Stock Backed Loan | Asset Based Mortgage

Saturday, December 13

Stock-Backed Loans

Weathering The Perfect Storm

Rein USA introduces a new alternative financing option for real estate investors, the stock-backed loan.  The stock-backed loan or asset-backed mortgage offers a completely new way to finance investment properties in today’s real estate market.

Given the current financial crisis and credit crunch, real estate investors are desperately seeking creative sources for investment property financing.  With the stock-backed loan there are no restrictions regarding credit, income, employment, or the number of financed properties an investor owns. An investor can borrow against their stock portfolio for a variety of purposes including the outright purchase of real estate (investment or primary residence), down payment, or to recoup a cash investment in real estate they already own.

Who Qualifies for the Stock-Backed Loan

Anyone who owns stock can qualify for this product.  Depending on the stock and the number of shares owned an individual can qualify to borrow up to 85% of their portfolio value.  The stock-backed loan does not require a credit score, appraisal, or general mortgage application to qualify.  Since this is an asset-based loan an investor can use the funds to purchase any type of real estate anywhere in the world. 

Benefits of the Stock-Backed Loan

• Create liquidity without having to liquidate
• Non-recourse – does not report on credit
• No restrictions regarding credit or income documentation
• Maintain beneficial ownership of stocks
• Gain in appreciation if your stock value rises
• No maximum loan amount
• Zero upfront out of pocket costs
• Not securitized by real estate

Qualifying for the Stock-Backed Loan

• The qualifying process is very quick and simple

• Loans can close in as little as 5-7 days

• Interest rates as low as 4.99%

• Minimum loan amount of $100,000

• Loan terms can vary, but typically 3-7 year terms

For more frequently asked questions and answers – visit our partner HedgeLender

To fill out an application or for more information call 720-407-4101 or fill out the stock-backed loan quick application here.

Comments

1. 

   Will Barnard Reply
   about 3 years ago

   A great and creative lending source, particularly in the current lending market.

2. S&C Loans Reply
   almost 2 years ago

   Nice overview of this type of loan. It’s certainly a good option for those that are in need of a capital infusion and have a portfolio to leverage.
   I've been on Rein USA a lot as I own real estate investments, but I hadn't seen that they've posted about stock loans. Great option for real estate investors to leverage their stock portfolio.

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