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Troy City Mortgage LLC

Lender
5.0 stars
243 Reviews

Markets served


Connecticut
Florida
Massachusetts
New Hampshire
Rhode Island
Connecticut
Florida
Massachusetts
New Hampshire
Rhode Island

Licenses


Company NMLS
#1591856
Additional info available at the NMLS consumer access website

About us


We get it—mortgages are confusing. That’s why we’ve been simplifying homeownership in Bristol County since 2017.

Maybe you’re a first-time home buyer who’s new to mortgages. Or perhaps you have questions about refinancing your current home loan or buying some investment property. Whatever your needs we are ready to guide you towards solutions personalized for you.

Discover why we’re the best place in Massachusetts and Rhode Island to get a mortgage.

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)
USDA Loan
FHA

Hard/Private/Non-QM

Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Balance Sheet Loan
Refinance (investment)

Reviews (243)


5.0 stars
243 Reviews
5.0 stars
243 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
a month ago
Reviewed by Betty Oliveira
Antonio Beleda went beyond helping me to get my loan went by the house to get paper on phone signed made sure thing were done.troy city derves 10 star and antone deserves a raise and tro city desers a bonus.david helped also made sure a receved a good interest rate
reviewer image
5.0 stars
|
2 months ago
Reviewed by William Lopes
5/5 Stars - Fantastic local experience! Working with Troy City Mortgage made our home-buying process so easy. The team was very helpful and answered all our questions. They took the time to explain every step in a way that made sense. Communication was fast, clear, and professional from start to finish. If you need a reliable mortgage broker in the Fall River area, I strongly recommend them!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Maria Dapedra
David and his team were amazing. Thanks to his fluent Portuguese he put my husband at ease. He was also able to get us a lower rate than Baycoast who we bank with. We highly recommend Troy City Mortgage
reviewer image
5.0 stars
|
2 months ago
Reviewed by Bryan Dion
This is the best Morgage company to work with. I used them in the past to get my VA home loan. I just did it again David and his crew now the ins and outs of working with the banks VA and FHA Home Loans because they are experts at what they do. They will guide you in the process even if you have some credit concerns. They did for me twice now. I have trust and confidence in Troy Citty Morgage. You can Trust them too. Integrity still counts thank you David.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Jessica Paiva
Troy City Mortgage, LLC went above and beyond to help me with my first mortgage as first time homebuyer. Such a positive experience. Diligent, professional and reliable. Thank you for all your hospitality!
reviewer image
5.0 stars
|
7 months ago
Reviewed by Alex Dias
Kevin and Neil were excellent to work with. They expertly helped me navigate what ended up being a somewhat complex refinance. They advocated for me when communicating with the lender, even when hard conversations needed to be had. To be quite honest, I don't think I would have been able to close the loan if I had applied directly with the lender. Kevin was with me every step of the way, and was able to protect my interests when the lender was being unreasonable during underwriting. Seriously A+ work from Kevin. I'm thankful for his expertise.
reviewer image
5.0 stars
|
8 months ago
Reviewed by Corey Medeiros
I can’t say enough good things about Dave at Troy City Mortgage. He’s fast, efficient, and got me a great rate. From start to finish he made the whole process feel simple and stress free. What really stood out is that he helped me long before I even bought a house. I had a ton of questions and he never once made me feel like I was wasting his time. He explained everything clearly, stayed patient, and made sure I understood every step. Super helpful, friendly, and genuinely cares about his clients. If you’re thinking about buying, talk to Dave first. You won’t regret it.
reviewer image
5.0 stars
|
a year ago
Reviewed by Rose Marsan
Guys, I highly recommend Troy City Mortgage for your next home purchase. Whether you're buying a Personal home or an Investment, you'll find the best caring team ever. Troy City made my home purchase so smooth and efficient that I bought my home in less than two months. The team is responsive, diligent, and trustworthy. I can't wait to work with them again.
reviewer image
5.0 stars
|
a year ago
Reviewed by Sunshine Plant
Troy City Mortgage was excellent to work with! As a first time home buyer, I had lots of questions and nerves. Dave & Ryan were extremely patient and informative, even when I asked the same questions often. They kept me in the loop every step of the way. I have no doubt they kept my best interest in mind throughout the whole process. I wouldn't hesitate to use them again!
