{"id":139721,"date":"2021-08-24T13:30:00","date_gmt":"2021-08-24T19:30:00","guid":{"rendered":"https:\/\/www.biggerpockets.com\/blog\/?p=139721"},"modified":"2023-03-23T09:09:55","modified_gmt":"2023-03-23T15:09:55","slug":"pay-rent-credit-card","status":"publish","type":"post","link":"https:\/\/www.biggerpockets.com\/blog\/pay-rent-credit-card","title":{"rendered":"Paying Rent With a Credit Card? Don&#8217;t Be Surprised\u2014Sometimes, It Makes Sense!"},"content":{"rendered":"\n\n      <iframe loading=\"lazy\" frameborder=\"0\" height=\"200\" scrolling=\"no\" src=\"https:\/\/playlist.megaphone.fm?e=BIGPOC1676835368&#038;light=false\" width=\"100%\"><\/iframe>  \n\n\n\n\n<p class=\"wp-block-paragraph\">Paying rent with a credit card is a convenient way for tenants to keep up to date with rent payments. Some landlords accept credit card payments through a rent collection app, or many tenants prefer using an online third-party service to make rental payments. Whatever the case, paying rent with a credit card is a useful option for tenants to pay rent on time.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Despite the convenience of using plastic to pay rent, many tenants and landlords shy away from credit card payments. For some landlords, accepting credit card payments is a hassle they don\u2019t need. Typically, accepting rent payments by credit card involves a processing fee ranging from 2.5% to 2.9%. At the end of the day, someone\u2014the tenant or landlord\u2014must pay those extra charges.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Collecting rent on time has always been a fundamental part of being a successful landlord. After all, rent is your primary source of income, and a poor cash flow due to late or missed rent payments will severely impact your business. Accepting credit card payments from tenants could be a way to help resolve some issues associated with rent collection.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">What are the reasons to convince a tenant to pay rent by credit card? And once they&#8217;re on board, what are some of the best credit payment options?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Benefits of paying rent with a credit card<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Tenants can benefit from using a credit card by earning rewards, getting cash back, or taking advantage of a sign-up bonus. In some cases, having the option to use a credit card can help a tenant pay rent if they\u2019re in a tight spot. For example, the transaction fee is typically cheaper than a payday loan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Of course, a responsible landlord shouldn\u2019t encourage anyone to build a mounting pile of credit card debt. And using a credit card to pay for things a person can\u2019t afford\u2014including monthly rent\u2014can become a bad habit. But for some tenants, a credit card is a useful stop-gap option to avoid missing a rent payment and possible eviction.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n  <div id=\"posts_lists-block_611d6cfadd5f8\" class=\"  my-10\">\n    <div class=\"\">\n      <!-- Column One -->\n      <div>\n                  <h2 class=\"mt-0 mb-1 js-toc-ignore\">\n            More on rent from BiggerPockets          <\/h2>  \n                  \n        \n        \n        <div class=\"grid grid-cols-1 gap-y-4 lg:gap-y-7 mt-5\">\n          \n<article \n\tid=\"post-117661\" \n\tclass=\"content-card mb-0 flex flex-col  post-117661 post type-post status-publish format-standard has-post-thumbnail hentry category-landlording category-biggerpockets-daily tag-landlording tag-rent\">\n\n\t<header class=\"entry-header\">\t\t\t\n\t\t<!-- Image -->\n        \t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.biggerpockets.com\/blog\/how-much-to-charge-for-rent\" target=\"\" aria-hidden=\"true\" tabindex=\"-1\" target=\"_blank\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"338\" height=\"225\" src=\"https:\/\/www.biggerpockets.com\/blog\/wp-content\/uploads\/2020\/07\/how-much-to-charge-for-rent.png\" class=\"size-card w-full  m-0 aspect-[68\/45] object-scale-down wp-post-image\" alt=\"How Much Rent Should I Charge: 2024 Landlord&#8217;s Guide\" srcset=\"https:\/\/www.biggerpockets.com\/blog\/wp-content\/uploads\/2020\/07\/how-much-to-charge-for-rent.png 1360w, https:\/\/www.biggerpockets.com\/blog\/wp-content\/uploads\/2020\/07\/how-much-to-charge-for-rent-300x200.png 300w, https:\/\/www.biggerpockets.com\/blog\/wp-content\/uploads\/2020\/07\/how-much-to-charge-for-rent-1024x682.png 1024w\" sizes=\"auto, (max-width: 338px) 100vw, 338px\" title=\"\">\t\t\t<\/a>\n\t\t        \n\n\t\t<!