jamie  

Bischof, Mark  

Bishop, Mark  

Blackstun, Nate  

Blackwell, Leigh  

Blanton, Marissa  

Block, Sarah  

Bly, Bryan  

Boatman, Janeete  

Boddie, Rebecca

 Bohon, Tammy  

Boiko, Michele  

Bongaarts, Sheri  

Boothroyd, Todd  

Bouavone, Amphone  

Boytchev, Galina  

Brady, Lynda  

Bray, Christopher  

Bridgmon, Amanda

Brignac, Deborah

Brock, Martin

Brooks, Deborah

Broom, Valerie

Brough, Sandy

Brown, Carolyn

Brown, China

Brown, Jacqueline

Brown, Shameka

Bruha, Paul

Buchanan, Blandy

Budeslich, Deanna

Bueltel, Darin  

Burgess, Jonathan

Burnett, Brian  

Butterwegge, Kevin  

Buxton, Laura

Cadwell, Rodney

Cantu, Eleanor

Cardoza, Diane

Carrasco, Marisa G.

Carrico, Heather

Carroll, Laura  

Carter, Christina

Casey, Matthew

Castro, Monica

Castro, Vilma  

Causevic, Rusmir

Cavka, Esad

Cerni, Beth

Chapman, Doris

Chapman, Keith

Charagundla, Hari

Childs, Clifton

Chua, James

Ciarlariello, Carolin

Clark, Beverly

Clark, Kelly

Clark, Natasha  

Clements, Ashley

Coats, Stacy

Cody, John

Cohen, Ana

Colburn, Robyn

Colon, Jose

Colston, Noriko

Conner, Gayle

Connolly, Kerri

Cook, Joan

Cook, Whitney K

Coon, Frank

Coon, Julie

Cordova, Mary R.

Costello, Loretta V

Cottrell, Beth  

Cox, Jeremy

Crandall, John

Croft, Tom

Crosson, Debbie L

Crouse, C.Troy 

Cullaro, Erin

Cullaro, John  

Cullaro, Lisa  

Daggs, Nicole A

Dallavalle, Cherita

Dalton, Margaret  

Daniel, Latasha

Darcy (or Dancy), Shantay

Darling, Larry

Davila, Monique   

Davis, Amie

Day, Yvette

DeBaker, Teresa

Deeter, N

Delgado, Richard

DeL'Etoile, Erik

Delts, Jody

Denny, Raymond O'Brien

Detwiler, Tina

Dhimitri, Alisa

Diaz, Dulce  

Dillman, Barbara

Dingmann, Larry

Dixon, Cardless

Dixon, Diane  

Doan, Tam

Doko, Dhurata  

Douglas, Sarah L

Dreher, Jason

Duncan, Jennifer

Duncan, Kimbretta

Dybas, Jessica

Dyson, Neil E.

Edwards, Salena

Eligon, Charlen

Emory, Jason

Enos, Mary

Esposito, Michael Roy

Eubanks, Richard H

Faber, Judy

Fadil, Ingrid

Felten, Alex

Fillczkowski, Sue

Fiorello, Albert

Fintel, Hollan M.  

Fisher, Andrea

Fletcher, Kevin

Flores, Michelle

Fondunggallah, Fedelis

Frazier, Brenda

Freckman, Angela L.

Freeman, Jacquelyn 

Freeman, Verdine A

Fretwell, Jessica  

Friedman, Eric  

Fuller, Fanessa

Garcia, Alan

Garcia, Camille

Garrett, Daniella Marie 

Gazzo, Nicole

George, William A. Jr

Gerard, Lisa

Geretschlaeger, Elizabeth

Gerstner, Conni

Giannell, Cherri-Ann

Gibbs, Tishana

Giles, Keith

Glass, Peggy

Glasser, Evan

Godfrey, Kimley

Goebel, Dory or Dorey

Gonzales, Eileen J.

Gorman, Kim

Grace, Stephen Kyle

Graham, Caryn

Green, Linda   

Greene, Alfonzo

Griffin, Brittney

Griffith, Scott A   

Grount, Steven

Guerra, Jose

Guerrero, Irene

Hardman, Adam Justin

Hagstrom, Cathy

Haines, Kal J

Hall, Krystal

Hall, Neva

Halyard, Michelle  

Hanlon, Craig

Hanna, Michael

Hardcastle, Jamie

Harless, Ely

Harp, Karrel

Harvey, Laura  

Hayard, Michelle

Heckerman, Gerhard

Heffeman, Bart T

Heisel, Dana

Hensley, Renee L.

