Dodd-frank or SAFE act, and balloon payments?

[Cody C.]

I'm a realtor in Oregon. My principle broker last week dropped a bomb on us, saying that balloon payments are going (have gone?) bye bye, and that most people who are going to carry notes on their own properties, will now have to be licensed.

First of all: What? -- In doing my searches of the two acts, I can't find a single thing about balloon payments. Is he confusing these for something else?

Second, Has this impacted your business? If so, how? And what workarounds have you found?