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Who Should Invest in Income Producing Property (IncP)?

Posted on Thursday, February 07, 2013

People I meet often ask, "Should I invest in income producing property (IncP), would that be a smart thing for me to do?" My answer is always the same. If you have a natural curiosity or interest in real estate, yes! If you are motivated to make money and willing to expend the time and effort and learn to invest successfully, then yes, absolutely! When it comes to pre-retirees, the following groups should consider investing in income producing property:

*  Underfunded - Several retirement calculators indicate your current

    savings balance is significantly below the desired level for someone your

    age.


*  Skinny Nest Egg – Your are “on target” and fully invested in the stock

    market. You are counting on those 10% annual gains and are growing

    concerned, based on the real stock market returns since 2000.


*  Anti Liquidate – Your plan to live on just the interest and dividends is

    looking like a stretch. Spending down the nest egg will keep you up at

    night and might lead to miserly or eccentric behavior!


 * Max Legacy – Your want to leave a significant sum of money to your

    heirs or favorite charity, without compromising your lifestyle during

    retirement.


*  Retire Early – You want to create a sufficient income to escape the

    employment “rat race” and travel, volunteer, go back to school and chase

    your dreams!

For those with a system for investing in the stock market that consistently beats the DJIA, forget about real estate, borrow all the money you can and go for it! If you have other investment alternatives that produce superior returns with less effort, pursue those first. For everyone else, if you are motivated and willing to invest the time and effort to be successful with IncP then start today!

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