{"id":190410,"date":"2026-11-03T08:13:55","date_gmt":"2026-11-03T15:13:55","guid":{"rendered":"https:\/\/www.biggerpockets.com\/blog\/?p=190410"},"modified":"2026-11-03T08:13:58","modified_gmt":"2026-11-03T15:13:58","slug":"best-banking-platforms-for-real-estate-investors","status":"publish","type":"post","link":"https:\/\/www.biggerpockets.com\/blog\/best-banking-platforms-for-real-estate-investors","title":{"rendered":"Best Banking Platforms for Real Estate Investors in 2027"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Managing rental properties across multiple LLCs, tracking income and expenses by property, and keeping security deposits organized requires more than a standard business checking account. Real estate investors need banking tools designed for the complexities of multi-property portfolios. The <\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.baselane.com\/landlord-banking\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">right banking solution<\/span><\/a><span data-preserver-spaces=\"true\"> for real estate investors and operators can help organize cash flow across properties and entities while connecting banking activity with bookkeeping and tax reporting workflows.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Whether you manage a single rental or a portfolio spanning dozens of properties, choosing a banking platform that understands real estate investing can streamline operations and support growth.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Key Takeaways<\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span data-preserver-spaces=\"true\">Real estate investors should prioritize banking platforms offering property-specific accounts, integrated rent collection, and automated bookkeeping features.<\/span><\/li>\n\n\n\n<li><span data-preserver-spaces=\"true\">Baselane combines banking, bookkeeping, and rent collection in one platform, with no monthly account maintenance fees and unlimited property and entity accounts.<\/span><\/li>\n\n\n\n<li><span data-preserver-spaces=\"true\">Annual Percentage Yield (APY) varies substantially by provider and account type, so investors should compare checking, savings, and money market rates on a like-for-like basis.<\/span><\/li>\n\n\n\n<li><span data-preserver-spaces=\"true\">Traditional banks like Chase, Wells Fargo, and U.S. Bank offer branch access and commercial real estate lending for investors who need in-person service or financing relationships.<\/span><\/li>\n\n\n\n<li><span data-preserver-spaces=\"true\">Digital banking platforms may provide deposit accounts through partner banks, with terms and eligibility conditions varying by provider.<\/span><\/li>\n\n\n\n<li><span data-preserver-spaces=\"true\">Real estate investors and operators should evaluate how each banking option handles multi-entity structures, security deposit organization, and tax preparation needs before committing.<\/span><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Banking Platform Comparison<\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Platform<\/th><th>Best For<\/th><th>Key Features<\/th><\/tr><\/thead><tbody><tr><td><b>Baselane<\/b><\/td><td><span style=\"font-weight: 400;\">Integrated banking and bookkeeping for real estate investors<\/span><\/td><td><span style=\"font-weight: 400;\">Property and entity accounts, automated bookkeeping with 120+ categories, rent collection, tax reporting<\/span><\/td><\/tr><tr><td><b>Stessa<\/b><\/td><td><span style=\"font-weight: 400;\">Property management with financial tracking<\/span><\/td><td><span style=\"font-weight: 400;\">Cash Management accounts, portfolio tracking, rent collection, leasing and maintenance tools<\/span><\/td><\/tr><tr><td><b>Bluevine<\/b><\/td><td><span style=\"font-weight: 400;\">Working capital with banking<\/span><\/td><td><span style=\"font-weight: 400;\">Subaccounts, business line of credit, QuickBooks integration, bill pay<\/span><\/td><\/tr><tr><td><b>Chase<\/b><\/td><td><span style=\"font-weight: 400;\">Branch access and commercial lending<\/span><\/td><td><span style=\"font-weight: 400;\">5,100+ branches, CRE loans, merchant services, business credit cards<\/span><\/td><\/tr><tr><td><b>Wells Fargo<\/b><\/td><td><span style=\"font-weight: 400;\">Multifamily and large-scale CRE financing<\/span><\/td><td><span style=\"font-weight: 400;\">Agency lending programs, 4,100+ branches, Treasury solutions<\/span><\/td><\/tr><tr><td><b>U.S. Bank<\/b><\/td><td><span style=\"font-weight: 400;\">Traditional investment property loans<\/span><\/td><td><span style=\"font-weight: 400;\">Free Business Essentials checking, SBA loans, about 2,100+ branches<\/span><\/td><\/tr><tr><td><b>Live Oak Bank<\/b><\/td><td><span style=\"font-weight: 400;\">SBA financing specialists<\/span><\/td><td><span style=\"font-weight: 400;\">Top SBA 7(a) lender, high-yield savings, streamlined digital process<\/span><\/td><\/tr><tr><td><b>Mercury<\/b><\/td><td><span style=\"font-weight: 400;\">Tech-forward LLC structures<\/span><\/td><td><span style=\"font-weight: 400;\">API access, multiple subaccounts, Treasury accounts. Not FDIC insured.