Business Page
First Access Lending
Lender
4.9 stars
75 Reviews
Markets served
Alabama
Arizona
Colorado
District of Columbia
Florida
Illinois
Maryland
Michigan
New Jersey
Ohio
Oregon
Pennsylvania
Virginia
About us
At First Access Lending we believe that homeownership is the foundation to building wealth in America. Our mission is to extend access to that wealth beyond the already wealthy. We've partnered with investors to offer specialized second lien products and HELOCs allowing you to access the equity you've earned. We provide access for first-time homebuyers through education and down payment assistance programs. Access for the self-employed and creatively employed. And access to your next home or dream home. First Access Lending is through East Coast Capital, a 25-year veteran in the mortgage industry. We have the foundation to deliver on our mission of access through specialized products, personalized consultation, comprehensive education, and unwavering integrity. We are committed to helping our clients achieve their financial goals.
Specialties
Conventional & Gov.
Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)
USDA Loan
Hard/Private/Non-QM
Home Equity (investment)
DSCR (long-term rental)
DSCR (short-term rental)
Balance Sheet Loan
Bridge Loan
Foreign National Loan
Refinance (investment)
Reviews (75)
4.9 stars
75 Reviews
4.9 stars
75 Reviews
0.0 star
0 Reviews
5.0 stars
2 months ago
Reviewed by
William Davitt
Sherri Holt was an amazing representative of this company. I shopped for multiple quotes and nobody was as helpful as Sherri was. She promptly responded to all my requests and was beyond helpful and honest throughout the entire process. She made an uneasy process much more comforting and First Access can credit her for why I chose to do business with them.
5.0 stars
3 months ago
Reviewed by
Rahul Bhansali
5.5 stars out of 5. I have worked with lending firms in the past, and they all say they are customer first. This team actually proved it.
They ran sprints for me daily in what turned out, through no fault of theirs, to be a marathon. Over a process with more speed bumps and detours than I'd like to count, the First Access team, and particularly James Nixon, refused to give up on finding solutions. The persistence with which they found creative ways to support was truly extraordinary.
They showed up through everything: the boring details, the knockdowns where they kept getting back up, and the single-minded fury on making sure I got an offer that met our needs. I was never treated like a number or a box to check.
On point, diligent, persistent. I could not ask for more.
5.0 stars
3 months ago
Reviewed by
Michele Pierce
Sheri was absolutely amazing throughout the process of getting our home equity loan. Our situation wasn’t the easiest, but she never made us feel like it was too much. She worked incredibly hard behind the scenes, stayed on top of every detail, and truly went above and beyond to get us to the finish line.
Beyond being great at what she does, Sheri is just a genuinely kind person who truly cares about her clients. You can tell she wants the best for the people she works with, and that makes all the difference. I’m so grateful for everything she did for us and would 💯 recommend her to anyone looking for a home equity loan or mortgage. Thank you, Sheri!
5.0 stars
4 months ago
Reviewed by
Peter Miller
James was excellent to work with throughout my home equity loan process. He took the initiative to respond to my initial inquiry and worked diligently and creatively to structure the loan in a way that made approval possible. His professionalism, tenacity, attention to detail, and clear communication made what could have been a stressful process feel smooth and manageable.
This loan significantly improved my overall financial picture, and I truly appreciate the effort James put into helping me get it completed. I also want to recognize Jake for his responsiveness, professionalism, and attention to detail throughout the process. Both James and Jake helped make the closing go smoothly. I’m very grateful for their guidance and support and would highly recommend their services.
5.0 stars
4 months ago
Reviewed by
Lisa Hadad
What a pleasurable experience! From start to finish I felt completely taken care of! I had the dream team of home loans Sherri Holt and Jake Cindrario with me every step of the way. The responsiveness of both of these two amazing people gave me such confidence in the whole process. Sherri explained everything and handled all my questions with kindness and professionalism. Jake was extremely efficient! He made everything so easy, including obtaining necessary documents, working directly with my bank on my behalf while keeping me updated every step of the way. Applying for a loan or refinance can be a daunting task, but my experience with First Access Lending was top notch and led to my approval quickly!
5.0 stars
6 months ago
Reviewed by
Ryan Turner
Highly recommend First Access Lending. Zach and his team helped us secure our target refinance rate. Step by step process to secure the loan was well communicated and was very user friendly.
5.0 stars
6 months ago
Reviewed by
Anne Masters
First Access Lending was amazing. I was in the process of doing a home equity refi with Rocket mortgage, but the process was stuck in week 5, but First Access had me closed and funded in 3 weeks. They were informing me every step of the process with both texts and emails, something the other company stopped doing. Connor and Jake were friendly and the closing at my house with Roberta, the notary, was actually enjoyable. I highly recommend this company!
5.0 stars
7 months ago
Reviewed by
Jon Mills
Sherri Holt did an amazing job! I have done multiple mortgages in the past with other companies, there are usually always issues but absolutely no problem here. Would highly recommend working with Sherri!
5.0 stars
7 months ago
Reviewed by
Amy Povinelli
Working with Sheri on my loan was an outstanding experience from start to finish. She was always available whenever I had a question and consistently went above and beyond to make the process smooth and stress-free. Sheri kept me informed at every step, clearly explaining what to expect and making sure I felt confident throughout the entire journey.
Her professionalism, responsiveness, and genuine willingness to help made all the difference. I couldn’t have asked for better support. I highly recommend Sheri to anyone looking for a knowledgeable and caring loan professional!
