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Archive of Jeff Brown

Licensed since 1969, broker/owner since 1977. Extensively trained and experienced in tax deferred exchanges, and long term retirement planning.

Jeff has written 207 articles for The BiggerPockets Blog.


Opinion

Questions! Questions! Questions! There Are So Many Questions On Why Your 401k Is A Retirement Income Loser!

by Jeff Brown August 26, 2014
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In last week’s post I spoke about why your employer sponsored 401k is a loser. Since its inception over 30 years ago, it simply hasn’t produced the promised results. The only real empirically demonstrable fact you need to know about ‘em is that the average American turning 65 has $100,000 or less in their 401k […]

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Retirement

Why Your 401k Is A Retirement Income Loser!

by Jeff Brown August 19, 2014
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A savvy commenter and a couple buddies made known to me that last week’s post at a sentence or two they didn’t quite grasp. I read it myself, and calling that sentence the perfect example of tortured syntax would be straining the concept of kindness. Here’s the offending prose. “If all you ever did was […]

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Real Estate Investing

Universally Accepted Lies In Real Estate EXPOSED!

by Jeff Brown August 12, 2014
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There’s so much out there in the real estate investing world perceived to be universally understood as ‘known’. Just a few examples might be . . . . “Buy ‘n hold, and never sell.”   “Only fools pay taxes when a tax deferred exchange is an option.” “Leverage is all about down payment. The lower […]

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Real Estate Deal Analysis & Advice

Let’s Talk About The Art Of The Possible In Real Estate

by Jeff Brown August 5, 2014
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I understand the attraction to the myriad formulas attached to both real estate and discounted note investing. I learned the hard way with many of ‘em that most formulas don’t have an infinite shelf life. In fact, some are downright misleading. Take the 2% rule — please. I’d love for somebody to show me a […]

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General Real Estate

The ‘Excitement’ Of Real Estate Investing — Really?

by Jeff Brown July 29, 2014
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We humans can be unintentionally funny and frustrating at times. One of the ways we do it is through how we interpret new information. There’s a saying that goes, “May you live in interesting times.” Dad had two Chinese agents back in the 1960s whose second language was English. In fact, one of ‘em was born […]

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Opinion

Economic And Real Estate Investment Factors Affecting Our Decisions Don’t Exist In A Vacuum

by Jeff Brown July 22, 2014
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Interest rates, unemployment, inflation, supply/demand, and a ton more, are factors affecting bazillions of daily decisions made by families, businesses of all sizes and in all industries. We spend countless hours attempting to figure out their impact on what we’d like to do, or even more immediately urgent, what we’ve already done. Thing is, those […]

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Opinion

Are You Acting Upon What You Believe The Economic Reality Will Be in The Next Few Years?

by Jeff Brown July 15, 2014
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Most of us, including me, have been caught by differing degrees of surprise by past economic transitions, both good and bad. Allow me to recount the good, bad, and the ugly I’ve experienced, firsthand. I began learning about the brokerage side of real estate back in the summer of 1967. ‘Classes’ were conducted on the […]

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General Real Estate

Most Investors Wanna Talk About Everything Except . . . RESULTS!

by Jeff Brown July 8, 2014
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As the story goes, Dad was earnestly explaining to his sixth grade teacher why his assignment wasn’t completed on time. After finishing he was confronted by a no nonsense look from the eyes of a man who didn’t brook excuses other than death or dismemberment. He solemnly leaned over his desk, pointed his finger at […]

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General Real Estate

How Has Your Retirement Plan Been Workin’ Out For You Lately?

by Jeff Brown July 3, 2014
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OK, I’ll go first. My retirement plan got knocked down three times in Round 1, back in the 80s. You know, back when I turned 30 and knew absolutely every freakin’ thing that mattered. We’ve all been there, right? In a very short period of time I lost three properties. It was at that point […]

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Real Estate Deal Analysis & Advice

Are You Willing To Sacrifice Your Potential Retirement Income At The Altar Of ‘Local Control’?

by Jeff Brown June 24, 2014
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The battle cry sayin’ all real estate is local, has been bastardized of late to also mean the real estate investor is foolish to eschew their local market for superior markets far away. It usually involves — strike that — virtually always involves the comfort zone of the individual investor. For the record, like you, […]

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Real Estate Notes

Turbo Charging Your Real Estate Acquisitions With Discounted Notes

by Jeff Brown June 17, 2014
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The following acquisition strategy can be put into play whether you’re a flipper, long term investor, even a spec builder. Heck, wanna buy the lot on which you’re gonna build your dream home? This will work for ya big time. The first part of the recipe is to own a discounted note, secured by real […]

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Investor Psychology

Things aren’t Always Objective in Real Estate — Life Happens!

by Jeff Brown June 10, 2014
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In last week’s post we talked about how a California couple might trade their impressive net equity — about $435,000 — into a far better investment environment, Texas. Since their household income is enough to support their growing family, but not enough to add to their overall Plan, at least for now, their options are […]

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Real Estate Investing

Retirement Security: Invest In Texas NOT California

by Jeff Brown May 27, 2014
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A real estate investor from California has several small rental properties (8), all local. Location quality is suspect, as they’re in… you know… California. Related: Southern California Housing Markets Increasingly Overvalued Opinions vary on that topic. ;) 8% sales/closing costs generates a net equity of  around $435,000, give or take. That includes one rental in which he used […]

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Real Estate Market

Real Estate Investors Fail When They Falsely Relate History to the Present and Future

by Jeff Brown May 13, 2014
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Many believe a studious real estate investor, -heck, an investor in anything, can study history to ensure investment success. “Since this is the way it’s been in the last generation or two, logic says that’s the way it’ll be now.” I was literally taught that, face-to-face in many seminars in the ’70s and the ’80s. A […]

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General Real Estate

Aging RE Investors Need Not be Hostage to a Mediocre Retirement Cash Flow

by Jeff Brown April 30, 2014
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The ages of folks calling and emailing me to chat are all over the map. I have several clients who’ve been with me for a few years who’ve yet to turn 30. Yeah, it irritates me too. All but one plan on retiring after 50, half of ‘em insist they’re work ’til at least 60 […]

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