<\/span><\/td><\/tr><tr><td><b>Axos Bank<\/b><\/td><td><span style=\"font-weight: 400;\">Online lending solutions<\/span><\/td><td><span style=\"font-weight: 400;\">DSCR loans, interest-bearing checking, ATM reimbursements<\/span><\/td><\/tr><tr><td><b>Relay<\/b><\/td><td><span style=\"font-weight: 400;\">Multi-property cash flow separation<\/span><\/td><td><span style=\"font-weight: 400;\">Multiple checking accounts, Profit First cash flow organization, virtual debit cards, team permissions<\/span><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><i><span style=\"font-weight: 400;\"><strong>Note:<\/strong> SBA 7(a) and 504 loans generally can\u2019t fund rental properties you don\u2019t occupy.&nbsp;<\/span><\/i><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Why Real Estate Investors Need Specialized Banking<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Banking for rental properties differs from standard small business banking. A real estate investor or operator managing multiple properties across different LLCs has different needs than a retail business owner with one checking account. Separate bank logins and multiple apps can spread financial information across systems, making reconciliation and tax preparation more time-consuming.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">A strong banking solution for real estate investors and operators should support:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><span data-preserver-spaces=\"true\">Property-specific accounts:<\/span><\/strong><span data-preserver-spaces=\"true\"> Separate checking and savings for each property, entity, and reserve fund<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Multi-entity management:<\/span><\/strong><span data-preserver-spaces=\"true\"> Easy handling of multiple LLCs without juggling separate bank logins<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Security deposit organization:<\/span><\/strong><span data-preserver-spaces=\"true\"> Dedicated accounts or tracking tools for tenant deposits<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Rent collection integration:<\/span><\/strong><span data-preserver-spaces=\"true\"> ACH payment processing that flows directly into the right accounts<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Automated bookkeeping:<\/span><\/strong><span data-preserver-spaces=\"true\"> Transaction categorization by property and tax category<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Tax-ready reporting:<\/span><\/strong><span data-preserver-spaces=\"true\"> Schedule E reports and transaction exports for federal and state returns<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">High-yield savings:<\/span><\/strong><span data-preserver-spaces=\"true\"> Competitive APY on reserve funds held in savings accounts<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">The following comparison covers digital platforms built for real estate, traditional banks with CRE lending, and online banks with specialized features.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">1. Baselane: Banking and Bookkeeping Built for Real Estate Investors<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a class=\"editor-rtfLink\" href=\"https:\/\/www.baselane.com\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">Baselane<\/span><\/a><span data-preserver-spaces=\"true\"> is a banking and bookkeeping platform for multi-property real estate investors and operators. It combines property-level banking accounts, automated bookkeeping, and rent collection in one integrated system.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Why it fits real estate investors<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Baselane addresses the core operational challenge real estate investors and operators face: managing cash flow across multiple properties and entities without losing visibility or spending hours on manual reconciliation. Real estate investors can open unlimited checking and savings accounts organized by property, entity, or purpose, all within a single dashboard.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Baselane automatically assigns transactions to each property, entity, and tax category using 120+ real estate-specific categories. <\/span><span data-preserver-spaces=\"true\">This automation reduces <\/span><span data-preserver-spaces=\"true\">the<\/span><span data-preserver-spaces=\"true\"> manual <\/span><span data-preserver-spaces=\"true\">work of categorizing expenses<\/span><span data-preserver-spaces=\"true\"> at year-end and supports organized <\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.baselane.com\/tax-preparation\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">tax preparation<\/span><\/a><span data-preserver-spaces=\"true\"> workflows.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Key features<\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><span data-preserver-spaces=\"true\">Unlimited property and entity accounts: <\/span><\/strong><span data-preserver-spaces=\"true\">Create separate accounts for each rental, LLC, security deposit fund, or capex reserve with no monthly account maintenance fees.<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Automated bookkeeping:<\/span><\/strong><span data-preserver-spaces=\"true\"> Transactions are automatically assigned to each property, entity, and tax category using 120+ real estate-specific categories.