5.0 stars
a year ago
Reviewed by
Daniel Duran
Sherri Holt was absolutely incredible!!
From start to finish, Sherri made the entire loan process smooth, fast, and stress-free. Her communication was clear and timely, and she went above and beyond to make sure everything stayed on track and walked us through every step.
She treated us like family, and we felt completely supported throughout the entire process. If you're looking for someone who is professional, knowledgeable, kind, and truly cares about her clients, Sherri is the one. We’re so grateful for her and First Access Lending. We will absolutely be recommending her to everyone we know. Thank you, Sherri—you are a blessing!
5.0 stars
2 months ago
Reviewed by
William Davitt
Sherri Holt was an amazing representative of this company. I shopped for multiple quotes and nobody was as helpful as Sherri was. She promptly responded to all my requests and was beyond helpful and honest throughout the entire process. She made an uneasy process much more comforting and First Access can credit her for why I chose to do business with them.
5.0 stars
3 months ago
Reviewed by
Rahul Bhansali
5.5 stars out of 5. I have worked with lending firms in the past, and they all say they are customer first. This team actually proved it.
They ran sprints for me daily in what turned out, through no fault of theirs, to be a marathon. Over a process with more speed bumps and detours than I'd like to count, the First Access team, and particularly James Nixon, refused to give up on finding solutions. The persistence with which they found creative ways to support was truly extraordinary.
They showed up through everything: the boring details, the knockdowns where they kept getting back up, and the single-minded fury on making sure I got an offer that met our needs. I was never treated like a number or a box to check.
On point, diligent, persistent. I could not ask for more.
5.0 stars
3 months ago
Reviewed by
Michele Pierce
Sheri was absolutely amazing throughout the process of getting our home equity loan. Our situation wasn’t the easiest, but she never made us feel like it was too much. She worked incredibly hard behind the scenes, stayed on top of every detail, and truly went above and beyond to get us to the finish line.
Beyond being great at what she does, Sheri is just a genuinely kind person who truly cares about her clients. You can tell she wants the best for the people she works with, and that makes all the difference. I’m so grateful for everything she did for us and would 💯 recommend her to anyone looking for a home equity loan or mortgage. Thank you, Sheri!
5.0 stars
4 months ago
Reviewed by
Peter Miller
James was excellent to work with throughout my home equity loan process. He took the initiative to respond to my initial inquiry and worked diligently and creatively to structure the loan in a way that made approval possible. His professionalism, tenacity, attention to detail, and clear communication made what could have been a stressful process feel smooth and manageable.
This loan significantly improved my overall financial picture, and I truly appreciate the effort James put into helping me get it completed. I also want to recognize Jake for his responsiveness, professionalism, and attention to detail throughout the process. Both James and Jake helped make the closing go smoothly. I’m very grateful for their guidance and support and would highly recommend their services.
5.0 stars
4 months ago
Reviewed by
Lisa Hadad
What a pleasurable experience! From start to finish I felt completely taken care of! I had the dream team of home loans Sherri Holt and Jake Cindrario with me every step of the way. The responsiveness of both of these two amazing people gave me such confidence in the whole process. Sherri explained everything and handled all my questions with kindness and professionalism. Jake was extremely efficient! He made everything so easy, including obtaining necessary documents, working directly with my bank on my behalf while keeping me updated every step of the way. Applying for a loan or refinance can be a daunting task, but my experience with First Access Lending was top notch and led to my approval quickly!
5.0 stars
6 months ago
Reviewed by
Ryan Turner
Highly recommend First Access Lending. Zach and his team helped us secure our target refinance rate. Step by step process to secure the loan was well communicated and was very user friendly.
5.0 stars
6 months ago
Reviewed by
Anne Masters
First Access Lending was amazing. I was in the process of doing a home equity refi with Rocket mortgage, but the process was stuck in week 5, but First Access had me closed and funded in 3 weeks. They were informing me every step of the process with both texts and emails, something the other company stopped doing. Connor and Jake were friendly and the closing at my house with Roberta, the notary, was actually enjoyable. I highly recommend this company!
5.0 stars
7 months ago
Reviewed by
Jon Mills
Sherri Holt did an amazing job! I have done multiple mortgages in the past with other companies, there are usually always issues but absolutely no problem here. Would highly recommend working with Sherri!
5.0 stars
7 months ago
Reviewed by
Amy Povinelli
Working with Sheri on my loan was an outstanding experience from start to finish. She was always available whenever I had a question and consistently went above and beyond to make the process smooth and stress-free. Sheri kept me informed at every step, clearly explaining what to expect and making sure I felt confident throughout the entire journey.
Her professionalism, responsiveness, and genuine willingness to help made all the difference. I couldn’t have asked for better support. I highly recommend Sheri to anyone looking for a knowledgeable and caring loan professional!
5.0 stars
a year ago
Reviewed by
Daniel Duran
Sherri Holt was absolutely incredible!!
From start to finish, Sherri made the entire loan process smooth, fast, and stress-free. Her communication was clear and timely, and she went above and beyond to make sure everything stayed on track and walked us through every step.
She treated us like family, and we felt completely supported throughout the entire process. If you're looking for someone who is professional, knowledgeable, kind, and truly cares about her clients, Sherri is the one. We’re so grateful for her and First Access Lending. We will absolutely be recommending her to everyone we know. Thank you, Sherri—you are a blessing!