-- Content Wrapper -->\n\t\t<div class=\"py-4 \">\t\n                            <div class=\"flex gap-4 justify-between items-center\">\n                    <!-- Category  -->\n                                            <a href=\"https:\/\/www.biggerpockets.com\/blog\/category\/managing-scaling\/landlording\" class=\"transition-colors bg-themeBlue\/20 text-themeBlue-medium hover:bg-themeBlue hover:text-white px-2 py-1 mb-2 inline-block rounded-sm no-underline text-sm\" target=\"_blank\">Landlording &amp; Property Management<\/a>\n                    \n                                            <span class=\"text-sm text-gray-500 hidden lg:inline-block\">8 min read<\/span>\n                                    <\/div>\n            \n           <div class=\"flex gap-3 items-center my-2 flex-nowrap text-base\">\n                <!-- Avatar and Author Name -->\n                <img decoding=\"async\" src=\"https:\/\/secure.gravatar.com\/avatar\/9aabd644b4873fad6fb444b68352070b20998c463fb97473da70a61bdc38d4fd?s=150&#038;d=mp&#038;r=g\" class=\"w-8 h-8 object-cover my-0 inline-block rounded-full\" alt=\"\" title=\"\"><span class='leading-snug text-slate-500 flex items-center'><span class='hidden whitespace-nowrap sm:inline-block md:hidden lg:inline-block pr-1'><span class='posted-on'><time class=\"entry-date published\" datetime=\"2021-02-18T09:30:16-07:00\">Feb 18, 2021<\/time><time class=\"updated\" datetime=\"2024-03-26T18:57:23-06:00\">Mar 26, 2024<\/time><\/span><\/span>&nbsp;<a href='https:\/\/www.biggerpockets.com\/blog\/contributors\/cyrus-vanover' class='no-underline line-clamp-1' target=\"_blank\">Cyrus Vanover<\/a><\/span>            <\/div>\n\n            <!-- Post title -->\n\t\t\t<h2 class=\"entry-title js-toc-ignore mt-4 mb-0 text-xl leading-snug text-left\">\n\t\t\t\t<a href=\"https:\/\/www.biggerpockets.com\/blog\/how-much-to-charge-for-rent\" rel=\"bookmark\"  \n\t\t\t\t\tclass=\"whitespace-normal no-underline font-bold  text-slate visited:text-slate hover:text-themeBlue\" target=\"_blank\">\n\t\t\t\t\tHow Much Rent Should I Charge: 2024 Landlord&#8217;s Guide\t\t\t\t<\/a>\n\t\t\t<\/h2>\n\t\t\t\n                        <p class=\"text-lg font-normal mt-3 text-slate-500 mb-1 line-clamp-3\">An optimized rental price is a critical factor in property management. How do you effectively manage your property or your property management team to achieve the best outcome? Here are&hellip;<\/p>\n\t\t<\/div>\n\t<\/header>\n     <footer class=\"flex justify-between mt-auto\">\n        <!-- Comment Count -->\n        \t\t<span class='flex items-center space-x-2 text-sm' x-cloak x-data='commentCount()' :class=\"parseFloat(commentCount) < 1 || commentCount == '' ? 'hidden' : 'flex'\">\n\t\t\n            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"h-5 w-5 text-slate text-opacity-50\" fill=\"none\" viewBox=\"0 0 24 24\" stroke=\"currentColor\">\n                <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M17 8h2a2 2 0 012 2v6a2 2 0 01-2 2h-2v4l-4-4H9a1.994 1.994 0 01-1.414-.586m0 0L11 14h4a2 2 0 002-2V6a2 2 0 00-2-2H5a2 2 0 00-2 2v6a2 2 0 002 2h2v4l.586-.586z\" \/>\n            <\/svg>\n\n            <span x-ref=\"comment_count\" class=\"disqus-comment-count text-slate text-opacity-80\" data-disqus-identifier=\"117661\">\n\t\t\t\t\t\t\t<\/span>\n        <\/span>\n\t    <\/footer>\n<\/article><!-- #post-117661 -->\n<article \n\tid=\"post-79739\" \n\tclass=\"content-card mb-0 flex flex-col  post-79739 post type-post status-publish format-standard has-post-thumbnail hentry category-landlording category-biggerpockets-daily tag-landlording tag-rent\">\n\n\t<header class=\"entry-header\">\t\t\t\n\t\t<!-- Image -->\n        \t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.biggerpockets.com\/blog\/rent-increase\" target=\"\" aria-hidden=\"true\" tabindex=\"-1\" target=\"_blank\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"340\" height=\"225\" src=\"https:\/\/www.biggerpockets.com\/blog\/wp-content\/uploads\/2021\/03\/raising-rent-340x225.jpg\" class=\"size-card w-full  m-0 aspect-[68\/45] object-scale-down wp-post-image\" alt=\"How To Raise Rent On A Tenant The Right Way\" title=\"\">\t\t\t<\/a>\n\t\t        \n\n\t\t<!-- Content Wrapper -->\n\t\t<div class=\"py-4 \">\t\n                            <div class=\"flex gap-4 justify-between items-center\">\n                    <!