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Financing Real Estate

Financing Real Estate

Seriously… Why Should You Even Listen to Me About Real Estate?

by Ben Leybovich April 15, 2014
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I am a musician.  I spent the early years of my life and into adulthood trying to perfect the un-perfectible craft.  I made it as far as college before fortune liberated me from having to chase the impossible when the diagnosis of Multiple Sclerosis made it impractical to continue to pursue a career in performance […]

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Financing Real Estate

How to Buy Multiplex with $0 Out of Pocket – An In-depth Look at Creative Finance

by Ben Leybovich April 8, 2014
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In this article I am going to touch on the highlights of one Creative Finance technique which can enable you to structure an acquisition with $0 of your money in the deal.  I can not possibly go into as much detail as is necessary within the scope of this article.  But, I do hope to […]

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Financing Real Estate

Trying to Choose The Right Loan? Stop Looking at Just The Rates!

by David Rodriguez March 30, 2014
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It is not uncommon for investors to be presented with different loan options when they are securing a loan for a property. Often these options can differ in the required loan to value (LTV), the interest rate or whether or not they allow you to roll in construction costs. I am probably presented options by […]

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Financing Real Estate

Raising Private Equity: How to Use “Reg A” to Raise Investment Capital

by Ankit Duggal March 19, 2014
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Have used up your own personal Rolodex of investors for raising capital for a new deal? This is a common problem that most real estate investors face at some point in their investment career. Traditionally, real estate investors have used Regulation D (504, 505, and 506) to raise capital for their deals. Two common complaints […]

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Financing Real Estate

Capital Investors: How to Reduce Risk Investing in Syndicates and Funds

by Ankit Duggal February 18, 2014
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Private Equity Funds, Syndicates, and Crowdfunding are all different platforms contrived by investment operators to raise money  from capital investors to be utilized in a deal or an investment strategy. As an equity/capital partner, you should analyze four key terms associated with any offerings to help filter the investment opportunities that are higher risk. The […]

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Financing Real Estate

Syndication: Is It Even Worth The Trouble?

by Ben Leybovich February 18, 2014
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Most of you know by now that I’ve dedicated myself to learning the art of syndication. I’ve also committed myself to writing about it so that you don’t have to re-invent the wheel. The forthcoming is another installment of Ben is just a dumb landlord, but he is learning… There are many “problem” areas as […]

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Financing Real Estate

How to Get Apartment Building Financing Even if You Don’t Qualify

by Michael Blank February 17, 2014
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As I continue to hunt for a (bigger) apartment building deal, I am interviewing lenders and brokers to better understand their underwriting requirements. This is critical if I want to successfully close deals I get under contract. In this article I will share with you the most common underwriting requirements and terms you can expect […]

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Financing Real Estate

Self-Employed Looking for Credit… What Do Loan Originators/Underwriters Look For?

by Jimmy Moncrief February 12, 2014
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So, you are self-employed and need a loan on some real estate. What exactly do you need? As a bank underwriter, I underwrite a lot of these kind of loans, so in this post I will share what you need to know to qualify for a loan as a self-employed borrower. In this post I’m […]

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Financing Real Estate

Are All Interest Only and Adjustable-Rate Mortgages Bad?

by Dave Van Horn January 29, 2014
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Whether or not interest only and adjustable-rate mortgages are bad is as big as the great debate on whether you should leverage properties or pay down your mortgage debt. Although advice and opinions are readily available, I’d like to share with you some facts from my own experience. First, to provide a solid frame of […]

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Financing Real Estate

Avoiding Prison When Syndicating Real Estate Deals (Do YOU Know the Securities Laws?)

by Michael Blank January 27, 2014
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I’ve been writing lately about syndicating your apartment building deals by raising money from private individuals. As Ben Leybovich said in his post about this topic, syndicating your deals is a great way to add a “zero” to your deals. We’ve skirted around the commonly-asked question and concern, which is “what about the SEC? Isn’t […]

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Financing Real Estate

How the 2 New Mortgage Rules Affect Your Fix N Flips

by Tracy Royce January 11, 2014
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New mortgage rules have been put into effect this last Friday to clean up, correct, and prevent the type of unscrupulous lending practices of past. The Consumer Financial Protection Bureau is the agency that has issued the new rules, and tried to have them focus on a back to basics approach. This includes two new […]

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Financing Real Estate

I Don’t Make Down Payments … Here’s Why

by Ben Leybovich December 24, 2013
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Those of you who know me well know that I don’t like to bring money to closing; I’ve alluded to this fact in multiple articles here on BiggerPockets including here.  Indeed, I specialize in Creative Finance and aim to achieve 100%, or as close to it as I can get on every deal that I […]

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Financing Real Estate

The Future of Real Estate Lending

by Kenny Estes December 19, 2013
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A few weeks ago I wrote an article exploring the new rent backed bonds Blackstone has begun issuing.  When I wrote that article I thought their next step would be to start buying leases from investors and bundling them up.  Turns out, I was wrong…but not by much. Blackstone is calling their next step B2R. […]

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Financing Real Estate

How to Use Construction Loans to Get 100% Financing on Your Next Deal

by Jimmy Moncrief November 19, 2013
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Every week someone approaches me that is dying to grow their real estate business.  However, they have used all of their cash in property improvements and down-payments. With little cash, they seem helpless.  However, they are still wanting to continue to grow. There are a million strategies gurus try to sell, however, I’m here to […]

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Financing Real Estate

“I Want to be a Real Estate Investor but I Have No Money Saved”

by Kirk Chivas October 11, 2013
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The popularity of the HGTV and DIY channels has made the housing industry a desirable arena to play in.  Flip That House, House Hunters, Property Brothers, etc. all do their best to really get the juices flowing for soon-to-be landlords and house flippers.  Boy, do they make it not only look fun, but easy! The […]

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