<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Integrated rent collection:<\/span><\/strong><span data-preserver-spaces=\"true\"> Tenants pay via ACH, debit card, or credit card through a <\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.baselane.com\/rent-collection\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">rent collection<\/span><\/a><span data-preserver-spaces=\"true\"> portal.<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">High-yield savings:<\/span><\/strong><span data-preserver-spaces=\"true\"> High APY on balances held in savings accounts<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Virtual debit cards:<\/span><\/strong><span data-preserver-spaces=\"true\"> Issue cards with spend limits assigned to specific properties, useful for co-hosts managing short-term rentals<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">FDIC insurance:<\/span><\/strong><span data-preserver-spaces=\"true\"> FDIC insurance available up to $3 million for funds deposited via Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Tax-ready reports:<\/span><\/strong><span data-preserver-spaces=\"true\"> Generate income statements, Schedule E reports, and transaction ledgers.<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">What to consider<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Baselane is a digital-only platform with no physical branches, though supported Allpoint+ ATMs allow cash deposits into checking accounts. Real estate investors and operators who need teller-based branch service or direct commercial real estate lending may still prefer to pair Baselane with a traditional bank for those specific functions.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><span data-preserver-spaces=\"true\">Contact<\/span><\/strong><span data-preserver-spaces=\"true\">: 1-888-586-1618 | <\/span><a class=\"editor-rtfLink\" href=\"mailto:support@baselane.com\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">support@baselane.com<\/span><\/a><span data-preserver-spaces=\"true\"> | Monday-Friday, 9 a.m.-6 p.m. ET<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Open your <\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.baselane.com\/bigger-pockets\/?utm_source=bigger_pockets&amp;utm_campaign=bigger_pockets&amp;utm_medium=blog\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">Baselane Banking account<\/span><\/a><span data-preserver-spaces=\"true\"> for free.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">2. Stessa<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Stessa is a property management platform based in Oakland, California, that includes cash management features for real estate investors and operators tracking rental portfolios.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Where it fits<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Stessa is primarily a property management and portfolio tracking tool. Its built-in Cash Management accounts let real estate investors and operators separate funds by property or portfolio while connecting banking with Stessa&#8217;s bookkeeping, rent collection, and property management workflows.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Key features<\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><span data-preserver-spaces=\"true\">Property management tools:<\/span><\/strong><span data-preserver-spaces=\"true\"> Listing syndication, digital lease creation, maintenance request tracking<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Cash management accounts:<\/span><\/strong><span data-preserver-spaces=\"true\"> Checking accounts with banking <\/span><span data-preserver-spaces=\"true\">features<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Portfolio tracking:<\/span><\/strong><span data-preserver-spaces=\"true\"> Financial reporting across properties<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Rent collection:<\/span><\/strong><span data-preserver-spaces=\"true\"> ACH payments with processing options<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Cash-back debit card:<\/span><\/strong><span data-preserver-spaces=\"true\"> Earn cash back on eligible purchases<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">What to consider<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Stessa combines Cash Management with its broader property management, bookkeeping, leasing, and portfolio tracking tools. Real estate investors and operators who primarily need banking and bookkeeping automation may find the platform <\/span><span data-preserver-spaces=\"true\">oriented toward<\/span><span data-preserver-spaces=\"true\"> different workflows.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">3. Bluevine<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Bluevine is an online business banking platform that offers checking accounts <\/span><span data-preserver-spaces=\"true\">with high-yield interest<\/span><span data-preserver-spaces=\"true\"> and access to business lines of credit.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Where it fits<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Bluevine works for real estate investors and operators who want to separate funds using subaccounts within a single banking relationship while <\/span><span data-preserver-spaces=\"true\">having access to<\/span><span data-preserver-spaces=\"true\"> working capital for repairs or gaps between properties.