-- Category  -->\n                                            <a href=\"https:\/\/www.biggerpockets.com\/blog\/category\/managing-scaling\/landlording\" class=\"transition-colors bg-themeBlue\/20 text-themeBlue-medium hover:bg-themeBlue hover:text-white px-2 py-1 mb-2 inline-block rounded-sm no-underline text-sm\" target=\"_blank\">Landlording &amp; Property Management<\/a>\n                    \n                                            <span class=\"text-sm text-gray-500 hidden lg:inline-block\">7 min read<\/span>\n                                    <\/div>\n            \n           <div class=\"flex gap-3 items-center my-2 flex-nowrap text-base\">\n                <!-- Avatar and Author Name -->\n                <img decoding=\"async\" src=\"https:\/\/bp-wp-migration.s3.amazonaws.com\/author_avatars\/1687.jpg\" class=\"w-8 h-8 object-cover my-0 inline-block rounded-full\" alt=\"\" title=\"\"><span class='leading-snug text-slate-500 flex items-center'><span class='hidden whitespace-nowrap sm:inline-block md:hidden lg:inline-block pr-1'><span class='posted-on'><time class=\"entry-date published\" datetime=\"2021-03-09T13:30:51-07:00\">Mar 09, 2021<\/time><time class=\"updated\" datetime=\"2023-05-17T13:51:06-06:00\">May 17, 2023<\/time><\/span><\/span>&nbsp;<a href='https:\/\/www.biggerpockets.com\/blog\/contributors\/mindyjensen' class='no-underline line-clamp-1' target=\"_blank\">Mindy Jensen<\/a><\/span>            <\/div>\n\n            <!-- Post title -->\n\t\t\t<h2 class=\"entry-title js-toc-ignore mt-4 mb-0 text-xl leading-snug text-left\">\n\t\t\t\t<a href=\"https:\/\/www.biggerpockets.com\/blog\/rent-increase\" rel=\"bookmark\"  \n\t\t\t\t\tclass=\"whitespace-normal no-underline font-bold  text-slate visited:text-slate hover:text-themeBlue\" target=\"_blank\">\n\t\t\t\t\tHow To Raise Rent On A Tenant The Right Way\t\t\t\t<\/a>\n\t\t\t<\/h2>\n\t\t\t\n                        <p class=\"text-lg font-normal mt-3 text-slate-500 mb-1 line-clamp-3\">A rent increase can be painful for the tenant\u2014but they help landlords keep up with rising costs. Here are some expert-approved strategies to raise the rent.<\/p>\n\t\t<\/div>\n\t<\/header>\n     <footer class=\"flex justify-between mt-auto\">\n        <!-- Comment Count -->\n        \t\t<span class='flex items-center space-x-2 text-sm' x-cloak x-data='commentCount()' :class=\"parseFloat(commentCount) < 1 || commentCount == '' ? 'hidden' : 'flex'\">\n\t\t\n            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"h-5 w-5 text-slate text-opacity-50\" fill=\"none\" viewBox=\"0 0 24 24\" stroke=\"currentColor\">\n                <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M17 8h2a2 2 0 012 2v6a2 2 0 01-2 2h-2v4l-4-4H9a1.994 1.994 0 01-1.414-.586m0 0L11 14h4a2 2 0 002-2V6a2 2 0 00-2-2H5a2 2 0 00-2 2v6a2 2 0 002 2h2v4l.586-.586z\" \/>\n            <\/svg>\n\n            <span x-ref=\"comment_count\" class=\"disqus-comment-count text-slate text-opacity-80\" data-disqus-identifier=\"79739\">\n\t\t\t\t\t\t\t<\/span>\n        <\/span>\n\t    <\/footer>\n<\/article><!-- #post-79739 -->\n<article \n\tid=\"post-136932\" \n\tclass=\"content-card mb-0 flex flex-col  post-136932 post type-post status-publish format-standard has-post-thumbnail hentry category-biggerpockets-daily category-politics-policy tag-landlording tag-landlording-rental-properties tag-real-estate-comm tag-tenant-relations\">\n\n\t<header class=\"entry-header\">\t\t\t\n\t\t<!-- Image -->\n        \t\t\t<a class=\"post-thumbnail\" href=\"https:\/\/www.biggerpockets.com\/blog\/rent-relief-plans\" target=\"\" aria-hidden=\"true\" tabindex=\"-1\" target=\"_blank\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"332\" height=\"225\" src=\"https:\/\/www.biggerpockets.com\/blog\/wp-content\/uploads\/2021\/03\/rent-relief-560x380.png\" class=\"size-card w-full  m-0 aspect-[68\/45] object-scale-down wp-post-image\" alt=\"Beyond the Pandemic: How Rent Relief Plans Can Boost the Rental Economy\" title=\"\">\t\t\t<\/a>\n\t\t        \n\n\t\t<!-- Content Wrapper -->\n\t\t<div class=\"py-4 \">\t\n                            <div class=\"flex gap-4 justify-between items-center\">\n                    <!-- Category  -->\n                                            <a href=\"https:\/\/www.biggerpockets.com\/blog\/category\/biggerpockets-daily\" class=\"transition-colors bg-themeBlue\/20 text-themeBlue-medium hover:bg-themeBlue hover:text-white px-2 py-1 mb-2 inline-block rounded-sm no-underline text-sm\" target=\"_blank\">BiggerPockets Daily<\/a>\n                    \n                                            <span class=\"text-sm text-gray-500 hidden lg:inline-block\">3 min read<\/span>\n                                    <\/div>\n            \n           <div class=\"flex gap-3 items-center my-2 flex-nowrap text-base\">\n                <!