Commercial Loan

[James Syed]

Hello BP members,

I am currently offered a commercial loan with the following terms;

Interest Rate          5.25%

Down Payment      25%

Amortization          20 Year

Term                      5 Year Balloon

I'd prefer at least a 10 year balloon @ 4.5% with 25 year amortization. Is that possible? My credit score is above 800. I have 3 year experience in real estate investing.

Any suggestions would be appreciated.