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Key features<\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><span data-preserver-spaces=\"true\">Multiple subaccounts:<\/span><\/strong><span data-preserver-spaces=\"true\"> Create up to five, 10, or 50 subaccounts for different purposes, depending on the business checking plan.<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Lines of credit:<\/span><\/strong><span data-preserver-spaces=\"true\"> Access working capital for qualified applicants.<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">QuickBooks integration:<\/span><\/strong><span data-preserver-spaces=\"true\"> Sync transactions with accounting software.<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Bill pay and invoicing:<\/span><\/strong><span data-preserver-spaces=\"true\"> Built-in payment tools<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">High-yield checking:<\/span><\/strong><span data-preserver-spaces=\"true\"> Interest-bearing checking tiers available. Higher rates need a paid plan. Standard pays 1.3% with a monthly activity goal, and Premier pays 3% for $95 a month unless waived.\u00a0<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">What to consider<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Bluevine is designed for general small business use rather than specifically for real estate investors. Real estate investors and operators would need separate tools for property-level bookkeeping automation, rent collection, and Schedule E reporting.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">4. Chase<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Chase offers business banking with an extensive 5,100+-branch network for real estate investors and operators who need in-person service and cash deposit capabilities.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Where it fits<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Chase is relevant for real estate investors and operators who regularly handle cash, need merchant services, or prefer a traditional banking relationship with physical branch access <\/span><span data-preserver-spaces=\"true\">nationwide<\/span><span data-preserver-spaces=\"true\">.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Key features<\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><span data-preserver-spaces=\"true\">Extensive branch network:<\/span><\/strong><span data-preserver-spaces=\"true\"> Physical locations throughout the United States<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Commercial real estate lending:<\/span><\/strong><span data-preserver-spaces=\"true\"> CRE loans for qualifying borrowers<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Merchant services:<\/span><\/strong><span data-preserver-spaces=\"true\"> Payment processing for businesses<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Business credit cards:<\/span><\/strong><span data-preserver-spaces=\"true\"> Multiple credit options with rewards<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Promotional bonuses:<\/span><\/strong><span data-preserver-spaces=\"true\"> New account offers may be available.<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">What to consider<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Chase operates as a traditional bank with fee structures that may include monthly maintenance charges, minimum balance requirements, and transaction limits. Property-specific bookkeeping and rent collection would require separate tools.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">5. Wells Fargo<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Wells Fargo provides business banking services with extensive branch presence and specialized multifamily lending capabilities.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Where it fits<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Wells Fargo may suit experienced investors with large multifamily portfolios who need agency financing through Fannie Mae, Freddie Mac, or FHA programs.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Key features<\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><span data-preserver-spaces=\"true\">Agency lending programs:<\/span><\/strong><span data-preserver-spaces=\"true\"> Fannie Mae, Freddie Mac, FHA multifamily financing<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Commercial real estate loans: <\/span><\/strong><span data-preserver-spaces=\"true\">Financing options for various property types<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">About 4,070 branches: <\/span><\/strong><span data-preserver-spaces=\"true\">Physical locations nationwide<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Treasury solutions:<\/span><\/strong><span data-preserver-spaces=\"true\"> Cash management and payment services<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Multiple financing types:<\/span><\/strong><span data-preserver-spaces=\"true\"> Balance-sheet, CMBS, bridge, and mezzanine options<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">What to consider<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Wells Fargo&#8217;s business accounts typically include monthly fees and may have transaction limits. The bank&#8217;s CRE division serves experienced developers and institutional investors with larger deal sizes.