Archive of Kevin Kaczmarek's Articles

Kevin Kaczmarek is President of Capital Blueprints, LLC. Serving a national and international client base, Kevin helps clients achieve their personal goals for long-term stability and solid financial growth through Self Directed IRA Investments and individualized Passive Income Strategies.

Kevin has written 43 article(s) for the BiggerPockets Blog.


Real Estate

How a Pizza Franchise Ad led to a Real Estate Note Purchase

by Kevin Kaczmarek | February 17, 2012
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Note investing is not only fun and financially rewarding; it’s also a niche business that once you are good at it will pave your path to success. Yet, one of the most difficult aspects of getting to note investing veteran status is finding good note deals. Many marketing methods that are utilized for “traditional” real [...]

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Real Estate Investing

Even Note Investing Has Guru Traps

by Kevin Kaczmarek | February 3, 2012
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Our education in any business is infinite, and my passion in note investing has given me the opportunity to meet with some amazing people in the note business and I actively look for new information to perfect my craft. Currently I receive daily newsletters and publications on the concept of note investing, some of which [...]

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Real Estate

Make Agents Your Seller Financing Allies

by Kevin Kaczmarek | January 27, 2012

It’s  a hurdle most real estate investors run into early in their careers….  How to find real estate agents that understand the “unique” offers investors make to seller’s agents. Whether it’s the idea of buying with seller financing or taking an option on a property, most real estate agents have never heard of these transactions [...]

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Real Estate Investing

Dipping Your Toe Into the World of Seller Financing

by Kevin Kaczmarek | December 8, 2011

If you are going to sign a lease/option contract with a prospective tenant buyer, you should go through the normal screening process used in any seller financed deal. That means credit reports, background checks, pay stubs, reference checks and any other due diligence that gives you an accurate profile of your prospective buyer. After all, [...]

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Real Estate Investing

Pricing Your Seller Financed Property

by Kevin Kaczmarek | December 1, 2011
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I am often asked about pricing a property for resale if the seller is willing to offer financing terms. The capitalist answer is: Sell for any price that is agreed upon between the buyer and seller. While that sounds quite cut and dry, in this current economic climate, it is inaccurate.  This brings us to [...]

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Real Estate Investing

Why Note Owners Can Be Motivated Sellers

by Kevin Kaczmarek | November 17, 2011
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Whenever I talk with people about the concept of real estate-backed-notes as investment options, you can see the excitement in their eyes and it’s followed by one common question, “If note investing is so great, why would a note owner sell it to me for a discount?” That’s a great question! Often, in the world [...]

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Real Estate Investing

How to Be a Distinguished Note Owner

by Kevin Kaczmarek | October 26, 2011

With all of the backlash against banks and mortgages it is no wonder more and more people are renting,  buying properties for cash, or using private seller financing.  One of the biggest reasons? Customer Service! With the internet and today’s fast paced way of doing business, old fashioned customer service has gone out the window! [...]

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Real Estate Investing

Note Brokers: How to Find the Experienced Ones and Avoid the Time Wasters

by Kevin Kaczmarek | October 5, 2011
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Last week we talked about the various discounts you can give a note buyer in order to actually sell your note to an interested party.  This week we’re going to talk about actually selling your note. To find a buyer, you either have to have a built-in network of buyers interested in notes or you [...]

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Real Estate Investing

How to Avoid a Haircut on your Note

by Kevin Kaczmarek | September 28, 2011
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One of the first lessons we learn in real estate is that you make your money when you buy. Sometimes that is a hard pill to swallow, especially when we make a good real estate purchase that turns into a bad deal, only because of unforeseen circumstances.  However, in note origination there are several instances where [...]

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Real Estate Law

Note Investing & Usury Laws: Don’t Get Bit By A Loan Shark!

by Kevin Kaczmarek | September 7, 2011
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As with so many of my blog posts, I like sharing some of my actual experiences with you because I believe experience is the best teacher. This one is an important reminder about the fact that note investing requires some serious due diligence before you jump in. Usury Laws! The term just rolls off the [...]

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Real Estate Investing

Turning a Non-Performing Note into a Rental Property and a Good Deed

by Kevin Kaczmarek | August 24, 2011

The mortgage meltdown has put many hard-working good people in tough situations where foreclosure is their only option. Even though this market has created the best buying opportunities in decades, there are more people just like a homeowner I recently ran into.  I thought this case study might inspire you as you purchase mortgage notes. [...]

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Real Estate Investing

Dealing in Notes

by Kevin Kaczmarek | August 19, 2011

A question popped up this week as a few colleagues and I were discussing seller financing and the idea of providing seller financing to homeowners and investors. The discussion leads to important points that if you are considering selling with owner financing you have to read. It could save you thousands of dollars. When to [...]

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Mortgages & Lending

Banks will not lend! What to Do With Balloon Payments

by Kevin Kaczmarek | August 10, 2011

Yesterday was another roller coaster ride on Wall Street and outside of your mutual funds, stock and bonds, what happened yesterday has a major impact on your real estate business. For months now we have been talking about buying and selling properties with seller financing. There was one particular article that now has a greater [...]

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Real Estate Investing

When Seller Financing is Too Much Leverage

by Kevin Kaczmarek | August 3, 2011

It might seem like a great problem to have, too much financing from private sellers. In many instances it is a great problem. You are acquiring properties using other people’s money to grow your portfolio or business. However, there are a few guidelines to follow when buying properties using seller financing. Begin with the exit [...]

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Real Estate Investing

Seller Financing: Three Kinds Available to You

by Kevin Kaczmarek | July 20, 2011
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Seller Financing has likely become the single most talked about real estate investing tool in the past few years due to the lending restrictions banks have placed on our industry. Just this past week, a banker told me real estate investing is now considered a “hobby” meaning it is not considered a lending option for [...]

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