Let’s say you have, give or take, $70,000 in your Wall Street investment account, or 401K. This account generates $500/mo in income. You’ve been adding $1,500/mo out of your after tax salary to the account, resulting in a monthly investment of $2,000 — 25% of which doesn’t come out of your family earnings from work. Question: 74 months down the road, will your original $70,000 + $500/mo (monthly cash flow/dividend) + $1,500/mo from salary(s) end up as — $255,000 + almost $1,600/mo in cash flow? No? Not even close? How ’bout if we cut that $255,000 to $200,000 — and cut the cash flow to, say, $1,200 a month? Still no? Do you know of a stock paying non-stop dividends in the 5-10% range, year in and year out for two to three decades? I don’t. In fact, even if the Wall Street (WS) investment account ended up worth $255,000 — and the (Spoiler alert!) real estate investment property ended up at $200,000 — would the WS account deliver, year in and year out, a 5.7% dividend? Shake your head no, cuz we both know that’s a pipe dream. In other words, if the real estate investment property lost over 20% of it’s original value while it’s Net Operating Income (NOI) dropped by around $25%, it’d still completely out perform your WS account when it comes to retirement income. And, if I recall correctly, isn’t retirement income the name of the game? Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free Now, tell me again how well your 401K is doin’?