​Why should I opt for Bajaj Allianz car insurance?

These days, with the continuous rise in the number of cars on the streets and the constant worsening of road conditions across the country, it is getting very tough to protect your car from unwanted mishaps. Mammoth repair costs alongside high replacement cost of spare parts can definitely lead to huge cash outflow from your pocket.

Car owners these days are looking to purchase insurance policies that cover such high expenses. Bajaj Allianz is one such general insurance company operating in India that provides you with diverse car insurance plans at reasonable prices.

About Bajaj Allianz

Bajaj Allianz General Insurance Company Limited is a private company conducting business in the insurance industry in India. It is a joint venture between two - Bajaj Finserv Limited, owned by the Bajaj Group of India and Allianz SE, a German company carrying out business in financial services. Bajaj Allianz has diverse and innovative general insurance products in the markets.

Why purchase a Car Insurance Policy from Bajaj Allianz?

Bajaj Allianz Car Insurance provides a plethora of benefits for the buyer. The key benefits offered by the company, which can convince you to buy a car insurance policy are as follows-

1) You as a Bajaj Allianz Car Insurance policyholder can avail 24x7 support from the company. For example, you can contact the insurer for any technical assistance or claim support at any time of the day.

2) You can transfer your existing No Claim Bonus (NCB) upto 50% from a different car insurance provider to your Bajaj Allianz insurance. This way the premium you end up paying for your Own damage cover would be less.

3) You can avail the benefit of the settlement of cashless claim at the preferred garages, which are more than 4000 in number, located across the country, providing service of high standards.

4) You can receive 75% on account payment facility as per your requirement and when the liability crosses a certain limit. For example, if the liability is above say Rs 10,000, you have the option to pay 75% of it on deferral basis.

5) You can get a vehicle tracking and monitoring device with DriveSmart Telematics Service and a multiplicity of add-on covers included in the same. For example, after availing the car insurance from Bajaj Allianz, you can get your driving pattern and behavior kept in check and gets the condition of your car's engine and battery constantly monitored to ensure complete safety.

6) You can avail towing facility during the occurrence of a vehicle breakdown or some accident. For example, if your car meets with an accident and suffers a breakdown all you need is to inform the Bajaj Allianz and they provide the necessary towing facility.

7) An add-on that you can avail with car insurance is zero depreciation cover. For example, if your insured car meets with any road accident and gets damaged, you do not need to bear the deprecation cost of the parts.

What Bajaj Allianz’s Car Insurance policy covers

1) It covers loss or damage to your car due to the occurrence of some natural calamity.

2) Coverage is also extended to loss or damage to your car against man-made calamities.

3) Bajaj Allianz extends coverage of Personal Accident Cover of Rs. 2 lakh for the owner driver of the vehicle. There is also the availability of optional personal accident coverage, which is meant for passengers and paid driver.

4) Bajaj Allianz provides protection to you against Third Party legal liability due to accidental damages caused to a third person’s properties and/ or causing permanent injury or death of some person.

Conclusion

Nowadays, cars are gaining importance in households and people in the urban areas of India are gradually treating cars more as necessities than as luxury items. A car is a family asset that needs protection and coverage in the cases of emergencies. Bajaj Allianz car insurance is one of the best car insurance companies that can provide you with the ultimate protection and ideal car insurance coverage.