{"id":116507,"date":"2019-09-22T14:30:20","date_gmt":"2019-09-22T20:30:20","guid":{"rendered":"https:\/\/www.biggerpockets.com\/blog\/?p=116507"},"modified":"2024-02-17T13:04:38","modified_gmt":"2024-02-17T20:04:38","slug":"build-real-estate-empire-fha-lending","status":"publish","type":"post","link":"https:\/\/www.biggerpockets.com\/blog\/build-real-estate-empire-fha-lending","title":{"rendered":"5 Ways to Build a Real Estate Empire With FHA Lending"},"content":{"rendered":"

Disclaimer: This is designed to provide general information regarding the subject matter covered. It is not intended to serve as loan, legal, tax, or other financial advice related to individual situations. Consult with your own lending professional, attorney, CPA, and\/or other advisor regarding your specific situation.<\/em><\/p><\/blockquote>\n

Oftentimes, first-time real estate investors struggle with finding enough capital to make their first rental<\/a> or flip<\/a> purchase, thinking they must have a down payment of 20 percent or more to get into a property.\u00a0\u00a0<\/span><\/p>\n

What if you could drop your price of entry to 3.5 percent down by using an FHA loan<\/a>?<\/span><\/p>\n

Sound too good to be true?\u00a0\u00a0<\/span><\/p>\n

Let me explain…<\/span><\/p>\n

What Is an FHA Loan?<\/h2>\n

Let\u2019s start with some facts. FHA loans as compared to Conventional loans<\/a>, are a mortgage issued by the Federal Housing Association (FHA), which is a U.S. government agency. These loans are insured by the FHA and have smaller down payments than conventional loans.<\/span><\/p>\n

\"man<\/p>\n

Like any loan, they come with <\/span>lender qualifications (1<\/a>)<\/span>, such as:<\/span><\/p>\n