So happy we were able to work with Jonathan and his team. They turned what can be a stressful process into a smooth and simple one. They carry an impressive depth of experience and knowledge, and have the client at heart throughout. Highly recommended and will definitely work with them again should we get the chance.

I cannot say enough great things about my experience working with Nick. From the very beginning of the loan process all the way through closing, he was absolutely exceptional. Nick is extremely professional, knowledgeable, responsive, and dependable. No matter what question came up or what needed to be handled, he was always available, always had an answer, and most importantly, he got things done. Throughout the entire process, I always felt that everything was under control and that I had someone truly experienced looking out for me. What impressed me most was his level of communication and commitment. The loan process can be stressful and complicated, but Nick made everything feel organized, clear, and manageable. He stayed on top of every detail, followed through on everything he promised, and was there whenever I needed him. It is very rare to find someone who combines this level of professionalism, knowledge, responsiveness, and genuine dedication to their clients. Nick, thank you for everything you did for us and for making this entire process such a positive experience. I would recommend you without hesitation to anyone looking for a loan broker they can truly trust. You have earned a client for life!

Working with Nick and Mariel was an absolute pleasure. I first worked with Nick several years ago on a refinance when rates dropped, and since then we’ve kept in touch. Over the years, he has helped me navigate different situations and opportunities, whether it involved refinancing, a HELOC, or a second mortgage. I’ve always valued his knowledge, experience, and willingness to help. Nick has a great understanding of the market, but what really sets him apart is the time he takes to get to know his clients and understand their individual situations. He knows how to guide you through the process, anticipate what’s needed, and keep things moving in the right direction. His attention to detail and experience really make a difference. Mariel was also an incredible help throughout the entire process. She was always available to answer questions and made sure everything stayed on track. Even though I was closing out of state, she set aside the time to be available for any calls or questions I had during the closing, which I truly appreciated. Overall, I had a fantastic experience working with both Nick and Mariel. They made the entire process smooth, professional, and easy to navigate. I would absolutely recommend them to anyone looking for knowledgeable, attentive, and reliable professionals.

I had a great experience with Convoy Home loans. I've been purchasing real estate for over 25 years, and this was the smoothest transaction I've ever done. Jonathan and his team delivered on everything they said they would. The rate and fees were also great compared to the market. I definitely plan on using them going forward.

Jonathan and his team at Convoy Home Loans were truly exceptional throughout our entire home buying process. From start to finish, they worked tirelessly to take care of our needs, answer every question, and guide us with patience, transparency, and genuine care. As I write this review from our new home, I’m filled with overwhelming gratitude for the level of service and support we received from the entire CHL team. They made what could have been a stressful process feel smooth, reassuring, and personal every step of the way. If you’re looking for a team that is responsive, knowledgeable, hardworking, and truly invested in their clients, I cannot recommend Jonathan and Convoy Home Loans enough. Amazing, amazing, amazing experience!

We had an excellent experience working with Jon from Convoy Home Loans from start to finish. Jon was professional, responsive, and incredibly knowledgeable throughout the entire process. He took the time to explain every step clearly, making what can be a stressful process feel smooth and manageable. We truly appreciate the dedication and would highly recommend Convoy Home Loan to anyone looking for a reliable and trustworthy lending partner. Looking forward to working with Jon again in the future!

I had never used a DSCR loan product in my decade-long investing career. In the past, I found DSCR loans to be more expensive compared to conventional or portfolio loan products. However, with the recent increase in interest rates, conventional and portfolio financing options no longer provide the ROI that works in my market. As a result, I decided to revisit DSCR financing. After becoming part of the ORAAT network, I connected with Jonathan. Following several discussions, it became evident that, in the current environment, DSCR financing was the only product that enabled me to achieve the ROI I was targeting in my market. We recently closed our first deal together using a DSCR loan with Jonathan. Jonathan, his team, and particularly Marilyn have been exceptional to work with. They offer a diverse range of products and, more importantly, have the expertise to help investors use them effectively. Their guidance, knowledge, and professionalism made the entire transaction smooth and efficient. Although we encountered a minor hiccup during the process, but the team handled it with professionalism and responsiveness. We are very grateful for their dedication and effort in securing the best possible outcome for us. We look forward to doing more business together in the future. I highly recommend Jonathan and his team to anyone considering DSCR financing.

HIGHLY RECOMMEND! Convoy made the loan process soooo easy for me. All the previous experiences were stressful, but the team made it super easy for me and had such a smooth closing. 10/10 would recommend!!

Super smooth experience with Convoy Home Loans. I had been working with another lender before and Convoy ended up being cheaper and easier to deal with overall. The process was efficient, communication was clear, and things moved fast. They really know what they’re doing, especially with investor loans. Already planning to use them again and pass their name along.

Awesome team to work with. I was buying an investing home, and Jonathon Yoo and William Stump were able to secure a dscr loan for me and we were able to close quickly in about 2 weeks. They worked late into the night to get the loan done early. I will definitely work with them again when I buy more investing homes or refinance. They were honest and upfront about time, rates, and pricing. I have bought many properties but this was the best experience I had using Convoy Loans. Quoc Ai Nguyen in Minnesota

So happy we were able to work with Jonathan and his team. They turned what can be a stressful process into a smooth and simple one. They carry an impressive depth of experience and knowledge, and have the client at heart throughout. Highly recommended and will definitely work with them again should we get the chance.

