http://www.biggerpockets.com/blogs/657-do-you-think-that-america-has-learned- Do you think that america has learned? at BiggerPockets.com http://www.biggerpockets.com/blogs/657/blog_posts/2832-will-we-learn-for-our-mistakes- http://www.biggerpockets.com/blogs/657/blog_posts/2832-will-we-learn-for-our-mistakes- I don't think so. I think that it will get back to 100% financing but with tougher guidelines