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H.R. 2751 and its Effect on Land Supply

Thursday, January 06

H.R.2751, also known as the FDA Food Safety Modernization Act, passed the senate before the holiday and was recently signed by President Obama. You might be asking why I'm writing about a food safety bill on a real estate blog? The answer lays in the actual text of the bill (soon to be law).One o...


Hard Money Rehab Loans

Friday, August 06

Two years ago a heartbeat and a signature could get you 100% financing on a residential rehab project. Today, rehabbers are persona non grata to most commercial banks. Combine that with new financial regulations and exotic lending programs from banks will be sidelined for several years to come, n...


Income Increases, So Does Spending

Friday, April 02

The bureau of economic analysis (BEA) released its income and expenditures report for the month of February 2010, showing personal income rose $1.2 billion and disposable income rose $1.6 billion.However, personal expenditures rose at a higher rate than income, meaning American's were able to sav...


The 100 Year Buy and Hold

Thursday, March 25

Sometimes it's hard to see the forest through the trees, and I get the sense that is what is happening now in the real estate market with all the bad press out there about home sales, real estate value, and the next wave of foreclosures to hit the street.I was doing some consulting for a local ch...


How Weather Affects Home Sales

Wednesday, March 24

I hadn't stopped to think about it until just recently, but weather patterns can have a distinct, and sometimes dramatic, affect on your local real estate market.A few months ago I put a property on the market where I live in Seattle. It's a brand new home in a new community which won several dev...


7 Steps to a Business Line of Credit

Tuesday, March 23

The Federal Bureau of Labor and Statistics reports that 33% of all businesses fail within the first two years of operation because they lack adequate cash reserves to manage their expenses until the business can sustain itself from its revenues. A business line of credit is an essential tool...