BiggerPockets

It was down for a few hours a couple days ago, but it's been working just fine for me since then.

I get various messages, but this is the latest:

We're sorry, our site is running slowly.

As a result, you may experience delays or have difficulty accessing parts of bankofamerica.com, including Online Banking.

We're actively working to resolve these issues. You may wish to defer your transaction until a non-peak time.

If it's convenient, we invite you to conduct your banking business at a banking center or ATM.

Otherwise, you may continue to Online Banking. We do apologize in advance if you experience any delay or difficulty accessing the site.

Thank you for your patience.

I wonder if someone DDOS'ed them haha.

:lol:

I think a lot of people are doing that...

However, the debit card issue doesn't bother me that much. It's not surprising that the banks are passing this cost on to the consumer after congress blocked them from charging the merchants for the debit fees.

The way I see it, the only advantage of using the debit card for purchases is to get cash back if you aren't near your own bank's ATM. Studies have shown that people who use cards instead of cash tend to waste more money and not pay as much attention to the purchase price. And there's the possibility (although remote) of someone stealing the PIN and taking money from your account.

Personally I think it's better to just use cash or a credit card that you pay off every month.

I don't particularly care for them--I don't like the way they'll use any opportunity to pitch their stupid "Privacy Guard" service (but they aren't the only bank that does this type of thing, of course). But I've never had any of the nightmare problems with them that some other people talke about. What's been keeping me there is inertia.