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Jeff L.
  • Investor
  • Pope Valley, CA
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Difference between personal and commercial insurance policy for a landlord?

Jeff L.
  • Investor
  • Pope Valley, CA
Posted May 15 2015, 02:30

What's the difference between a personal policy and a commercial policy for a landlord?

I was getting a quote for umbrella from RLI and they won't cover properties that are under a commercial policy:

  • Excludes residential properties that are covered under a commercial or other non-personal premises liability policy.

But, they still cover "rentals". So what's the deal? Can you even get a rental put on a personal policy? If so what's the difference?

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