{"id":185104,"date":"2025-10-08T13:51:17","date_gmt":"2025-10-08T19:51:17","guid":{"rendered":"https:\/\/www.biggerpockets.com\/blog\/?p=185104"},"modified":"2025-10-08T13:51:20","modified_gmt":"2025-10-08T19:51:20","slug":"foreclosure-auctions-rise-19-percent-year-over-year-august-2025","status":"publish","type":"post","link":"https:\/\/www.biggerpockets.com\/blog\/foreclosure-auctions-rise-19-percent-year-over-year-august-2025","title":{"rendered":"Foreclosure Auctions Rise 19%, Giving Investors a Chance to Snag Deals"},"content":{"rendered":"\n<p><span data-preserver-spaces=\"true\">Foreclosure auctions represent one of the most visibl<\/span><span data-preserver-spaces=\"true\">e\u2014a<\/span><span data-preserver-spaces=\"true\">nd competitiv<\/span><span data-preserver-spaces=\"true\">e\u2014s<\/span><span data-preserver-spaces=\"true\">tages of the foreclosure process.<\/span> <span data-preserver-spaces=\"true\">By the time a property <\/span><span data-preserver-spaces=\"true\">has reached<\/span><span data-preserver-spaces=\"true\"> the Notice of Sale stage, <\/span><span data-preserver-spaces=\"true\">it has<\/span><span data-preserver-spaces=\"true\"> an auction date scheduled, often drawing the attention of experienced investors <\/span><span data-preserver-spaces=\"true\">looking for<\/span><span data-preserver-spaces=\"true\"> speed and volume.<\/span><\/p>\n\n\n\n<p><span data-preserver-spaces=\"true\">But what do the latest numbers show? <\/span><span data-preserver-spaces=\"true\">According to August 2025 data from ATTOM Data Solutions, foreclosure auction activity <\/span><span data-preserver-spaces=\"true\">rose<\/span><span data-preserver-spaces=\"true\"> nearly 20% year over year nationwide, signaling a growing pipeline of distressed assets <\/span><span data-preserver-spaces=\"true\">heading<\/span><span data-preserver-spaces=\"true\"> to the courthouse steps.<\/span> <span data-preserver-spaces=\"true\">For real estate investors, this data <\/span><span data-preserver-spaces=\"true\">offers<\/span><span data-preserver-spaces=\"true\"> both <\/span><span data-preserver-spaces=\"true\">opportunity<\/span><span data-preserver-spaces=\"true\"> and a reminder: <\/span><span data-preserver-spaces=\"true\">Preparation<\/span><span data-preserver-spaces=\"true\"> is key.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">The Numbers: August 2025 Notice of Sale Filings<\/span><\/h2>\n\n\n\n<p><span data-preserver-spaces=\"true\">ATTOM reports 16,147 foreclosure sale notices nationwide in August 2025, down 9.43% from July, but up a substantial 19.09% from August 2024. This annual increase suggests more distressed inventory is advancing through the foreclosure process and reaching auction.<\/span><\/p>\n\n\n\n<p><span data-preserver-spaces=\"true\">State-level highlights include:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><span data-preserver-spaces=\"true\">North Carolina: <\/span><\/strong><span data-preserver-spaces=\"true\">405 notices, a 52.83% YoY increase, showing a surge of properties headed to auction.<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">California:<\/span><\/strong><span data-preserver-spaces=\"true\"> 1,207 notices, up 11.24% YoY, underscoring ongoing distress in one of the nation\u2019s largest housing markets.<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Texas:<\/span><\/strong><span data-preserver-spaces=\"true\"> 2,982 notices of sale, the largest volume of any state, even with a significant month-over-month decline.<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Ohio:<\/span><\/strong><span data-preserver-spaces=\"true\"> 533 notices, up 12.92% YoY, reflecting steady growth in Midwest auction activity.<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Florida:<\/span><\/strong><span data-preserver-spaces=\"true\"> 934 notices, slightly down from last year, but still a meaningful share of national totals.<\/span><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Why Investors Should Care<\/span><\/h2>\n\n\n\n<p><span data-preserver-spaces=\"true\">The Notice of Sale stage is unique because it provides clarity and <\/span><span data-preserver-spaces=\"true\">timing<\/span><span data-preserver-spaces=\"true\">. Unlike the uncertainty of pre-foreclosure, investors now have a specific auction dat<\/span><span data-preserver-spaces=\"true\">e. <\/span><span data-preserver-spaces=\"true\">This<\/span><span data-preserver-spaces=\"true\"> allows for in-depth preparation, including:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span data-preserver-spaces=\"true\">Researching title history and lien status<\/span><\/li>\n\n\n\n<li><span data-preserver-spaces=\"true\">Reviewing comparable sales and rental trends<\/span><\/li>\n\n\n\n<li><span data-preserver-spaces=\"true\">Preparing funds, often cash, for auction purchases<\/span><\/li>\n<\/ul>\n\n\n\n<p><span data-preserver-spaces=\"true\">For investors who can move quickly, this stage can provide access to volume and speed\u2014two advantages that are harder to capture at earlier stages of foreclosure.