Hernandez, Elizabeth

Hertzler, Renee D.  

Hescott, Laura

Hick, Douglas A

Hillery, Joseph P.

Hindman, Barbara

Hinson, Craig

Hood, Bethany

Hopkins, Nicole

Hosenfeld, Amanda Elizabeth

Houston, Chyrs

Howard, Carolyn

Huang, Christina

Huftio, Zuhra

Hultman, William

Hunt, Michael

Hunt, Paul

Hunter, Rose  

Hutchinson, Cheryl

Jamison, Holly

January, Pam

Johnson, Cherri

Johnson, Geraldine

Johnson-Seck, Erica

Johnson, Van

Jones, Chris

Jones, Christopher

Jones, Jeffery

Jones, Tina

Jones, William C

Kahin, Jamil

Kaltenbach, Robert E.

Kaminski, Joseph  

Kammerer, Pam

Kane, Alexandra

Kapusta, Tammie Lou

Karau, Gloria

Karingada, Vishal

Kawass, Dinna

Kaybeya, Etsuko

Kazer Lamet, Judith

Keardy, Andrew

Kel, Brandon

Keller, Scott

Kelley, Justin J  

Kelly, Adrienne

Kennerty, Herman John  

Kennerty, John

Kenny, Kim

Kerr, John

Kingston, Pat

Kinney, Kim

Kirkland, Tiffany

Kirkpatrick, Dennis

Klein, Connie

Knisley, Nicole

Knox, Cecelia

Koch, Bill

Kosciuk, Henry John

Kumar, Mutru

Kunkle, Martha   

Kusich, Bryan

Kwiatanowsk, Margie

Kyle, Vicki

Laberto, Christina

Lad, Sakhada

LaForest, Brian J.

Lalovic, Zoran  

Lamet, Judith

Lang, Lucy A

Lanning, Joe

Lara, Rosa C.

Lawton, Kyurstina

Layden, Scott G

Lazzara, Troy  

Lee, Carol

Lee, Debbie

Leete, Jessica

Lenair, Toccoa

Lengade, Bharati

Leonard, Lynn B

Lesch, Lindsay

Lewis, Daritha

Lewis, Whitney

Lindsey, Christen

Lofaro, Elizabeth

Lopez, Peter

Lord, Stephanie

Love, Topako   

Lutz, Joseph

Luu, Hung

Lyman, Debra  

Malcomson, Karen

Malone, William A

Mann, Paul

Manson, Heather

Marchan, Silvia

Marchesi, Charmaine

Marcum, M.L.

Markham, Lisa  

Martin, Mary Frances

Martinson, Joel

Marvel, Denise A.

Maslak, Michael L  

Mayfield, Angelo Dupon

McClain, April

McEwen, Wendy  

McGowan, Mary Jo

McKinnon, Elsa

McKinzy, Brenda  

Mcleod, Carolyn

McNaught, Donna

McNulty, Deborah A  

Medic, Velida  

Medley, Marcia 

Menchise, Cathy

Mednieta, Merita

Menza, Marisa

Mesker, Jonathan

Michael, Sheron

Miculitzki, Yanina

Miller, David J

Miller, Mattie W

Miner, Patricia

Moe, Steve

Moreland, Michael H.

Moore, Amy J

Moore, Crystal

Moore, Dana

Moore, Melody

Moore, Taylor

Morales, Marisol

Moreland, Treva

Morris, James C

Morrison, AnnMarie

Morrison, Eric

Mosloski, Mellissa

Moton, Jerrie

Moua, Xee

Moua, Shoua

Mull, Yvonne

Mullins, Kim

Cauthern-Munoz, Amy Jo

Munoz, Florina

Munoz, Nina

Muros, Melissa

Murray, Suchan

Nadarevic, Nura

Nagy, Steven

Nicholas, Patricia

Nielsen, Steve A.

Nightingale, Susan

Nilsen, Rebecca

Nolan, Angela

Noriega, Marti

Ohde, Jessica

Oivera, Mark A

Okon, Robert C

Olasande, Richard