-- Avatar and Author Name -->\n                <img decoding=\"async\" src=\"https:\/\/bp-wp-migration.s3.amazonaws.com\/author_avatars\/23983.jpg\" class=\"w-8 h-8 object-cover my-0 inline-block rounded-full\" alt=\"\" title=\"\"><span class='leading-snug text-slate-500 flex items-center'><span class='hidden whitespace-nowrap sm:inline-block md:hidden lg:inline-block pr-1'><span class='posted-on'><time class=\"entry-date published\" datetime=\"2021-04-14T11:30:00-06:00\">Apr 14, 2021<\/time><time class=\"updated\" datetime=\"2024-02-20T16:09:12-07:00\">Feb 20, 2024<\/time><\/span><\/span>&nbsp;<a href='https:\/\/www.biggerpockets.com\/blog\/contributors\/scottsmith-2' class='no-underline line-clamp-1' target=\"_blank\">Scott Smith<\/a><\/span>            <\/div>\n\n            <!-- Post title -->\n\t\t\t<h2 class=\"entry-title js-toc-ignore mt-4 mb-0 text-xl leading-snug text-left\">\n\t\t\t\t<a href=\"https:\/\/www.biggerpockets.com\/blog\/rent-relief-plans\" rel=\"bookmark\"  \n\t\t\t\t\tclass=\"whitespace-normal no-underline font-bold  text-slate visited:text-slate hover:text-themeBlue\" target=\"_blank\">\n\t\t\t\t\tBeyond the Pandemic: How Rent Relief Plans Can Boost the Rental Economy\t\t\t\t<\/a>\n\t\t\t<\/h2>\n\t\t\t\n                        <p class=\"text-lg font-normal mt-3 text-slate-500 mb-1 line-clamp-3\">How can landlords balance their financial needs with their tenants&#8217; to give both parties a way through challenging circumstances? A rent relief plan may be the answer.<\/p>\n\t\t<\/div>\n\t<\/header>\n     <footer class=\"flex justify-between mt-auto\">\n        <!-- Comment Count -->\n        \t\t<span class='flex items-center space-x-2 text-sm' x-cloak x-data='commentCount()' :class=\"parseFloat(commentCount) < 1 || commentCount == '' ? 'hidden' : 'flex'\">\n\t\t\n            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"h-5 w-5 text-slate text-opacity-50\" fill=\"none\" viewBox=\"0 0 24 24\" stroke=\"currentColor\">\n                <path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M17 8h2a2 2 0 012 2v6a2 2 0 01-2 2h-2v4l-4-4H9a1.994 1.994 0 01-1.414-.586m0 0L11 14h4a2 2 0 002-2V6a2 2 0 00-2-2H5a2 2 0 00-2 2v6a2 2 0 002 2h2v4l.586-.586z\" \/>\n            <\/svg>\n\n            <span x-ref=\"comment_count\" class=\"disqus-comment-count text-slate text-opacity-80\" data-disqus-identifier=\"136932\">\n\t\t\t\t\t\t\t<\/span>\n        <\/span>\n\t    <\/footer>\n<\/article><!-- #post-136932 -->        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  \n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Ways to pay rent via card<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Let\u2019s look at some viable scenarios where it makes sense to pay rent with a credit card. Some of these options are handy from the tenant\u2019s point of view, while other alternatives are more beneficial for landlords.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Specifically designed credit cards<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Rewards programs on credits cards are nothing new. However, the new Bilt Mastercard specifically rewards card members for paying rent\u2014which is probably their most significant monthly expense. In addition to earning Bilt rewards, there are no transaction fees to worry about. If, as a landlord, you don\u2019t accept credit card payments, Bilt will send a paper check to you.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There are other benefits to tenants for using a rewards card scheme. For example, all on-time payments are reported to credit bureaus, allowing a tenant to build their credit score.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Other rewards cards offer cash back to tenants, which can be helpful considering that the average monthly rent payment is around $1,500 a month. For example, Chase Freedom Unlimited and the American Express Cash Magnet are two examples of credit cards offering 1.5% cashback on most spending. A tenant could earn around $23 a month just by paying the rent with a card.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Using third-party companies<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Several online options exist for tenants to pay rent to landlords, even if you don\u2019t accept credit card payments. For example, Plastiq, RadPad, and RentTrack are just three companies that help facilitate rental payments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Typically, these third-party companies charge a transaction fee for every credit card payment. This averages 2.99% on each payment. In addition, depending on the company, there may be charges for debit card payments or ACH bank transfers. Some rent payment companies also report payments to credit bureaus\u2014handy for your tenants to boost their credit rating.