Economy by Ryan Hinricher | March 22, 2010 
I’ve been tracking what people are saying about the shadow real estate inventory that many economists, real estate professionals, and bankers are frightened of. Seems there’s some debate if the shadow inventory, will stymie the housing recovery. First the definition of shadow inventory is up for debate. Depending on who you’re listening to it can [...]
Read the full article → Mortgages & Lending by Ryan Hinricher | February 8, 2010I’ve been curious lately about the end of the Mortgage Backed Security (MBS) purchases by the Federal Reserve in March. The Fed is planning to end the program in less than 60 days on March 31st. Currently they stand at about 94% having purchased 1.17 trillion of the 1.25 trillion allocated to purchase these securities. [...]
Read the full article →
Down Payment Assistance Rears It’s Ugly Head Again
by Rob K. Blake | January 31, 2009Down payment assistance programs or DAPs are the pet project of every Realtor and home builder lobbyists ever since they came into existence. However, HUD got courageous a few months ago and outlawed them only to them get resurrected by the NAR (National Association of Realtors) in a House bill and now by the home [...]