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">6. U.S. Bank<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">U.S. Bank offers direct investment property loans for multifamily, office, warehouse, retail, and mixed-use properties with a free business checking option.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Where it fits<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">U.S. Bank <\/span><span data-preserver-spaces=\"true\">works for<\/span><span data-preserver-spaces=\"true\"> established investors <\/span><span data-preserver-spaces=\"true\">wanting<\/span><span data-preserver-spaces=\"true\"> branch access <\/span><span data-preserver-spaces=\"true\">plus<\/span><span data-preserver-spaces=\"true\"> direct CRE lending without fintech complexity.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Key features<\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><span data-preserver-spaces=\"true\">Free Business Essentials checking: <\/span><\/strong><span data-preserver-spaces=\"true\">No monthly fees with unlimited digital transactions. Includes only 25 free teller and paper transactions per cycle.\u00a0<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">SBA loans:<\/span><\/strong><span data-preserver-spaces=\"true\"> Government-backed financing for <\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.sba.gov\/loans\/7a-loans\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">qualifying real estate<\/span><\/a><span data-preserver-spaces=\"true\"> projects<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">About 2,100+ branches:<\/span><\/strong><span data-preserver-spaces=\"true\"> Physical locations for in-person service<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Promotional bonuses:<\/span><\/strong><span data-preserver-spaces=\"true\"> Limited-time offers may be available for qualifying new business checking accounts<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Investment property financing:<\/span><\/strong><span data-preserver-spaces=\"true\"> Direct loans for various commercial property types<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">What to consider<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">While Business Essentials checking has no monthly fee, real estate investors and operators focused on property-level tracking would need separate bookkeeping software for automated categorization and Schedule E reporting.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">7. Live Oak Bank<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Live Oak Bank is an online bank that consistently ranks as a top SBA 7(a) lender nationally.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Where it fits<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Live Oak <\/span><span data-preserver-spaces=\"true\">works for<\/span><span data-preserver-spaces=\"true\"> investors <\/span><span data-preserver-spaces=\"true\">specifically<\/span><span data-preserver-spaces=\"true\"> seeking SBA-backed financing for acquisitions or major renovations through a streamlined digital process.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Key features<\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><span data-preserver-spaces=\"true\">Top SBA lender:<\/span><\/strong><span data-preserver-spaces=\"true\"> One of the most active SBA 7(a) and 504 lenders<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">SBA financing:<\/span><\/strong><span data-preserver-spaces=\"true\"> Offers 7(a) and 504 loan options for qualifying businesses, subject to SBA program limits<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">High-yield business savings: <\/span><\/strong><span data-preserver-spaces=\"true\">Business savings currently earns 2.75% APY, subject to change. Business savings accounts have no debit card or ATM access.\u00a0<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Online-first process:<\/span><\/strong><span data-preserver-spaces=\"true\"> Faster SBA financing through digital applications<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Promotional bonuses:<\/span><\/strong><span data-preserver-spaces=\"true\"> Limited-time offers on select accounts<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">What to consider<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Monthly fees may apply depending on the account tier, though balance requirements can waive fees. Live Oak focuses on SBA lending rather than comprehensive banking features for real estate investors and operators.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">8. Mercury<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Mercury is a tech-forward business banking platform. Note that Mercury is not FDIC-insured and can lose money.&nbsp;<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Where it fits<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Mercury appeals to investors with complex holding company structures who need API access for custom financial automation workflows.