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Business Page


business profile image

Simplified Capital LLC

Lender
5.0 stars
14 Reviews

Markets served


Florida
Nationwide

Licenses


Company NMLS
#2574896
Additional info available at the NMLS consumer access website

More ways to connect


(305) 804-0557

About us


Simplified Capital is your trusted mortgage brokerage, dedicated to simplify the home financing process. With a focus on personalized service and competitive rates, we specialize in a range of loan options to meet diverse needs. Let us guide you to your dream home or investment goal with simplicity and clarity

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)

Hard/Private/Non-QM

Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Rehab for Buy & Hold
Bridge Loan
Foreign National Loan
Refinance (investment)

Reviews (14)


5.0 stars
14 Reviews
5.0 stars
14 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
a week ago
Reviewed by Brad Weidinger
Stephen is a master of his craft and did an excellent job on executing a refinance on a property of mine. There were some obstacles we encountered along the way through other parties involved but he was able to find a solution which worked out better than what we originally had planned. Looking forward to doing more business with Stephen in the future!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Maria Meza
Working with Stephen was an absolute pleasure! He helped us navigate the home-buying process with confidence and ease. What stood out the most was his quick problem-solving—any time an issue came up, he was on it immediately with a clear, effective solution. His professionalism, responsiveness, and deep knowledge of the market made all the difference. We’re so grateful to have had Stephen by our side and highly recommend him to anyone looking to buy a home!
reviewer image
5.0 stars
|
Edited 3 months ago
Reviewed by Nicos Marcou
I met Stephen on a Facebook group, and he was able to be super helpful and competitive with rates. We just closed on a deal, with a transaction there is always back and forth and Stephen did a great job at helping troubleshoot. Highly recommend
reviewer image
5.0 stars
|
3 months ago
Reviewed by Daniel Jackson
Great experience, Stephen (and Karin as well) did a great job on the Refi cash-out of a multi unit investment property. Communication was on point and I will surely use them again. Thanks!
reviewer image
5.0 stars
|
6 months ago
Reviewed by Justin Lopez
A big thank you to Stephen and Albert for their outstanding help in guiding my grandma through the reverse mortgage process. Their professionalism and dedication made the entire process incredibly smooth, quick, and hassle-free, just as promised. We truly appreciate their exceptional service and support!
reviewer image
5.0 stars
|
8 months ago
Reviewed by alexandra gomez
Stephen was very friendly and always ready to answer any questions that came up. The refinance process went very smoothly. From the initial consultation to the final approval, he was professional, knowledgeable, and attentive. I highly recommend Stephen and his team for anyone seeking reliable and efficient lending services!
reviewer image
5.0 stars
|
9 months ago
Reviewed by Manuel Alonso
In the last couple of years, I had purchased 2 homes plus refinance one of them. On all occasions I had gone to my nephew Stephen for assistance and guidance. All transactions went flawlessly, but what impressed me the most was that every time Stephen reached out to me, he started with "Tio....", the family bond was ever present, however this was never a reason or excuse at any point for his professionalism to slip. Stephen is an impeccable professional whom I would strongly recommend.
reviewer image
5.0 stars
|
a year ago
Reviewed by Carolina Ecker
Stephen is an exceptional person and professional. My husband and I have worked with him on several closings and he consistently delivers. Stephen remains our top choice for lending. We are thrilled we met him and always look forward to working with him!
reviewer image
5.0 stars
|
a week ago
Reviewed by Brad Weidinger
Stephen is a master of his craft and did an excellent job on executing a refinance on a property of mine. There were some obstacles we encountered along the way through other parties involved but he was able to find a solution which worked out better than what we originally had planned. Looking forward to doing more business with Stephen in the future!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Maria Meza
Working with Stephen was an absolute pleasure! He helped us navigate the home-buying process with confidence and ease. What stood out the most was his quick problem-solving—any time an issue came up, he was on it immediately with a clear, effective solution. His professionalism, responsiveness, and deep knowledge of the market made all the difference. We’re so grateful to have had Stephen by our side and highly recommend him to anyone looking to buy a home!
reviewer image
5.0 stars
|
Edited 3 months ago
Reviewed by Nicos Marcou
I met Stephen on a Facebook group, and he was able to be super helpful and competitive with rates. We just closed on a deal, with a transaction there is always back and forth and Stephen did a great job at helping troubleshoot. Highly recommend
reviewer image
5.0 stars
|
3 months ago
Reviewed by Daniel Jackson
Great experience, Stephen (and Karin as well) did a great job on the Refi cash-out of a multi unit investment property. Communication was on point and I will surely use them again. Thanks!
reviewer image
5.0 stars
|
6 months ago
Reviewed by Justin Lopez
A big thank you to Stephen and Albert for their outstanding help in guiding my grandma through the reverse mortgage process. Their professionalism and dedication made the entire process incredibly smooth, quick, and hassle-free, just as promised. We truly appreciate their exceptional service and support!
reviewer image
5.0 stars
|
8 months ago
Reviewed by alexandra gomez
Stephen was very friendly and always ready to answer any questions that came up. The refinance process went very smoothly. From the initial consultation to the final approval, he was professional, knowledgeable, and attentive. I highly recommend Stephen and his team for anyone seeking reliable and efficient lending services!
reviewer image
5.0 stars
|
9 months ago
Reviewed by Manuel Alonso
In the last couple of years, I had purchased 2 homes plus refinance one of them. On all occasions I had gone to my nephew Stephen for assistance and guidance. All transactions went flawlessly, but what impressed me the most was that every time Stephen reached out to me, he started with "Tio....", the family bond was ever present, however this was never a reason or excuse at any point for his professionalism to slip. Stephen is an impeccable professional whom I would strongly recommend.
reviewer image
5.0 stars
|
a year ago
Reviewed by Carolina Ecker
Stephen is an exceptional person and professional. My husband and I have worked with him on several closings and he consistently delivers. Stephen remains our top choice for lending. We are thrilled we met him and always look forward to working with him!

Our Team


Stephen Caceda