Posts tagged as:

Interest Rates

Landlord Tenant

Current Market Conditions and Rental Cash Flow

by Troy Schuricht | October 16, 2008

The perfect storm is underway to help landlords cash flow on their rental purchases in certain market places.  The dramatic decrease in  home prices, underwriting guidelines that require larger down payment, low interest rates and the increased number of renters can lead to more cash flow for investors.
Market places across the country have seen [...]

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Commentary

The Good News of Recession

by Troy Schuricht | July 24, 2008

Before we can talk about the good news of a recession, lets define exactly what a recession is: 
 ”In macroeconomics, a recession is generally associated with a decline in a country’s real gross domestic product (GDP), or negative real economic growth.  According to widespread definition, a recession occurs when real growth is negative for two or [...]

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Financing Real Estate

Why Portfolio Lenders are Important to Investors

by Troy Schuricht | July 10, 2008

Mortgage loans can be come from a variety of sources, private individuals, banks, mortgage brokers, mortgage bankers, credit unions, etc.
Investors need to understand that in most cases these lending sources are not actually making their own capital available for a mortgage. Instead, they are acquiring or borrowing the funds from another party. Pension fund, [...]

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Commentary

Global Economic Picture Darkens; Is it a Good or Bad Time To Invest In Real Estate?

by Charles Feldman | April 16, 2008

The last posting I had last week generated much discussion–I advanced the argument that the real estate mess we find ourselves in, and the resultant global credit crunch, is not likely to end anytime soon. And, that unless one happens to know what one is doing, this is not a very good time to learn [...]

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Real Estate Investing

Five reasons to start investing in real estate again

by Troy Schuricht | April 10, 2008

Just like any other financial market, real estate continually cycles through its highs and lows.  There can be great debate on whether the market as a whole has bottomed out, but there is a growing consensus that many markets already have. Either way, now is a great time to start investing in real estate.
Here are [...]

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Economy

Real Estate Crisis Worsens and Takes the Rest of the Economy Down with it!

by Charles Feldman | March 12, 2008

If someone were to have said, say a year ago, that there would be a crisis in the subprime mortgage market that would lead to world-wide economic chaos, that person would no doubt have been laughed at.
Sadly, though, that is exactly what has happened and the evidence just this week is overwhelming.
But, before the depressing [...]

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Interest Rates

What Can Investors Negotiate with Mortgage Loan Officers?

by Troy Schuricht | February 29, 2008

Negotiating the terms of your loan can be as important as negotiating the sales price of your new investment property. Interest rates and closing cost a huge part of cash flow and return on investment, with the proper due diligent and negotiations, investors can be rewarded on every real estate transaction.
What can actually be [...]

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Mortgages & Lending

The Fed Gets New Glasses: Sees What’s In Front Of It’s Nose

by Charles Feldman | December 12, 2007

Here’s a quote that should make everyone feel better this holiday season. It’s from the chief domestic economist at Morgan Stanley and is in a report to clients as reported by the New York Times.
“A mild recession is now likely, with no growth for the year ahead.”
Great.
And, based on what the Federal Reserve just did–cutting [...]

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Economy

Thinking of Refinancing? Consider holding out for Rate Drop

by Joshua Dorkin | October 1, 2007

A manufacturing report came out today that was weaker than expected, raising renewed talk that the Fed might cut rates later this month1.
What does this mean for you?
As rates have come down recently, now is a good time to look at doing a refi. If you can afford to wait, and signals [...]

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Housing

Housing Crisis Quote of the Day from Alan Greenspan

by Joshua Dorkin | September 21, 2007

Alan Greenspan revealed more about his thoughts on the Housing Crisis in Vienna, Austria today:
“So far, prices have dropped only slightly. But it was enough to cause alarm around the world,” he said. “Prices are going to fall much lower yet.”
“There is no doubt about the fact that low interest rates for long-term government bonds [...]

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