BiggerPockets

Hey Will and welcome to the site. In your previous post, you mentioned that you were a mortgage banker. Why are you looking for private lenders?

Hi there depending on the downpayment and loan amount I would love to help you...shoot me an e-mail if still looking!

Kellen:

What are you looking for the private lender to fund? Commercial or residential?? Please let me know the details and possibly I can help.

Lori

NEED FUNDING FOR APARTMENTS AND RESIDENTIAL. WE FUND APARTMENTS AND WE FUND RESIDENTIAL ONLY IF IT'S IN BULK. BELOW ARE THE SERVICES WE OFFER.

90% LTV FUNDING FOR COMMERCIAL DEALS, BULK REO TAPES, DEVELOPMENT, GOLD MINES, FRANCHISE PURCHASE, AIRPLANES, COMMODITIES, NEW VETURES, AND CHURCH MINISTRY BUILDING.


At HCA Investment Firm, LLC, our network includes Lenders and Lender/Investor underwriting group sources that represent some of the largest international banks, investment banks, correspondents, conduits, unions, insurance companies, hedge funds, pension funds, capital and credit companies, private accredited investors, and private lenders.

Among that list, for the right type of Client and project, the following program could be an attractive Joint Venture funding option. As a courtesy, please read this message, fund criteria, and Client requirements thoroughly before contacting us, especially regarding the Compensatory Balance. Ok? Thank you.

90% LTV FUNDING FOR ITEMS MENTIONED ABOVE

The global economic climate has changed dramatically in the last 18 months and finding reliable funding sources is a challenge. Fortunately, in our network, we have gained recent access to a large USA-based investment fund that is investing in large-scale development projects. This Investment Fund does not charge a Due Diligence fee before funding.
Investment Fund Criteria:

They are interested in large ($1M and much larger) commercial real estate and alternative energy projects. In general, the investment fund has three main criteria:

1. The project is new construction/development (no refinances) and is "shovel-ready", i.e., ready to break ground within 30-60 days of approval;
2. The market fundamentals for the project are sound;
3. The development team has a significant financial stake in the project and has experience in developing the type of project contemplated.

Project Types:
•Commercial Real Estate •Hotel Resorts and Casinos •Alternative Energy (solar, wind, geothermal, hydro, biomass, waste conversion, etc.) •Hospitals and Health Care Facilities •Infrastructure (roads, highways, rail, etc.) •College and University Buildings •Public-Use Facilities •Recreational Facilities •Retail •Apartment Buildings •Industrial •Mixed-Use Commercial •Office •Other Related Types Size: $1 Million Minimum; 1 Billion some deals more than a Billion depending on the deal 10B Max.

Location: USA and International (USA-friendly countries)
Stage: Shovel-Ready (i.e., ready to break ground in 90 days)
Terms: Up to 90% Equity Financing Available; THERE IS NO LOAN; as such, there are no interest payments during the term of the investment; 3 to 5 Year Term.
Time to Closing: 60 to 90 Days
Pre-sales: There are no pre-sales or pre-leasing requirements.



We Also Do 100% Joint Venture

Typical financing structure: Our funding source provides up to 100% joint venture equity financing. In so doing, they can cover 100% of the total project costs including, in most cases, monies the developer has already expensed for soft costs, pre-development, etc. In other words, they will allow the developer to recover capital that has already been invested in the project by including it in the total financing amount.

Compensatory Balance: By allowing the developer to recover hard and soft costs, the investment fund recognizes that the developer's risk capital will eventually be withdrawn from the project. As a result, they require that the developer place a cash deposit of up to 10% of the project cost in an account at a major bank as a compensatory balance. Current project equity or current monies injected into project will not be allowed in lieu of the required deposit because, in most cases, the developer will be allowed to recover those costs.

The deposit is not a fee. It is an offsetting balance designed to ensure that the developer has an ongoing financial stake in the project. This balance is maintained while the developer receives ongoing monthly draws from the investment fund, allowing the developer to recoup the developer's costs.



What we do If a borrower has a viable transaction (eg. commodity deal) with an Exit and/or has a Project/Asset (eg. Purchase of Real Estate or Supermarket purchase/expansion, etc) to be pledged as collateral we will privately fund it.

Our Short Term Mission consists in improving local economies, by funding feasible transactions and projects to active entrepreneurs. We offer a complete non traditional - non conventional approach to lending. Therefore, borrowers are encouraged to think proactively (be open minded) when doing business with us.

Funding Program Highlights:

- Absolutely, NO UPFRONT FEES!

- Non FICO driven APPROVAL for funding

- Borrower is direct to Lender/Investor

- 90% LTC (Loan to Cost) or LTT (Loan to Transaction) in most cases

- We Fund $1M to $1B USD (exceptions may apply for smaller-larger amounts)

- 30 days funding (closing) from escrow deposit*

- Funding for across the board industry: Real Estate: Land Acquisition and

Development, REO Tapes, Foreclosures. Gas Stations, Supermarkets, Distressed Assets, Franchise purchase, Airplanes, Commodities, New Ventures, etc.

- Joint Venture opportunities with Lender/Investor: What is needed is a viable project, 10% Down Payment, and an exit or collateral. See our Supreme Funding Program.

Funding Program Requirements:

- Complete the Funding Application

- Submit 1 to 3 page project summary or business proposal or Executive

Summary**

- An original bank "capability" letter or current bank statement, which states borrowers financial ability to place the minimum $100k or 10% (whichever is greater) of the loan amount into an escrow deposit

- Last two (2) bank statements (When application is preapproved)

- A company business plan (if necessary) and Insurance (if necessary)

- Last two (2) years of income taxes (if applicable)

- Borrower's legal documents (Filing receipt, tax ID, etc)

- Two (2) color picture ID for principal. Business exterior and Interior photos

- Two (2) personal reference letters (Showing name, address, telephone, cellphone)

Markets we serve:
Worldwide, excluding countries under the USA and/or UN embargo.


If you are serious about securing funding and/or a joint venture, please email us a 1 to 5 page Executive Overview to:


HCA Investment Firm, LLC
Al Ferguson
(404) 397-5913
al@highcapitolassets.com
Skype address: alferguson777
www.highcapitolassets.com

For more information go to: http://www.highcapitolassets.com/default.asp.pg-PrivateLoans

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