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Forums » Creative Real Estate Financing » Hard Money Loan in New Jersey

Hard Money Loan in New Jersey Subscribe to Hard Money Loan in New Jersey

2 posts by 2 users

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Vivian Benn

Real Estate Investor


Forum_avatar_avatar-vjb

Jul 10 '08, 08:27 AM

Hi everyone,

I am looking for a hard money loan in New Jersey, one that I can work the down payment into the loan. Does anyone have any suggestions or referrals?

Also I am a little confused on the hard money loan. How much percentge will I need for a down payment on a hard money?

thank you,

vjb

Edited: 06/26/2010 at 05:29AM


Jon Holdman

Real Estate Investor · Wheat Ridge, Colorado


Forum_avatar_avatar-wheatie

Moderator Pro

Jul 10 '08, 09:00 AM

Can't suggest a specific lender for NJ, sorry. Go to your local REIA and start asking around. Very likely you'll find one or more there. Check the newspaper for " money to lend for real estate" ads. Start calling mortgage brokers.

HMLs typically lend the entire purchase price plus rehab costs, with some pretty stiff points and interest. I know of one local here that will go 90% of purchase plus 90% of rehab with somewhat better terms.

Edited: 06/26/2010 at 05:29AM

Small_flying-phoenixJon Holdman, Flying Phoenix LLC




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