http://www.biggerpockets.com/blogs/502/blog_posts/2512-another-day#comments Comments from 'another day' in Wheatie's Real Estate Investment Saga at BiggerPockets.com http://www.biggerpockets.com/blogs/502/blog_posts/2512-another-day#c_2061 http://www.biggerpockets.com/blogs/502/blog_posts/2512-another-day#c_2061 Jon - Is that a new problem you're seeing with your HML? http://www.biggerpockets.com/blogs/502/blog_posts/2512-another-day#c_2065 http://www.biggerpockets.com/blogs/502/blog_posts/2512-another-day#c_2065 Hi Jon, how much do you spend on your toilets? Do you go lowest end or...? http://www.biggerpockets.com/blogs/502/blog_posts/2512-another-day#c_2066 http://www.biggerpockets.com/blogs/502/blog_posts/2512-another-day#c_2066 Yes, this is apparently a new guideline for banks to refi the existing loan. Haven't bumped into it before, and neither has the mortgage broker. She originally said this would take 4-6 weeks, but we're over six weeks in and effectively aren't even started. Just basic toilets from Lowes. It was about $60. This house has two baths, and I replaced one of them with a basic one from Home Depot during the rehab. I wasn't very happy with the quality of that one, though. The tank bolts had wing nuts, and they didn't fit very well. I ended up having to buy replacements. And, the tank doesn't adapt vrey well to the bowl. This one seems a bit better made. You can easily spend hundreds on a "nicer" toilet. But I'm sure it would not affect the rent one penny.