Comments on: How to Score Big! The Truth Behind Credit Reports and Your Credit Score.

By: David Taylor

David Taylor — Tue, 08 Sep 2009 18:52:09 +0000

Yes protecting your FICO score is the most important thing you can do to save money in the long term. The higher your score more more you save on almost everything. Car loans,mortgages,insurance,lines of credit etc. are all based in your FICO

By: Michael Creel

Michael Creel — Sat, 16 Aug 2008 04:07:19 +0000

Glad it helped. I think for many years to come a persons credit score will be the most important factor in their financial profile. It even hurts the wealthy if they don’t stay on top of it.

By: San Jose Criminal Defense Attorney

San Jose Criminal Defense Attorney — Fri, 15 Aug 2008 19:22:11 +0000

Great article. I wish i knew about this before paying crazy amount to get my credit score. this ones def. printed and filed. Thank you.

By: Michael Creel

Michael Creel — Fri, 18 Jul 2008 14:52:53 +0000

There really should be college courses available just on the credit score system. Almost no one understands it. I spent two hours talking to a rep from Trans Union and he couldn’t even explain it very well.

By: Little Rock Divorce Lawyers

Little Rock Divorce Lawyers — Fri, 18 Jul 2008 14:23:01 +0000

Great article about credit scores and how they are calculated. I’m a pass this one around to a lot of my friends.

By: Rick Jones

Rick Jones — Fri, 11 Jul 2008 17:25:38 +0000

Be wary of contacting the IRS about tax liens when they show up on your credit file. You can inadvertently wake a sleeping giant that will wreak havoc on your financial life. Get professional help. It’s worth the investment.

By: Detective

Detective — Tue, 12 Feb 2008 17:38:05 +0000

Very interesting post. I think it must be read all people who receive rejection. Especially interesting details about credit scores calculating.

By: Michael Creel

Michael Creel — Tue, 12 Feb 2008 04:33:53 +0000

What many don’t know that even while making your home payments on time on a negatvie ARM loan, your credit score can decrease as the debt grows.

By: gary

gary — Tue, 12 Feb 2008 04:18:24 +0000

I am sure more and more people are becoming aware of this, but the better your credit score the less you pay for auto and home insurance – everything being equal. If you were able to calculate the savings on car loans, home loans and insurance, someone with better credit saves alot of money than those who don’t.

By: John

John — Sat, 02 Feb 2008 03:34:30 +0000

People will feel so much happier when they clean up their credit and start paying off debt and pay bills on time. It just opens up so many doors as a real estate investor. I think the key is staying on top of your bills, keeping credit lines open but paying them off as soon as you use the money to build good history.

By: creativestrokes

creativestrokes — Thu, 31 Jan 2008 23:54:58 +0000

well i consider my self lucky i have good credit rating till now .but ur information is very useful.

By: Anonymous

Anonymous — Thu, 31 Jan 2008 15:13:26 +0000

Although the free credit report at annualcreditreport.com doesn’t have your Fico you can still see how you stand. If you see tons of derogatory remarks on the reports you know you can still improve your credit. After you fix as many as possible then you can go with the trial or paid versions. There’s a company TrueCredit.com they are run by I believe TransUnion and give you your FICO and you can dispute everything and do everything online.