Guardian Group Fund
We offer a no credit score refinance/ principal reduction, $5 billion private fund allocated for this program, We purchase notes at a discount, based on market value, which are then liquidated for a profit.
THIS IS NOT: A LOAN MODIFICATION, A SHORT SALE, A DEED IN LIEU OF FORECLOSURE, OR A FORBEARANCE.
THIS IS: A PRINCIPAL LOAN REDUCTION, NO CREDIT SCORE RATE AND TERM REFINANCE, THE AMERICAN HOMEOWNERS LAST CHANCE FOR FINANCIAL FREEDOM.
We will refinance your property TO 90% OF MARKET VALUE (ELIMINATING NEGATIVE EQUITY AND GAINING 10% INSTANTLY) once we have purchased the note into any conventional loan program that you will qualify for. If your credit is damaged and you cannot qualify through conventional refinancing, then we will place you with our private investors on the following program.30 year fixed rate at Prime + 3% or 4% with a 3 Year Pre-Payment Penalty.
NEGATIVE EQUITY IS A ONE TIME PROGRAM FEE OF $1,595.00 (100% REFUNDABLE IF WE DO NOT PURCHASE THE NOTE) // N.O.D. or N.O.S. IS A ONE TIME PROGRAM FEE OF $500 (100% REFUNDABLE IF WE DO NOT PURCHASE THE NOTE).
EXAMPLE
CURRENT MORTGAGE:
Loan Amount Interest Rate Monthly Payments
1st Loan $350,000 7.5 % $ 2,447.00
2nd Loan $ 50,000 9.0 % $ 402.00
Total Loan $400,000 $ 2,849.00+ T/I
NEW MORTGAGE ESTIMATES:
Current Market Value (CMV) / Broker Price Option (BPO): $250,000
Loan Amount Interest Rate Monthly Payments
Loan $225,000 (90% CMV) 6.25 % $ 1,385.36 + T/I
Instant monthly savings = $1,463.64
Eliminate $150,000 of NEGATIVE EQUITY!
You Gain 10% Instant Equity
WHAT YOU WILL NEED: Mortgage Statement(s) (1st and 2nd)
Income Documentation (i.e. pay stubs "30 days", last yrs W-2, 1099)
Hardship Letter
Hazard insurance (Declaration pg.)
Copy of Driver's License(s)
All Correspondence Letters (from Lender to Borrower)
Notice of Default - if Applicable
Notice of Trustee Sale †if Applicable
Loan Modification Documentation - if Applicable
Property Tax Statement
Payment
To schedule an application, call John Thompson at 727-409-4170 or email
commercial-loan@tampabay.rr.com
