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Forums » Private & Conventional Lending Discussion » Are there any 90% LTV cash out refi for inv property?

Are there any 90% LTV cash out refi for inv property? Subscribe to Are there any 90% LTV cash out refi for inv property?

7 posts by 4 users

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Holly Beitel

Real Estate Investor · tulsa, OK


Forum_avatar_avatar-hbeitel

Jun 08 '08, 08:31 AM

Is there anyone still doing 90% LTV cash out refinances on single family investment properties? Have excellent credit, owned >6months, Tulsa, OK

Edited: 06/26/2010 at 05:18AM


Jon Holdman

Real Estate Investor · Wheat Ridge, Colorado


Forum_avatar_avatar-wheatie

Moderator Pro

Jun 08 '08, 09:59 AM

I don't think so. 75% is the best I've found.

Edited: 06/26/2010 at 05:18AM

Small_flying-phoenixJon Holdman, Flying Phoenix LLC


Ben Carmona

· Wentzville/St. Louis, Missouri


Forum_avatar_avatar-investment_loan

Jun 16 '08, 08:03 AM

85% full doc 75% stated

5% less if in a decling market.

Edited: 06/26/2010 at 05:20AM


Jon Holdman

Real Estate Investor · Wheat Ridge, Colorado


Forum_avatar_avatar-wheatie

Moderator Pro

Jun 16 '08, 08:09 AM

OK, so who's doing 85%, cash out, full doc? And what are their seasoning requirements?

Edited: 06/26/2010 at 05:20AM

Small_flying-phoenixJon Holdman, Flying Phoenix LLC


Ben Carmona

· Wentzville/St. Louis, Missouri


Forum_avatar_avatar-investment_loan

Jun 16 '08, 08:32 AM

Any lender doing conforming loans will do 85% cash out on 1-2 units. The big issue now a days is getting pmi over 80%. Many pmi companies have stopped doing investment properties.

As far as seasoning, there are still a few lenders doing no seasoning cash out refinances.

Edited: 06/26/2010 at 05:20AM


S Man

· Atlanta, GA


Forum_avatar_avatar-atl2008rei

Jul 03 '08, 06:48 AM

Investment_Loan, I replied to another of your posts: I'm not seeing lenders doing cash out for more than 80% of the loan right now, and they do it based on the purchase price of the property not appraised price. My mortgage broker confirmed this. Which lenders do you see doing this please? Thanks.

Edited: 06/26/2010 at 05:27AM


Ben Carmona

· Wentzville/St. Louis, Missouri


Forum_avatar_avatar-investment_loan

Jul 03 '08, 07:21 AM

I replied on your other post as well. You need a broker, maybe one that specializes in investment loans.

Edited: 06/26/2010 at 05:27AM




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