How can I accept ACH payments or direct deposit on my website?

[Brandon Turner]

Hey folks- I want to re-vamp my rental website to allow tenants to pay rent on the page with their checking account. 

I don't want to use a third-party like Dwolla or WilliamPaid. I simply want them to go there, type in their account number and routing number and name/address - and send the money. I also would like to have the ability to set up reoccurring direct deposit from the tenant to my checking account. 

Anyone have any good tips on how to make this happen? Is my bank's "merchant services" the only one that can do this? 

Thanks!