1st loan went well, 2nd loan started well, then i would be ghosted no response then They would respond and say they needed updated statements, ghosted agin, they had to handle one condition ghosted again....2nd deal was supposed to fund months ago , had 2 closing dates haven't heard from anyone in over a month, no response calls ort text messages . my last lender i did over a dozen dscr loans with. I tried to Certain Lending for better rates . Customer service is the worst I have experienced in the industry.

Have done many projects with them. Adam has been helpful in getting great terms. One of the overall strongest HMLs around imo.

The team was great from start to finish. They were very communicative and kept me informed about what actions I needed to complete. The process was very smooth.

⭐️⭐️⭐️⭐️⭐️ Highly Recommended – Tim Is the Real Deal! Working with Tim and his lending company has been one of the best experiences I’ve had in real estate. From start to finish, Tim was professional, knowledgeable, and genuinely invested in helping us succeed. He communicates clearly, moves quickly, and always follows through on what he promises, which is rare in this business. Tim even helped me out of a bind when another company screwed me over the week of a closing. I called Tim and he was able to step in, took over of the situation, and made sure everything stayed on track. That alone speaks volumes about his character and his commitment to his clients. What I appreciate most is that Tim doesn’t just provide financing… he provides solutions. He understands the investment side, he understands timelines, and he goes above and beyond to make sure the numbers work. Whether you’re a first-time investor or experienced in real estate, Tim makes the process smooth, transparent, and stress-free. If you’re looking for a lender who is trustworthy, responsive, and truly cares about their clients, Tim is your guy. I can’t recommend him enough.

Israel is just super easy to talk to, low pressure, extremely knowledgeable and always willing to help. He feels like he's on my team and truly wants to help how he can.

Everything went very smoothly and quickly. The whole process was well-organized, communication was clear, and there were no delays. I really appreciate how efficient and professional the team was. Great experience overall! I highly recommend working with Israel Lopez

Impressive work! Great for dscr, investment, refinance, you name it. Certain seems to have cracked the code other lenders have trouble with in regards to balance of technology and customer service. I'll be back! 👏🏻

The house remodels went smooth I got everything done in 6 months. Thanks to Isreal and his team. I appreciate everything they helped me with.

Working with Certain Lending was a pleasure. As a home builder and land developer lending isn’t always easy or efficient. Working with Pepe and his team made the process go so smooth. They are so efficient and answer any questions or concerns right away. Their document portal was easy to navigate which helped keep track of what was still needed to close the loan. I couldn’t recommend Certain Lending any more to someone needing construction financing. Sincerely Joe S. Skyline Development LLC

Eddie did Ana amazing job to help me get out my hard money loan. Timely and very professional. Was able to refinance my loan in less than a month. Thanks Eddie appreciate you

1st loan went well, 2nd loan started well, then i would be ghosted no response then They would respond and say they needed updated statements, ghosted agin, they had to handle one condition ghosted again....2nd deal was supposed to fund months ago , had 2 closing dates haven't heard from anyone in over a month, no response calls ort text messages . my last lender i did over a dozen dscr loans with. I tried to Certain Lending for better rates . Customer service is the worst I have experienced in the industry.

Have done many projects with them. Adam has been helpful in getting great terms. One of the overall strongest HMLs around imo.

The team was great from start to finish. They were very communicative and kept me informed about what actions I needed to complete. The process was very smooth.

⭐️⭐️⭐️⭐️⭐️ Highly Recommended – Tim Is the Real Deal! Working with Tim and his lending company has been one of the best experiences I’ve had in real estate. From start to finish, Tim was professional, knowledgeable, and genuinely invested in helping us succeed. He communicates clearly, moves quickly, and always follows through on what he promises, which is rare in this business. Tim even helped me out of a bind when another company screwed me over the week of a closing. I called Tim and he was able to step in, took over of the situation, and made sure everything stayed on track. That alone speaks volumes about his character and his commitment to his clients. What I appreciate most is that Tim doesn’t just provide financing… he provides solutions. He understands the investment side, he understands timelines, and he goes above and beyond to make sure the numbers work. Whether you’re a first-time investor or experienced in real estate, Tim makes the process smooth, transparent, and stress-free. If you’re looking for a lender who is trustworthy, responsive, and truly cares about their clients, Tim is your guy. I can’t recommend him enough.

Israel is just super easy to talk to, low pressure, extremely knowledgeable and always willing to help. He feels like he's on my team and truly wants to help how he can.

Everything went very smoothly and quickly. The whole process was well-organized, communication was clear, and there were no delays. I really appreciate how efficient and professional the team was. Great experience overall! I highly recommend working with Israel Lopez

Impressive work! Great for dscr, investment, refinance, you name it. Certain seems to have cracked the code other lenders have trouble with in regards to balance of technology and customer service. I'll be back! 👏🏻

The house remodels went smooth I got everything done in 6 months. Thanks to Isreal and his team. I appreciate everything they helped me with.

Working with Certain Lending was a pleasure. As a home builder and land developer lending isn’t always easy or efficient. Working with Pepe and his team made the process go so smooth. They are so efficient and answer any questions or concerns right away. Their document portal was easy to navigate which helped keep track of what was still needed to close the loan. I couldn’t recommend Certain Lending any more to someone needing construction financing. Sincerely Joe S. Skyline Development LLC

Eddie did Ana amazing job to help me get out my hard money loan. Timely and very professional. Was able to refinance my loan in less than a month. Thanks Eddie appreciate you