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Retirement

Investor Psychology

Make More in Retirement Than You Did on the Job Using Strategy

by Jeff Brown October 21, 2014
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I know a guy who bought his first property in 1975 for $57,500. If he’d held onto it all these years, it’d be free ‘n clear — and worth around $400,000, maybe a tad less. ‘Course, if he still owned it by utilizing the buy ‘n hold strategy many worship, he woulda lost well over an […]

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Personal Finance*

Why Your 401k Is A Retirement Income Loser!

by Jeff Brown August 19, 2014
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A savvy commenter and a couple buddies made known to me that last week’s post at a sentence or two they didn’t quite grasp. I read it myself, and calling that sentence the perfect example of tortured syntax would be straining the concept of kindness. Here’s the offending prose. “If all you ever did was […]

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Real Estate Deal Analysis & Advice

Defying Gravity and Investing in Real Estate in the Land of Oz… [Why it Doesn't Work!]

by Jeff Brown April 4, 2014
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Let’s begin with the assumption that actual investment principles are just that: principles. For example, in physics, the principle of gravity is what we call a fundamental truth. Some might wanna convince us we’ll fall sideways when we jump off a 10 story building. Gravity and thousands of years of human experience tell us we’ll […]

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Retirement

Frankly My Dear, Retirement isn’t as Bad as it Now Appears (at Least not With the Help of REI!)

by Jeff Brown March 18, 2014
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Over the years I’ve added categories of investors to my list. Age, health, and many other factors play a part in naming these categories. I’ve  recently spoken with a gaggle of Boomer types in their 60s. Generally speaking they wanna know how they can improve their impending, sometimes imminent retirement. The income they see comin’ […]

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Retirement

There’s A Self Evident Truth Most Boomers Haven’t Recognized — They’ve Lost A Friend

by Jeff Brown December 13, 2013
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In well over four decades of experience in the business, I’ve seen many stats that’ve stopped me in my tracks. Things like an FHA interest rate of 16.5%. A one year appreciation rate of just under 50%. Or, more recently many of the stats related to the recent bubble. However, the most recent stat riveting […]

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Retirement

Three Things You Need to Know About Fix and Flips Using Self Directed Retirement Funds

by Douglas Dowell December 6, 2013
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“Humpty Dumpty sat on a wall, Humpty Dumpty had a great fall. All the king’s horses and all the king’s men Couldn’t put Humpty together again “ Author unknown but probably a 18th century English tax lawyer? Please allow me to share one of the worst stories I have ever heard in real estate. A […]

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Retirement

The Best Retirement Plans for Investors: The Battle Between the Solo(k) and IRA

by Amanda Han November 13, 2013
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There has been a lot of buzz in the real estate community about some of the benefits of “QRPs.” What exactly are QRPs? Do these benefits really exist? Or is it another scam of the month that we should all be weary of as real estate investors? The good news is… QRPs do actually offer […]

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Retirement

How to “Really” Enjoy Your Retirement – And Why Most Americans Won’t

by Jeff Brown November 8, 2013
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This is very personal to me. In large part, the last three years have been spent addressing the problem we all see with Boomers, which is their horrible track record when retiring. That is, those who can retire. Many have no choice but to work ’til they can’t. A huge majority say they’ll work after […]

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Retirement

How Separate Note Portfolios Can Both Speed Up AND Enhance Your Retirement Income

by Jeff Brown September 25, 2013
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Averaging 12-18 hours a week talking with real estate investors about their plans for retirement, common denominators show themselves, as you might expect. After all – when you boil things down to the basics, most folks fall into many of the same categories. When asked, for example, about the timing of their retirement, they usually […]

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Real Estate Investing Basics*

Managing Early Retirement Income Needs With Your Investment Properties

by Jason Hull September 19, 2013
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Murphy’s First Law for Real Estate: Your best tenant will get a job transfer during the worst rental market of the decade. –Murphy I make no bones about the fact that I am a fan of investment real estate, particularly rental properties. I have nothing against flip houses; my wife and I simply don’t have […]

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Retirement

6 Do’s and Don’ts of Self-Directed Retirement Investing

by Amanda Han August 21, 2013
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If you have taxes due for the September or October 15th deadline, you may want to work with your tax advisor to find ways to pay towards your retirement account rather than the IRS. The goal with retirement investing is to shift money that would otherwise go to the IRS into your retirement account. This […]

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Retirement

I’m Really Gonna Like Creating This Case Study

by Jeff Brown June 13, 2013
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Every now and then I’m reminded in the most visceral of ways how much I love what I do. My favorite example happened many years ago. Long time clients had recently had their first baby, a girl. At the time of this office meeting their daughter was about a week past her second birthday. We’d […]

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Retirement

The Time Value of . . . Time

by Jeff Brown May 28, 2013
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First, let me fully disclose I’m an OldSchool guy down to my DNA. My mentors were so old they used to tell me they never called it OldSchool. It was just ‘School’. The youngest among them in the late 1970s and 1980’s was over 60. It puts a smile on my face just pondering their […]

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Retirement

Understanding the Interest Credit Strategy in an EIUL

by David Shafer May 10, 2013
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Equity indexed universal life insurance policies were developed in response to issues in the variable universal life policies. Despite this, to this day, some critics lump the two together. For retirement purposes the EIUL uses a far superior strategy. Let’s take a look. EIUL Interest Credit Strategy Variable products simply use sub-accounts that are usually […]

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Retirement

A 100% Employer Match On 401Ks – The Best Thing Since Sliced Bread?

by Jeff Brown April 23, 2013
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One of the things I like most about writing on BiggerPockets Blog is the comments and questions from readers. Some of those comments inspired this article, as they compelled a reasoned answer worthy of more exposure than the comment section for one article. The article in question can be found here. Whenever I encourage folks […]

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