reviewer image
5.0 stars
|
3 years ago
Reviewed by Rhonda DeCouto
I had an effortless, smooth loan process, dealt directly with David. He made himself available during convenient hours for me. I got the best rate that no one else could offer me. All of my options were explained in detail and I was able to reduce my 30 year mortgage into a 15 year. The decision will have a positive impact on my retirement years.
reviewer image
5.0 stars
|
a month ago
Reviewed by Betty Oliveira
Antonio Beleda went beyond helping me to get my loan went by the house to get paper on phone signed made sure thing were done.troy city derves 10 star and antone deserves a raise and tro city desers a bonus.david helped also made sure a receved a good interest rate
reviewer image
5.0 stars
|
2 months ago
Reviewed by William Lopes
5/5 Stars - Fantastic local experience! Working with Troy City Mortgage made our home-buying process so easy. The team was very helpful and answered all our questions. They took the time to explain every step in a way that made sense. Communication was fast, clear, and professional from start to finish. If you need a reliable mortgage broker in the Fall River area, I strongly recommend them!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Maria Dapedra
David and his team were amazing. Thanks to his fluent Portuguese he put my husband at ease. He was also able to get us a lower rate than Baycoast who we bank with. We highly recommend Troy City Mortgage
reviewer image
5.0 stars
|
2 months ago
Reviewed by Bryan Dion
This is the best Morgage company to work with. I used them in the past to get my VA home loan. I just did it again David and his crew now the ins and outs of working with the banks VA and FHA Home Loans because they are experts at what they do. They will guide you in the process even if you have some credit concerns. They did for me twice now. I have trust and confidence in Troy Citty Morgage. You can Trust them too. Integrity still counts thank you David.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Jessica Paiva
Troy City Mortgage, LLC went above and beyond to help me with my first mortgage as first time homebuyer. Such a positive experience. Diligent, professional and reliable. Thank you for all your hospitality!
reviewer image
5.0 stars
|
7 months ago
Reviewed by Alex Dias
Kevin and Neil were excellent to work with. They expertly helped me navigate what ended up being a somewhat complex refinance. They advocated for me when communicating with the lender, even when hard conversations needed to be had. To be quite honest, I don't think I would have been able to close the loan if I had applied directly with the lender. Kevin was with me every step of the way, and was able to protect my interests when the lender was being unreasonable during underwriting. Seriously A+ work from Kevin. I'm thankful for his expertise.
reviewer image
5.0 stars
|
8 months ago
Reviewed by Corey Medeiros
I can’t say enough good things about Dave at Troy City Mortgage. He’s fast, efficient, and got me a great rate. From start to finish he made the whole process feel simple and stress free. What really stood out is that he helped me long before I even bought a house. I had a ton of questions and he never once made me feel like I was wasting his time. He explained everything clearly, stayed patient, and made sure I understood every step. Super helpful, friendly, and genuinely cares about his clients. If you’re thinking about buying, talk to Dave first. You won’t regret it.
reviewer image
5.0 stars
|
a year ago
Reviewed by Rose Marsan
Guys, I highly recommend Troy City Mortgage for your next home purchase. Whether you're buying a Personal home or an Investment, you'll find the best caring team ever. Troy City made my home purchase so smooth and efficient that I bought my home in less than two months. The team is responsive, diligent, and trustworthy. I can't wait to work with them again.
reviewer image
5.0 stars
|
a year ago
Reviewed by Sunshine Plant
Troy City Mortgage was excellent to work with! As a first time home buyer, I had lots of questions and nerves. Dave & Ryan were extremely patient and informative, even when I asked the same questions often. They kept me in the loop every step of the way. I have no doubt they kept my best interest in mind throughout the whole process. I wouldn't hesitate to use them again!
reviewer image
5.0 stars
|
3 years ago
Reviewed by Rhonda DeCouto
I had an effortless, smooth loan process, dealt directly with David. He made himself available during convenient hours for me. I got the best rate that no one else could offer me. All of my options were explained in detail and I was able to reduce my 30 year mortgage into a 15 year. The decision will have a positive impact on my retirement years.

Our Team


David Pereira