Retirement

The elephant in the room whenever two real estate investors are talkin’ real estate is, duh, retirement. That elephant is ever present in a world class website dedicated to real estate investing like BiggerPockets. Over 110,000 members speaks for itself. Experience tells me that well over 90% of those members are doin’ their level best [...]

The short answer? Terrible. The long answer is, as usual, somewhat complicated and nuanced — or that’s what the media preaches. The other day I saw something on TV that had me playin’ it back to ensure I’d heard it right the first time. In a nutshell, they said . . . If a couple [...]

More and more these days I find myself chattin’ with Boomers about retirement plans gone rogue. Honest analysis has shown the reality of what might be a bitterly disappointing retirement — or worse, a postponed retirement. It’s not that they don’t have capital and/or equity. No, it’s that the inertia of their current plans indicate [...]

Every year I rate all the Equity Indexed Universal Life products on the market.  It seems each year there are a few more to look at.  Last year the total EIUL sales increased 40%.  This is a product that has come of age and is growing in popularity.  However, there are relatively few changes to [...]

I’d never tell anyone that a couple grand a month plus an SS check is to be celebrated. Yet my experience has taught me, in my opinion, that most current American retirees would run over Grandma for that much retirement income. No more is the old joke about “Hi, welcome to Wal.Mart” funny. Far too many [...]

When talkin’ to those who’re seriously interested in what it takes to retire well through real estate and other related (maybe some unrelated) vehicles, I’m most often asked the following question. What’s the most important thing(s) we should know?  I’ve learned there are a buncha answers to that question — and those answers tend to [...]

When you read something here or elsewhere that you’ve not known of before, in what way do you process it? Do you review how the new info might’ve helped you years ago? Or maybe it would’ve easily helped you avoid a mistake you made years ago — one that put you on a financial treadmill [...]