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Investor Opportunities at the Auction Stage<\/span><\/h2>\n\n\n\n<p><span data-preserver-spaces=\"true\">Properties scheduled for foreclosure sale often attract seasoned investors. While competition can be intense, there are distinct opportunities:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><span data-preserver-spaces=\"true\">Auction purchases: <\/span><\/strong><span data-preserver-spaces=\"true\">Buying at auction may allow investors to acquire properties below current market value, particularly if competition is thin or the property <\/span><span data-preserver-spaces=\"true\">has<\/span><span data-preserver-spaces=\"true\"> unique challenges.<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Speed to acquisition: <\/span><\/strong><span data-preserver-spaces=\"true\">Auctions can shorten the time between identifying a distressed property and securing ownership, compared to drawn-out pre-foreclosure negotiations.<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Potential IRA integration: <\/span><\/strong><span data-preserver-spaces=\"true\">Investors using self-directed IRAs may <\/span><span data-preserver-spaces=\"true\">use<\/span><span data-preserver-spaces=\"true\"> strategies such as non-recourse loans to prepare for auction bids, <\/span><span data-preserver-spaces=\"true\">allowing<\/span><span data-preserver-spaces=\"true\"> them to participate in these opportunities <\/span><span data-preserver-spaces=\"true\">in<\/span><span data-preserver-spaces=\"true\"> a tax-advantaged environment.<\/span><\/li>\n<\/ul>\n\n\n\n<p><span data-preserver-spaces=\"true\">The challenge? <\/span><span data-preserver-spaces=\"true\">Auctions are typically <\/span><span data-preserver-spaces=\"true\">as-is<\/span><span data-preserver-spaces=\"true\"> and <\/span><span data-preserver-spaces=\"true\">cash-only<\/span><span data-preserver-spaces=\"true\">, <\/span><span data-preserver-spaces=\"true\">and investors often cannot inspect the property before <\/span><span data-preserver-spaces=\"true\">purchase<\/span><span data-preserver-spaces=\"true\">.<\/span><span data-preserver-spaces=\"true\"> Thorough <\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.biggerpockets.com\/blog\/due-diligence-ultimate-guide\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">due diligence<\/span><\/a><span data-preserver-spaces=\"true\"> and risk tolerance are essential.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">State Spotlight: Notice of Sale Activity<\/span><\/h2>\n\n\n\n<p><span data-preserver-spaces=\"true\">Breaking down the August 2025 data by state reveals the diversity of auction activity:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><span data-preserver-spaces=\"true\">North Carolina:<\/span><\/strong><span data-preserver-spaces=\"true\"> With a 52.83% YoY increase, North Carolina\u2019s auctions are growing at one of the fastest rates in the country. <\/span><span data-preserver-spaces=\"true\">For investors, this could mean <\/span><span data-preserver-spaces=\"true\">more<\/span><span data-preserver-spaces=\"true\"> volume across both urban centers <\/span><span data-preserver-spaces=\"true\">like<\/span><span data-preserver-spaces=\"true\"> Charlotte and Raleigh and smaller regional markets.<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">California: <\/span><\/strong><span data-preserver-spaces=\"true\">At<\/span><span data-preserver-spaces=\"true\"> over 1,200 auction filings in August, <\/span><span data-preserver-spaces=\"true\">California<\/span><span data-preserver-spaces=\"true\"> continues to <\/span><span data-preserver-spaces=\"true\">see<\/span><span data-preserver-spaces=\"true\"> steady growth in distressed properties despite a high-priced real estate environment.<\/span><span data-preserver-spaces=\"true\"> Investors here may benefit from focusing on ZIP codes where auction activity <\/span><span data-preserver-spaces=\"true\">is concentrated<\/span><span data-preserver-spaces=\"true\">.<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Texas: <\/span><\/strong><span data-preserver-spaces=\"true\">With nearly 3,000 notices of sale in August alone, Texas represents the single largest pool of auction opportunities. Investors who can navigate its nonjudicial foreclosure system may find volume unmatched elsewhere.<\/span><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">What It Means for Real Estate Investors<\/span><\/h2>\n\n\n\n<p><span data-preserver-spaces=\"true\">The rise in Notice of Sale filings signals two <\/span><span data-preserver-spaces=\"true\">important<\/span><span data-preserver-spaces=\"true\"> things:<\/span><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><span data-preserver-spaces=\"true\">A larger supply of distressed inventory is moving toward public auctions.<\/span><\/li>\n\n\n\n<li><span data-preserver-spaces=\"true\">Investors who prepare early may <\/span><span data-preserver-spaces=\"true\">be better positioned<\/span><span data-preserver-spaces=\"true\"> to compete effectively.<\/span><\/li>\n<\/ol>\n\n\n\n<p><span data-preserver-spaces=\"true\">For auction-savvy investors, this stage offers speed and visibility. For those newer to auctions, the increase in filings suggests it may be time to build relationships with local auction houses, county courthouses, and title professionals to understand the process.