http://www.biggerpockets.com/blogs/403/blog_posts/1626-loan-modification-hardship-letter-request#comments Comments from 'Loan Modification Hardship Letter Request' in How To Sell Mortgage Notes at BiggerPockets.com http://www.biggerpockets.com/blogs/403/blog_posts/1626-loan-modification-hardship-letter-request#c_1270 http://www.biggerpockets.com/blogs/403/blog_posts/1626-loan-modification-hardship-letter-request#c_1270 Emmett - Thank you so much for posting this Loan Mod Hardship letter. I think it will prove to be immensely helpful to many people, and will help them avoid paying a loan mod company to do their modification for them. http://www.biggerpockets.com/blogs/403/blog_posts/1626-loan-modification-hardship-letter-request#c_1272 http://www.biggerpockets.com/blogs/403/blog_posts/1626-loan-modification-hardship-letter-request#c_1272 Josh- Thank you very much for your kind remarks. However, I would like to point out that I am not offering or rendering legal advice here. In fact, I make no warranties or guarantees as to the effectiveness of these techniques, expressed or implied. I am not an attorney and I am not qualified to render legal advice. If a mortgage holder faces foreclosure, it's always best to consult an attorney or otherwise seek professional advice. There are those of us that feel confident enough and possess the necessary skills to deal with mortgage companies with respect to our personal mortgage loan modification. If you are reading this article and you do not feel like you possess the skills necessary, feel free to contact me by phone or by email and I will be happy to refer you to a reputable, trustworthy, loan modification company that can successfully guide you through the process of mortgage loan modification. Thanks again, Emmett Dixson Love my BiggerPockets!