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Key features<\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><span data-preserver-spaces=\"true\">Multiple subaccounts:<\/span><\/strong><span data-preserver-spaces=\"true\"> Separate funds by property or purpose<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Treasury accounts:<\/span><\/strong><span data-preserver-spaces=\"true\"> Options for idle cash yield<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">API access:<\/span><\/strong><span data-preserver-spaces=\"true\"> Custom workflows and automations<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Extended FDIC coverage:<\/span><\/strong><span data-preserver-spaces=\"true\"> Coverage through sweep network<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Virtual and physical cards:<\/span><\/strong><span data-preserver-spaces=\"true\"> Payment cards for team members<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">What to consider<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Mercury is designed for tech-forward businesses rather than specifically for real estate investors. Property-level bookkeeping and rent collection would require separate tools.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">9. Axos Bank<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Axos Bank is a digital bank offering DSCR and rental property loan programs entirely online.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Where it fits<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Axos suits investors <\/span><span data-preserver-spaces=\"true\">wanting<\/span><span data-preserver-spaces=\"true\"> digital lending solutions without branch requirements, <\/span><span data-preserver-spaces=\"true\">particularly<\/span><span data-preserver-spaces=\"true\"> those pursuing DSCR financing strategies.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Key features<\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><span data-preserver-spaces=\"true\">Investor-focused loans:<\/span><\/strong><span data-preserver-spaces=\"true\"> DSCR financing from $150,000 to $30 million+, with rental property lending options available<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Interest-bearing checking:<\/span><\/strong><span data-preserver-spaces=\"true\"> Earn interest on business balances<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Unlimited ATM reimbursements:<\/span><\/strong><span data-preserver-spaces=\"true\"> No fees for domestic ATM withdrawals<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">QuickBooks integration:<\/span><\/strong><span data-preserver-spaces=\"true\"> Transaction sync for accounting<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Expanded FDIC coverage:<\/span><\/strong><span data-preserver-spaces=\"true\"> Deposit sweep programs available<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">What to consider<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Monthly fees may apply depending on average balance. Axos is a general business bank without property-specific features, rent collection, or real estate bookkeeping automation.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">10. Relay<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Relay is an online business banking platform that emphasizes <\/span><span data-preserver-spaces=\"true\">multiple account<\/span><span data-preserver-spaces=\"true\"> management and team collaboration <\/span><span data-preserver-spaces=\"true\">features<\/span><span data-preserver-spaces=\"true\">.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Where it fits<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Relay works for real estate investors and operators managing multiple properties who need per-property cash separation across a multi-LLC portfolio. The platform supports up to 50 checking accounts, depending on plan and entity type, with percentage-based auto-transfer rules for Profit First allocation.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Key features<\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><span data-preserver-spaces=\"true\">Up to 50 checking accounts:<\/span><\/strong><span data-preserver-spaces=\"true\"> Create accounts for different properties or purposes, depending on plan and entity type<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Percentage-based auto-transfers:<\/span><\/strong><span data-preserver-spaces=\"true\"> Route rent deposits into tax, maintenance, and profit buckets<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Up to 50 virtual debit cards:<\/span><\/strong><span data-preserver-spaces=\"true\"> Issue cards with spend limits for team members or contractors<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">Team collaboration:<\/span><\/strong><span data-preserver-spaces=\"true\"> Multi-user access with role-based permissions<\/span><\/li>\n\n\n\n<li><strong><span data-preserver-spaces=\"true\">CPA Partner Portal:<\/span><\/strong><span data-preserver-spaces=\"true\"> Direct accountant access without sharing credentials<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">What to consider<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Relay focuses on multi-account cash flow management rather than real estate-specific automation. <\/span><span data-preserver-spaces=\"true\">While<\/span><span data-preserver-spaces=\"true\"> it offers a free plan, advanced features and higher account limits require paid subscriptions ranging from $30 to $120\/month. Real estate investors and operators may also need additional tools for automated bookkeeping by property and tax category, <\/span><span data-preserver-spaces=\"true\">as well as<\/span><span data-preserver-spaces=\"true\"> integrated rent collection.