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">What about online rent payment solutions such as PayPal, Venmo, or CashApp? Generally, these online payment systems are not recommended for paying rent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There is no payment protection if the tenant pays to your personal account. Also, a Venmo or PayPal business account slaps on transaction fees for every payment received. For example, Venmo was a popular way for landlords to collect rent. However, Venmo now applies a 1.9% transaction fee plus 10 cents for \u201cgoods and services.\u201d That means Venmo is no longer a viable option for many landlords to collect rent for free.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Rent collection apps<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many of the best rent collection apps and property management software let tenants pay rent by credit card. The advantage for landlords is that apps for collecting rent online provide tenants with multiple options to pay rent. Additionally, the tenant pays any transaction fees for credit card payments, not the landlord.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Many landlords find that using a rent collection app encourages on-time rental payments. Tenants have a choice of paying by debit card, ACH bank transfer, credit card, or even eCheck. Additionally, setting up an automatic payment schedule and sending friendly reminders can help ensure that your tenants are never late with rent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In addition to collecting rent online, property management apps often have other features for landlords. Processing rental applications online, accepting maintenance requests, collecting security deposits, and accepting flex payments via app can streamline your work.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Pitfalls of credit card payments<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Of course, there are some pitfalls for tenants when paying rent with a credit card, and using plastic to pay rent isn\u2019t a viable option for everyone. Here are some of the downsides of using a credit card.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>High transaction fees:<\/strong> Many credit cards add 2% to 3% per credit card payment. These fees can add up throughout the year and can negate any credit card rewards points.<\/li>\n\n\n\n<li><strong>Interest payments: <\/strong>Paying rent by credit card is only worth it if the tenant clears their credit card balance every month. Interest rates on balances can escalate fast if someone can only afford to make the minimum payment. This can land a tenant in heavy debt and lead to eviction.<\/li>\n\n\n\n<li><strong>Credit score: <\/strong>A high credit utilization ratio can negatively impact a card user\u2019s credit score. Constantly adding thousands of dollars in rent on a credit card can push up the ratio over the ideal 30%.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">There are many advantages for landlords if tenants have the option to pay rent by credit card. Typically, tenants who can pay rent using a credit card pay rent on time, thus improving a landlord\u2019s cash flow. In many cases, the tenant also benefits because they can earn extra credit card rewards.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Paying rent with a credit card is a convenient way for tenants to keep up to date with rent payments. Will this option help your tenants pay rent on time? Find out here.<\/p>\n","protected":false},"author":612767,"featured_media":139722,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7119,5183],"tags":[],"class_list":["post-139721","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-biggerpockets-daily","category-landlording"],"acf":[],"comment_count":0,"_links":{"self":[{"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/posts\/139721","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/users\/612767"}],"replies":[{"embeddable":true,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/comments?post=139721"}],"version-history":[{"count":0,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/posts\/139721\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/media\/139722"}],"wp:attachment":[{"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/media?parent=139721"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/categories?post=139721"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/tags?post=139721"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}