{"id":186470,"date":"2026-01-12T11:13:04","date_gmt":"2026-01-12T18:13:04","guid":{"rendered":"https:\/\/www.biggerpockets.com\/blog\/?p=186470"},"modified":"2026-01-12T11:13:07","modified_gmt":"2026-01-12T18:13:07","slug":"bp-pulse-2026-state-home-price-growth-map","status":"publish","type":"post","link":"https:\/\/www.biggerpockets.com\/blog\/bp-pulse-2026-state-home-price-growth-map","title":{"rendered":"Our Home Price Growth Map is Out\u2014And the Results Are Not What You Would Expect"},"content":{"rendered":"\n

BiggerPockets members have spoken. Their verdict: cautious optimism.<\/span><\/p>\n\n\n\n

In the <\/span>brand new<\/span> BiggerPockets Pulse<\/span><\/a> survey, BP members <\/span>were asked<\/span> to <\/span>fill out<\/span> their expectations for 2026.<\/span> Despite a year of sluggish frustration <\/span>in<\/span> many markets, those surveyed feel generally good about doing deals in 2026, with hopes for lower interest rates and affordability <\/span>in stabilizing<\/span> markets, signaling a gentle <\/span>changing of<\/span> the winds in favor of investors looking to build their portfolios.<\/span><\/p>\n\n\n\n

The Only Way Is Up<\/span><\/h2>\n\n\n\n

Make no mistake, this is not the frenzied euphoria of 2020-2022, but more of a \u201cthe only way is up\u201d sentiment following recent rate drops and news of increased inventory in the light of the affordability crisis.<\/span><\/p>\n\n\n\n

BiggerPockets members\u2019 sentiments align with national forecasts of an overall steadier market.<\/span> Realtor.com<\/span><\/a> expects interest rates to average around 6.3% in 2026, down slightly from 2025<\/span>,<\/span><\/strong> while home price growth <\/span>is expected<\/span> to be modest. Practically speaking, that could <\/span>result in increased<\/span> buying opportunities for judicious buyers, but not a dramatic correction. <\/span><\/p>\n\n\n\n

\"mortgage<\/figure>\n\n\n\n

BiggerPockets members have read the market correctly, which is why most plan to build their portfolios rather than sit on the sidelines.<\/span><\/p>\n\n\n\n

The Home Price Growth Map:<\/span> What\u2019s Up With Atlanta and Indianapolis?<\/span><\/h2>\n\n\n\n

The BiggerPockets home price growth map for 2026 shows a noticeable divergence between markets expected to grow and those where momentum has stalled or reversed. Georgia and Indianapolis, real estate stars in past years, have fallen into the latter category, dropping over 5%. It has had a marked effect on how both residents and buyers feel about their local markets.<\/span><\/p>\n\n\n\n

\"home<\/figure>\n\n\n\n

\u201cHotlanta\u201d is no longer <\/span>hot<\/span><\/h3>\n\n\n\n

Atlanta was once an investment rock star with an exuberant post-pandemic market. The forecast<\/span> drop in sales<\/span><\/a> is due to softening rents, higher insurance and <\/span>property tax<\/span><\/a> costs, and a smaller pool of buyers able to afford peak-era prices. Investors in the Atlanta area could do well to wait for the market to bottom out before making a move, and <\/span>cash flow<\/span><\/a> at current prices could be <\/span>hard<\/span> to come by.<\/span><\/p>\n\n\n\n

Indianapolis: A confounding picture<\/span><\/h3>\n\n\n\n

BiggerPockets data estimates over a 5% drop in house prices in Indiana. However, <\/span>certain<\/span> markets will experience greater declines than others.<\/span> HousingWire<\/span><\/a> reported at the end of 2025 that Indianapolis saw sellers cut prices on 56% of homes amid rising inventory and low absorption rates.<\/span><\/p>\n\n\n\n

Despite the seemingly alarming numbers for both Atlanta and Indianapolis, the metros are a long way from crash territory. Instead, they are transitioning away from the frenzied price increases of 2020 to 2022 toward<\/span> a more mundane market<\/span><\/a> with slower <\/span>appreciation<\/span><\/a>. <\/span><\/p>\n\n\n\n

In both cases, waiting for the market cycle to run its course before jumping in seems prudent for investors.<\/span><\/p>\n\n\n\n

Growth Markets: Slow, Steady, and Still Affordable<\/span><\/h2>\n\n\n\n

If you\u2019re trying to formulate an investment strategy, the Northeast, Midwest, and pockets of the interior South could prove a happy hunting ground, according to the BiggerPockets home price?growth map. States expected to appreciate by more than 5% are:<\/span><\/p>\n\n\n\n