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Why Baselane Stands Out for Real Estate Investors<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Real estate investors and operators managing multiple properties or entities face common problems: cash flow spread across different accounts, separate logins for each LLC, and manual work to categorize transactions at tax time. <\/span><span data-preserver-spaces=\"true\">Traditional banks were <\/span><span data-preserver-spaces=\"true\">not<\/span><span data-preserver-spaces=\"true\"> designed to handle the property-level organization <\/span><span data-preserver-spaces=\"true\">that<\/span><span data-preserver-spaces=\"true\"> rental investing requires.<\/span><\/p>\n\n\n\n<figure class=\"wp-block-image is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/www.biggerpockets.com\/blog\/wp-content\/uploads\/2026\/11\/baselane-overview.jpg\" alt=\"baselane overview\" class=\"wp-image-190411\" style=\"aspect-ratio:1.7777777777777777;width:1920px;height:auto\" title=\"\" srcset=\"https:\/\/www.biggerpockets.com\/blog\/wp-content\/uploads\/2026\/11\/baselane-overview.jpg 1920w, https:\/\/www.biggerpockets.com\/blog\/wp-content\/uploads\/2026\/11\/baselane-overview-300x169.jpg 300w, https:\/\/www.biggerpockets.com\/blog\/wp-content\/uploads\/2026\/11\/baselane-overview-1024x576.jpg 1024w, https:\/\/www.biggerpockets.com\/blog\/wp-content\/uploads\/2026\/11\/baselane-overview-768x432.jpg 768w, https:\/\/www.biggerpockets.com\/blog\/wp-content\/uploads\/2026\/11\/baselane-overview-1536x864.jpg 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Baselane addresses this by combining <\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.baselane.com\/landlord-banking\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">banking for real estate investors and operators<\/span><\/a><span data-preserver-spaces=\"true\"> with automated <\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.baselane.com\/landlord-accounting\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">bookkeeping<\/span><\/a><span data-preserver-spaces=\"true\"> in one platform. Real estate investors and operators can:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span data-preserver-spaces=\"true\">Create unlimited checking and savings accounts organized by property and entity.<\/span><\/li>\n\n\n\n<li><span data-preserver-spaces=\"true\">Collect rent via ACH, debit card, or credit card payments that deposit directly to the correct account.<\/span><\/li>\n\n\n\n<li><span data-preserver-spaces=\"true\">View transactions automatically tagged to properties and IRS Schedule E categories.<\/span><\/li>\n\n\n\n<li><span data-preserver-spaces=\"true\">Generate tax reports without manual data entry or spreadsheet reconciliation.<\/span><\/li>\n\n\n\n<li><span data-preserver-spaces=\"true\">Earn a high APY on savings account balances; FDIC insurance is available for funds deposited via Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">For <\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.baselane.com\/short-term-rentals\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">short-term rental<\/span><\/a><span data-preserver-spaces=\"true\"> operators, Baselane <\/span><span data-preserver-spaces=\"true\">allows issuing<\/span><span data-preserver-spaces=\"true\"> virtual debit cards with spend limits that <\/span><span data-preserver-spaces=\"true\">can be assigned<\/span><span data-preserver-spaces=\"true\"> to co-hosts or cleaners for property-specific expenses.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Baselane <\/span><span data-preserver-spaces=\"true\">allows creating<\/span> <a class=\"editor-rtfLink\" href=\"https:\/\/www.baselane.com\/security-deposit-account\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">dedicated accounts<\/span><\/a><span data-preserver-spaces=\"true\"> for tenant deposits, keeping funds clearly separated from operating cash while supporting organized recordkeeping.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">The platform works alongside property management tools, providing the banking and bookkeeping layer <\/span><span data-preserver-spaces=\"true\">while<\/span><span data-preserver-spaces=\"true\"> real estate investors and operators use other software for maintenance coordination, listing management, or tenant communication as needed.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">FAQs<\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">What should real estate investors look for when choosing a bank?