27 years in mortgage lending and over $1.3 billion in funded loans, from wholesale to retail, across Conventional, FHA, VA, Non-QM, DSCR, hard money, residential and commercial. As a national broker with 300+ lenders and channels, I match your deal to the lender built for it, instead of forcing it into one company's box.

Who I work with:
- Investors buying their first rental or their fifteenth
- Owner occupants using Conventional, FHA, or VA to house hack or buy a primary
- Self employed borrowers and entity buyers who need bank statement, DSCR, or asset based options
- Agents and referral partners who want one call for both standard and hard to place files

Loan programs:
- Conventional, FHA, VA, Jumbo
- DSCR and non owner occupied rental loans, including LLC vesting
- Non-QM: bank statement, P&L, asset depletion, interest only, 40 year terms
- Hard money and bridge for fix and flip, BRRRR, and quick close situations
- HELOCs and cash out refinances to fund the next purchase
- Commercial and multifamily (5+ units), mixed use
- ITIN, foreign national, and other niche programs

How I work:
- Every file gets a structuring review first. We look at the property, the ownership, and the exit before we pick the program.
- One point of contact from first call to funding. My team and I handle the lender side so you and your agent can focus on the deal.
- Clear answers on what works, what does not, and what it takes to get there. No surprises at closing.
- Available to investors and homebuyers in the multiple states where I am licensed for owner occupied loans, and nationally on business purpose and DSCR files where allowed.