BiggerPockets

Attorney based loan modification...

Monday, October 13

Don't trust your home to just anyone. Our attorneys negotiate with the banks on your behalf.

Are you experiencing any of the following?
Loss of equity?
Financial hardship?
Are you currently delinquent on your mortgage payments?
Is your interest rate going up and up?
Are you losing your home to foreclosure?

We specialize in helping people find solutions to their Mortgage problems.
We utilize some of the top Loss Mitigation Attorneys in the industry,

Our negotiators can help you avoid foreclosure and get peace of mind.

If we can't help, we will cheerfully refund your money.

Call now to achieve peace of mind.

S. Scott Cook & Associates
949.690.7525

Comments

1. 

   Joshua Dorkin Reply
   over 3 years ago

   Hey Scott. Will you be blogging about loss mitigation or other issues here on the blog?

2. 

   Scott Cook Reply
   over 3 years ago

   I will be blogging about loss mitigation in general, stories from the trenches and observations of the market place for loss mitigation in general.

3. 

   Joshua Dorkin Reply
   over 3 years ago

   Great . . . I was just hoping that it wouldn't all be a bunch of ads....

   I look forward to reading what you've got to share, Scott!

4. 

   Hazel Lebiga Reply
   over 3 years ago

   Hi Scott, just wondering what the difference is between attorney-based loan modifications versus companies that operate without attorneys. What is the comparable success rate? Also, how do the fees differ? Looking forward to hearing from you.

5. Scott Cook Reply
   over 3 years ago

   Hazel,

   The real difference is the response time from the institution, and the options that you have when represented by legal counsel.

   Loss mitigation departments at major banks and lenders give much more credence to modification proposals submitted by attorneys.

   Maybe it is fear of litigation if they do not negotiate in good faith, but banks and lenders are much more responsive to attorneys than they would be with the actual homeowner or other third party negotiator.

   Our success rate has achieved an astonishing 93% of clients.
   Again, the typical brokershop out there is not achieving these results. The biggest reason for this, is when we do a Forensic Loan Analysis, we look for violations of the TILA (Truth In Lending Act) as well as RESPA (Real Estate Settlement Procedures Act) violations. Most brokers out there started calling on all the clientele that the had put into these bad loans.
   The LAST thing a broker would do is an analysis that shows the broker violated the law. Simply put, the broker will not litigate on your behalf, nor will they tell you that litigation is an option as they do not want to get sued.

   Our fees are significantly LESS than most brokerage shop charge. TYPICALLY, a loan mod consultant will try to sell you this service for $2500-$3500. We believe that fee is outrageous, and that you (the consumer) are being taken advantage of.

   We charge $1995.00 end to end. Nothing more. In fact, we believe that you will be so delighted with our service, we offer a money back guarantee. ( I doubt that you will see any brokers out there, willing to do that.

   Thanks for your questions Hazel.
   If you are looking for further information, go to my new website:
   FreedomLoanMod.com and then contact me directly.

   Thanks and best regards,

   Scott Cook

6. hant Reply
   almost 3 years ago

   Well, it looks like the latest stimulus plan will be officially passed any day now
   . Although I’m not sure that they are aware of it,
   taxpayers have already paid $250-billion towards the previously passed stimulous plan.
   Here is an article break...

   The most trusted source online for free loan modification assistance.
   We can save your home!
   <a href="http://freeloanmodify.com">free loan modification</a>

7. lucas law center Reply
   over 2 years ago

   Great! What an informative info you have in here. Now I understand better their differences between attorney-based loan modifications and companies that operate without attorneys.

   lucas law center
   http://www.lucaslawcentersite.com/