Identity Theft Protection

Identity Theft is the fastest growing financial crime in America, striking thousands of victims each year.

In a matter of seconds, personal information such as a social security number, a credit card number or an address can be stolen via Spyware, phishing, computer viruses, cookies, lost laptops, data breaches and lost wallets to obtain a new mortgage, line of credit or additional credit cards.

However recently Key Loggers are quickly becoming the most prevalent tool used by identity thieves. These self propagating viruses steal your keystrokes and the information contained as you navigate the internet.

A Defense and Restoration System
Our unique identity theft program is the only one in the country that provides a tool that helps prevent identity theft. Although nothing can completely prevent identity theft, our defense system will allow members to conduct safe internet commerce like bank, shop, E-mail and provide sensitive information over the internet without the threat of key logging viruses stealing their information.

Our program beats the key loggers at their own game by encrypting every keystroke at the keyboard level and then reroutes those encrypted keystrokes directly to your browser. Our system bypasses the multiple communication areas that are normally vulnerable to key logging attacks that could com-promise your vital information.

Identity Monitoring
Identity monitoring continuously monitors the activity associated with an identity across multiple data sources which includes: Credit Bureau Data, DMV’s, Bankruptcy Lien and Judgment filings, Utilities, Public Records, and Private Contributory Databases. As identity fraud usually precedes other types of fraud (such as credit card fraud), this type of proactive alert system is critical to mitigating the extensive - and expensive - damage perpetrated after an identity is stolen and manipulated. Given the considerable lag between when an identity is compromised and when that even is discovered, this service is a critical component of defense against identity fraud.

Identity Theft Insurance Should Provide the Following Benefits
Up to $25,000 worth of insurance coverage.
Lost wages
Re-filing of loans
Defense cost for certain civil and criminal lawsuits
Reimbursement of fees

Restoration Services
Upon notification of an identity theft incident, paralegals will consult with the member to ascertain the severity of the theft and start the notification process; prepare and send the customized pre-completed state specific ID Recovery Kit to member via overnight delivery.

Next will be all necessary electronic notifications; contacting all three credit reporting agencies to obtain a free credit report for the member, place fraud alerts on the member’s credit records and obtain a list of creditors involved with the fraud.

Then a paralegal will submit Special Power of Attorney and ID Theft Affidavit to involved creditors requesting cancellation of the member’s card and issuance of a new card; notify the appropriate bank or agency if other forms of identification (such as an ATM card, driver’s license, social security card, or passport) were stolen or are missing, so that appropriate action can be taken and new forms of identification issued.

Lastly local authorities will be notified of identity theft incident and help member obtain necessary reports; follow up with creditors where needed to ensure that the matter has been properly handled and then provide fraud resolution, legal and emotional assistance from beginning to end.

Lost or Stolen Credit Card Assistance
Members will be provided with toll free access to certified paralegals that will assist them should they misplace or have their credit card/s stolen. Should this occur our specialists will consult with the member to determine the severity of the incident and begin the notification process.

Assistance includes obtaining credit reports from each of the three major credit reporting bureaus, contacting each credit card company while member is on the phone, canceling the member’s affected credit cards, requesting new replacement cards, place fraud alerts with all three major credit bureaus and assisting the member with interpreting their credit reports.

Unlimited Legal Care at Discounted Rates
As an Identity theft victim you will have access to a proprietary attorney network that will represent you at the low hourly rate of $125.00, or when appropriate, 40% off their usual and customary hourly rate, for all legal care related to the theft of your identity.

Members may use our program to prosecute identity thieves. This is the only Identity Theft Program in the country that provides unlimited discounted legal care, enabling members to both defend themselves against a theft, and prosecute thieves.
With a nationwide network of plan attorneys, Legal Club is the sole identity theft vendor that can offer members this important plan enhancement.

And Most Importantly Personal Attention
Our highly skilled Recovery Team which includes paralegals, fraud investigators, identity theft experts, and legal counsel will manage your defense and restoration process from beginning to end.

Good Luck and God Bless,

Bryan Long