I am trying to arrange financing for my first REI, I will owner occupy the unit, it will be a multifamily house. I went through a short sale little over 2 years ago because of a divorce. I subsequently moved across the country so I could have joint custody of my children. I am trying to qualify for a FHA Loan 3.5% down. I know there rules state 3 years after a short sale to qualify. They state 2 years if you have had a "hardship."
My question is, does a divorce qualify as a hardship for FHA? Allowing my to finance after 2 years after a short sale.