fannie

Commentary

What a Private Mortgage Market Could Mean to You

by Kevin Kaczmarek | March 9, 2011
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The New York Times featured an interesting article last week on life after the 30 year mortgage. More specifically, how the mortgage market would look like if Freddie Mac and Fannie Mae go away. Some would say, the reduction in government “guidance” in the mortgage market will be good for free enterprise and will create [...]

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Foreclosures

Short Sale Negotiating with Fannie and Freddie

by Melissa Zavala | March 8, 2011
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Lately, I’ve been doing a lot of negotiating with Fannie and Freddie—you know… our friends Fannie Mae and Freddie Mac. These friends have been in the news quite often of late, and they certainly aren’t making short sale processing any easier. For homebuyers and home sellers not involved in short sales, there may be very [...]

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Commentary

2010 Real Estate Insights

by Douglas Lazovick | December 27, 2010

It’s that time when we look back and reflect on the events that shaped the year in real estate. But 365 days is a long time. So long that we often forget what happened and when. No problem. Google has a great tool called Google Insights that lets us drill down to when (and where) [...]

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Mortgages & Lending

FHA Rules Changing Faster Then I Change My Underwear

by Peter Giardini | March 18, 2010
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I hope I got your attention?  If you have not been paying attention to the changes the leading mortgage lender in the country is up to, you may want to start paying attention now! A little background:  For many years FHA has served a specific portion the home buying population that could not obtain mortgages [...]

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Commentary

The Economic and other Forces Impacting Your Real Estate Business

by Peter Giardini | February 11, 2010

It seems that everywhere you look now days the news stories, regardless of their source, provide nothing but conflicting points of view regarding the economy and where it is heading. Prices are up, sales are down.  We’re at the bottom… no it’s going to double-dip.   Credit is available… no it’s not! As a real estate investor, I am [...]

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Mortgages & Lending

Fannie Mae/Freddie Mac Put the Noose Around Investors’ Necks with New Lending & Underwriting Policy Changes

by Jeff Brown | December 10, 2009
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There comes a point at which reasonable folk take a step back, survey the latest nonsensical trend in lending, and conclude their own rational thought has been the problem all along. We don’t need a rehash of why we’re sittin’ in the economic rubble of a woefully failed economy. Allow me to sum it up [...]

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Commentary

Navigating the Continued Real Estate Market Turbulence

by Peter Giardini | December 8, 2009
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Just last week I wrote about the coming “Eye of the Storm” that seems to be favoring those real estate investors who are taking action now!   As mentioned in the article, there is a window of opportunity open to those investors who are in the rehabbing business and the wholesalers that support them; it also explores how cheap mortgage [...]

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Real Estate News

The U.S. Run Housing Market: The Nation’s New Landlord

by Charles Feldman | September 16, 2009

Worried about government run health insurance? Maybe you should be more concerned about the government run housing market!

government owned mortgages real estateFor those of you who have lost track of where all our taxpayer dollars have gone as we bailout banks, brokerage houses, car companies, insurance companies…etc—-this sobering statistic courtesy of the New York Times may be a needed splash of chilled water on the face: “The government is financing 9 out of 10 new mortgages in the United States.”

That bears repeating……”The government (as in U.S.) is financing 9 out of 10 new mortgages in the United States.”

According to the Times account, ” Fannie (Mae) and Freddie (Mac) now buy or guarantee almost two-thirds of all new mortgages. The Federal Housing Administration guarantees another 25 percent.”

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Real Estate

Good News for Real Estate Investors Looking for Financing

by Steve Heideman | February 16, 2009

As of last Friday, there is good news for real estate investors with more than 4 financed properties. Fannie Mae is lifting their ban on financing investors with more than 4 financed properties raising the total number to 10.  According to Fannie Mae, the rationale for the change  is that experienced investors can “play a [...]

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Commentary

Major Banks Announce Halt in Foreclosures for One Month; Await Obama Plan Details

by Joshua Dorkin | February 14, 2009

As the spending stimulus package passed the House and Senate on Friday, lenders large and small took action to stem the tide of foreclosures (1 every 13 seconds) until more details were revealed about President Obama’s $50 billion plan (that’s the portion of the stimulus devoted to foreclosures, according to the AP). Fannie Mae, Freddie [...]

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Commentary

It’s The Mortgages, Stupid! Negative Equity Flu Spreads; Whole Town Falls Ill

by Charles Feldman | November 12, 2008

During the Clinton years, it was, “it’s the economy, stupid!” Now, without doubt, “it’s the mortgages, stupid!” Without a major fix, the global economic meltdown, most experts say, will only grow worse. And, if you think that is not possible, just check out the value of GM shares! They’re so weak, you can almost trade [...]

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Commentary

The October Revolution: America’s $700 Billion Bailout Plan Would Make Lenin Proud

by Charles Feldman | October 1, 2008

Of course Congress had to wait till October to pass the $700 billion socialization of the American economy: October is, after all, the month best known for the Bolshevik revolution that brought Vladimir Lenin and gang to power in Russia. How fitting, then, that the Senate and then the House will no doubt approve a [...]

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Economy

More Mortgage Fraud? FBI Investigates Bailout Firms: CNN

by Charles Feldman | September 24, 2008

In a move that should surprise no one, the FBI, says CNN, has opened an investigation into Fannie Mae, Freddie Mac, Lehman Brothers Holdings Inc., and American International Group, the four companies now at the very heart of the proposed $700 billion dollar theft–I mean taxpayer bailout–plan being pushed by Bush and gang in Washington. [...]

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Commentary

2008 Election and the Implications on Housing and the Fannie/Freddie Bailout

by Tom Koziol | September 12, 2008

This is an election year. That may seem like a tremendous grasp of the obvious but I wish to ask you to look behind that statement so you can see what is happening right in front of your eyes. What I am really interested in is the Freddie/Fannie bailout. My God, the impact is almost [...]

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Commentary

Impact of the Imminent Failure of Freddie Mac and Fannie Mae and the Decline in Availability of Rental Properties on Apartment Building Investors

by Ted Karsch | August 26, 2008

The imminent failure of both Freddie Mac and Fannie Mae has already begun to have a detrimental impact on the larger US economy and the ability of home buyers to finance the purchase of a new home. This is an unfortunate circumstance for many young families who may not be able to qualify for a [...]

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