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">The Strategic Advantage of Data<\/span><\/h2>\n\n\n\n<p><span data-preserver-spaces=\"true\">Success in foreclosure auctions doesn\u2019t come from showing up at the courthouse on auction day\u2014it comes from tracking data in advance. Monitoring Notice of Sale filings by ZIP code or county gives investors the ability to:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span data-preserver-spaces=\"true\">Identify where auction volume is building<\/span><\/li>\n\n\n\n<li><span data-preserver-spaces=\"true\">Compare trends across states and local markets<\/span><\/li>\n\n\n\n<li><span data-preserver-spaces=\"true\">Align capital and financing strategies to auction timelines<\/span><\/li>\n<\/ul>\n\n\n\n<p><span data-preserver-spaces=\"true\">Imagine spotting a county where auction filings have doubled over the past quarter. That insight allows an investor to target properties in advance, understand the risks, and secure funds\u2014rather than reacting on auction day.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Take Control of Your Investment Strategy<\/span><\/h2>\n\n\n\n<p><span data-preserver-spaces=\"true\">Auction activity is growing, but the best opportunities may only be visible to those who track data <\/span><span data-preserver-spaces=\"true\">consistently<\/span><span data-preserver-spaces=\"true\">.<\/span><span data-preserver-spaces=\"true\"> Equity\u2019s Foreclosure Reports\u2014powered by ATTOM Data Solutions\u2014provide monthly updates on Foreclosure Starts, Notices of Sale, and REO properties\u2014sortable down to the ZIP code level\u2014so you can prepare for opportunities before the market responds.<\/span><\/p>\n\n\n\n<p><strong><span data-preserver-spaces=\"true\">Subscribe today for just $19.95\/year for a single state, or $69.95\/year for the entire country.<\/span><\/strong><span data-preserver-spaces=\"true\"> Visit our <\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.trustetc.com\/real-estate-solutions\/real-estate-reports\/?utm_source=bigger_pockets&amp;utm_medium=blog&amp;utm_campaign=awareness_education&amp;utm_term=aug_foreclosure_auctions_blog&amp;utm_content=foreclosure_reports_cta\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">Real Estate Reports Page<\/span><\/a><span data-preserver-spaces=\"true\"> and click to view the Foreclosure Reports to start tracking foreclosure data now.<\/span><\/p>\n\n\n\n<p><em><span data-preserver-spaces=\"true\">Equity Trust Company is a directed custodian and does not provide tax, legal, or investment advice. Any information communicated by Equity Trust is for educational purposes <\/span><span data-preserver-spaces=\"true\">only,<\/span><span data-preserver-spaces=\"true\"> and should not <\/span><span data-preserver-spaces=\"true\">be construed<\/span><span data-preserver-spaces=\"true\"> as tax, legal, or investment advice. Whenever making an investment decision, please consult with your tax attorney or financial professional.<\/span><\/em><\/p>\n\n\n\n<p><em><span data-preserver-spaces=\"true\">BiggerPockets\/PassivePockets <\/span><span data-preserver-spaces=\"true\">is not affiliated<\/span><span data-preserver-spaces=\"true\"> in any way with Equity Trust Company or any of Equity\u2019s family of companies. Opinions or ideas expressed by BiggerPockets\/PassivePockets are not necessarily those of Equity Trust Company, nor do they reflect their views or endorsement. The information provided by Equity Trust Company is for educational purposes only. Equity Trust Company, and <\/span><span data-preserver-spaces=\"true\">their<\/span><span data-preserver-spaces=\"true\"> affiliates, representatives, and officers do not provide legal or tax advice. Investing involves risk, including possible loss of principal. Please consult your tax and legal advisors before making investment decisions. Equity Trust and Bigger Pockets\/Passive Pockets may receive referral fees for any services performed as a result of being referred opportunities.&nbsp;<\/span><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Foreclosure auctions represent one of the most visible\u2014and competitive\u2014stages of the foreclosure process. By the time a property has reached the Notice of Sale stage, it has an auction date [&hellip;]<\/p>\n","protected":false},"author":613768,"featured_media":185109,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-185104","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-trends"],"acf":[],"comment_count":0,"_links":{"self":[{"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/posts\/185104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/users\/613768"}],"replies":[{"embeddable":true,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/comments?post=185104"}],"version-history":[{"count":0,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/posts\/185104\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/media\/185109"}],"wp:attachment":[{"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/media?parent=185104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/categories?post=185104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/tags?post=185104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}