I cannot say enough great things about my experience working with Nick. From the very beginning of the loan process all the way through closing, he was absolutely exceptional. Nick is extremely professional, knowledgeable, responsive, and dependable. No matter what question came up or what needed to be handled, he was always available, always had an answer, and most importantly, he got things done. Throughout the entire process, I always felt that everything was under control and that I had someone truly experienced looking out for me. What impressed me most was his level of communication and commitment. The loan process can be stressful and complicated, but Nick made everything feel organized, clear, and manageable. He stayed on top of every detail, followed through on everything he promised, and was there whenever I needed him. It is very rare to find someone who combines this level of professionalism, knowledge, responsiveness, and genuine dedication to their clients. Nick, thank you for everything you did for us and for making this entire process such a positive experience. I would recommend you without hesitation to anyone looking for a loan broker they can truly trust. You have earned a client for life!

Working with Nick and Mariel was an absolute pleasure. I first worked with Nick several years ago on a refinance when rates dropped, and since then we’ve kept in touch. Over the years, he has helped me navigate different situations and opportunities, whether it involved refinancing, a HELOC, or a second mortgage. I’ve always valued his knowledge, experience, and willingness to help. Nick has a great understanding of the market, but what really sets him apart is the time he takes to get to know his clients and understand their individual situations. He knows how to guide you through the process, anticipate what’s needed, and keep things moving in the right direction. His attention to detail and experience really make a difference. Mariel was also an incredible help throughout the entire process. She was always available to answer questions and made sure everything stayed on track. Even though I was closing out of state, she set aside the time to be available for any calls or questions I had during the closing, which I truly appreciated. Overall, I had a fantastic experience working with both Nick and Mariel. They made the entire process smooth, professional, and easy to navigate. I would absolutely recommend them to anyone looking for knowledgeable, attentive, and reliable professionals.

I had a great experience with Convoy Home loans. I've been purchasing real estate for over 25 years, and this was the smoothest transaction I've ever done. Jonathan and his team delivered on everything they said they would. The rate and fees were also great compared to the market. I definitely plan on using them going forward.

Jonathan and his team at Convoy Home Loans were truly exceptional throughout our entire home buying process. From start to finish, they worked tirelessly to take care of our needs, answer every question, and guide us with patience, transparency, and genuine care. As I write this review from our new home, I’m filled with overwhelming gratitude for the level of service and support we received from the entire CHL team. They made what could have been a stressful process feel smooth, reassuring, and personal every step of the way. If you’re looking for a team that is responsive, knowledgeable, hardworking, and truly invested in their clients, I cannot recommend Jonathan and Convoy Home Loans enough. Amazing, amazing, amazing experience!

We had an excellent experience working with Jon from Convoy Home Loans from start to finish. Jon was professional, responsive, and incredibly knowledgeable throughout the entire process. He took the time to explain every step clearly, making what can be a stressful process feel smooth and manageable. We truly appreciate the dedication and would highly recommend Convoy Home Loan to anyone looking for a reliable and trustworthy lending partner. Looking forward to working with Jon again in the future!

I had never used a DSCR loan product in my decade-long investing career. In the past, I found DSCR loans to be more expensive compared to conventional or portfolio loan products. However, with the recent increase in interest rates, conventional and portfolio financing options no longer provide the ROI that works in my market. As a result, I decided to revisit DSCR financing. After becoming part of the ORAAT network, I connected with Jonathan. Following several discussions, it became evident that, in the current environment, DSCR financing was the only product that enabled me to achieve the ROI I was targeting in my market. We recently closed our first deal together using a DSCR loan with Jonathan. Jonathan, his team, and particularly Marilyn have been exceptional to work with. They offer a diverse range of products and, more importantly, have the expertise to help investors use them effectively. Their guidance, knowledge, and professionalism made the entire transaction smooth and efficient. Although we encountered a minor hiccup during the process, but the team handled it with professionalism and responsiveness. We are very grateful for their dedication and effort in securing the best possible outcome for us. We look forward to doing more business together in the future. I highly recommend Jonathan and his team to anyone considering DSCR financing.

HIGHLY RECOMMEND! Convoy made the loan process soooo easy for me. All the previous experiences were stressful, but the team made it super easy for me and had such a smooth closing. 10/10 would recommend!!

Super smooth experience with Convoy Home Loans. I had been working with another lender before and Convoy ended up being cheaper and easier to deal with overall. The process was efficient, communication was clear, and things moved fast. They really know what they’re doing, especially with investor loans. Already planning to use them again and pass their name along.

Awesome team to work with. I was buying an investing home, and Jonathon Yoo and William Stump were able to secure a dscr loan for me and we were able to close quickly in about 2 weeks. They worked late into the night to get the loan done early. I will definitely work with them again when I buy more investing homes or refinance. They were honest and upfront about time, rates, and pricing. I have bought many properties but this was the best experience I had using Convoy Loans. Quoc Ai Nguyen in Minnesota