<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Real estate investors and operators should prioritize banks offering property-specific accounts, integrated rent collection, automated bookkeeping, and tax preparation support. <\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.baselane.com\/multi-property-investors\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">Multi-property investors<\/span><\/a><span data-preserver-spaces=\"true\"> benefit from platforms that organize transactions by property and entity <\/span><span data-preserver-spaces=\"true\">automatically<\/span><span data-preserver-spaces=\"true\">.<\/span><span data-preserver-spaces=\"true\"> Security deposit tracking supports organized recordkeeping and can help real estate investors and operators identify and track tenant funds.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Can real estate investors open a business bank account online?<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Digital platforms like Baselane <\/span><span data-preserver-spaces=\"true\">allow<\/span><span data-preserver-spaces=\"true\"> real estate investors <\/span><span data-preserver-spaces=\"true\">to<\/span><span data-preserver-spaces=\"true\"> open accounts entirely online without branch visits or paper applications.<\/span><span data-preserver-spaces=\"true\"> Traditional banks may require in-person verification depending on their policies and the business structure.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Do any banking platforms for real estate investors and operators offer high-yield savings?<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Digital-first platforms generally offer higher <\/span><span data-preserver-spaces=\"true\">APY<\/span><span data-preserver-spaces=\"true\"> on savings <\/span><span data-preserver-spaces=\"true\">compared to<\/span><span data-preserver-spaces=\"true\"> traditional banks.<\/span> <span data-preserver-spaces=\"true\">Baselane offers high APY on savings balances<\/span><span data-preserver-spaces=\"true\">, <\/span><span data-preserver-spaces=\"true\">which<\/span><span data-preserver-spaces=\"true\"> exceeds the national average for business accounts.<\/span><span data-preserver-spaces=\"true\"> Traditional banks typically offer significantly lower rates on business savings.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Should real estate investors and operators use a local bank or digital platform?<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">The choice depends on specific needs. Digital platforms like Baselane offer property-level organization and automated bookkeeping that traditional banks typically lack. Traditional banks provide in-person service and commercial real estate lending. Some real estate investors and operators use both: a digital platform for daily operations and a local bank for financing relationships.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">How do integrated banking and bookkeeping platforms help with taxes?<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span data-preserver-spaces=\"true\">Platforms like Baselane automatically categorize transactions by property and <\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.irs.gov\/forms-pubs\/about-schedule-e-form-1040\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">IRS Schedule E<\/span><\/a><span data-preserver-spaces=\"true\"> category throughout the year. <\/span><span data-preserver-spaces=\"true\">This reduces manual categorization at tax time and supports <\/span><span data-preserver-spaces=\"true\">the generation of<\/span><span data-preserver-spaces=\"true\"> Schedule E reports and transaction ledgers that <\/span><span data-preserver-spaces=\"true\">can be shared<\/span><span data-preserver-spaces=\"true\"> with accountants or <\/span><span data-preserver-spaces=\"true\">used<\/span><span data-preserver-spaces=\"true\"> for self-filing.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Managing rental properties across multiple LLCs, tracking income and expenses by property, and keeping security deposits organized requires more than a standard business checking account. Real estate investors need banking [&hellip;]<\/p>\n","protected":false},"author":613105,"featured_media":169974,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5183],"tags":[],"class_list":["post-190410","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-landlording"],"acf":[],"comment_count":0,"_links":{"self":[{"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/posts\/190410","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/users\/613105"}],"replies":[{"embeddable":true,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/comments?post=190410"}],"version-history":[{"count":3,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/posts\/190410\/revisions"}],"predecessor-version":[{"id":190416,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/posts\/190410\/revisions\/190416"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/media\/169974"}],"wp:attachment":[{"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/media?parent=190410"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/categories?post=190410"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.biggerpockets.com\/blog\/wp-json\/wp\/v2\/tags?post=190410"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}