Business Page
Total Quality Lending
Lender
4.9 stars
647 Reviews
Markets served
Alabama
Arizona
California
Colorado
Connecticut
Florida
Georgia
Idaho
Illinois
Indiana
Michigan
Minnesota
North Carolina
Ohio
Oklahoma
Oregon
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin
Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Hawaii
Idaho
Indiana
Iowa
Kentucky
Maryland
Michigan
Minnesota
New Mexico
North Carolina
Ohio
Oklahoma
Oregon
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin
Licenses
Company NMLS
#1933377
Additional info available at the
NMLS consumer access website
Additional Licenses & Information
Alabama: 23142 Arizona: 1021113 California: 108369 Colorado: 0 Connecticut: 1933377 Florida: 0 Georgia: 1933377 Idaho: 20819333 Illinois: 6761610 Indiana: 1933377 Iowa: 20220126 Kansas: 26188 Michigan: 24215 Minnesota: 19333 Missouri: 1933377 Montana: 1933377 New Jersey: 1933777 North Carolina: 1933777 Ohio: 80471400 Oklahoma:...
About us
We deliver investor-friendly financing FAST — Direct lending, no junk fees, 15-day close Guarantee + DSCR & Self-Employed Loan Experts. TQL is your one-stop partner for Traditional & Non-Traditional Loan Products — from Conventional to DSCR, Short-Term Rental loans to Condotels, Rural properties, LLC vesting, and more. ✅ No lender fee Refi's for Returning Clients ✅ Access to All our Investor Resources ✅ Mission+ Purpose Driven Mortgage Lender ✅ Team of real estate investors who get it. Free Analysis & Property Search Finder We're not just funding loans — we're helping build wealth through real estate. Minimum Loan Amount of 100k.
Specialties
Conventional & Gov.
Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Refinance (primary home)
FHA
Hard/Private/Non-QM
DSCR (long-term rental)
DSCR (short-term rental)
Foreign National Loan
Refinance (investment)
Reviews (647)
4.9 stars
647 Reviews
4.9 stars
639 Reviews
4.5 stars
8 Reviews
5.0 stars
a week ago
Reviewed by
Susan
I recently completed a sale and couldn’t have asked for a better lending experience. My lead, Hunter Turpen, was terrific to work with from start to finish. He was highly responsive, always true to his word, and genuinely a pleasure to interact with. Whenever I had a question, I knew I’d get a quick, clear answer.
I’d also like to thank Katie Buckley, who supported the engagement. She was very thorough and a great communicator, and she helped keep everything on track.
Together, Hunter and Katie made the process smooth and stress-free. I’d gladly work with Total Quality Lending again and recommend them to anyone who wants a team they can trust.
5.0 stars
a week ago
Reviewed by
Carlanna Cunningham
This was my first time working with Total Quality Lending as both the investor and realtor. Aaron Vasquez was fast, responsive, helpful, friendly, and went above and beyond on the weekends to get to closing. He was ready to close in less than 21 days AND had the best rates I could find after several rate hikes. He'll be my first call for the next one. Highly recommend. A+ experience start to finish.
5.0 stars
2 weeks ago
Reviewed by
Heather Lane
We had a great experience working with Adam Jaeger at Total Quality Lending! Adam, Aaron, and Kylee provided outstanding customer service throughout the entire loan process. He was responsive, knowledgeable, and focused on finding solutions rather than creating obstacles. He made what could have been a stressful process much easier and helped us get everything across the finish line. We truly appreciate his dedication, professionalism, and willingness to go the extra mile. Highly recommend Adam and his team!
5.0 stars
2 weeks ago
Reviewed by
Nichole Harrison
Evan Gaddey and Taylor were amazing. They were competing with another lender and it was a no brainer. They had the best rate and the best terms and were super easy to work with. Very fast and efficient with the communication. I’ll be reaching out when it’s time to refinance. Thanks guys!
5.0 stars
a month ago
Reviewed by
United Aviator
Aaron Beck and his team at Total Quality Lending did an outstanding job helping me finance my property purchase. Aaron kept pace with my energy and many questions, responded promptly, and was proactive throughout the process. His knowledge, experience, and personal attention made a tremendous difference. I truly felt I had the “A” team working on my behalf. Thank you, Aaron and team—I highly recommend them!
5.0 stars
a month ago
Reviewed by
K Greene
I was very pleased with my experience at TQL. The process was efficient and smooth. Evan and Trevor, in particular, were wonderful. I was surprised at how quickly they responded to my questions and concerns. At times, Evan was so quick to respond you forget he has other clients. But they always kept me posted on my loan’s status and worked with me when we had an unexpected snag and the loans process stalked for a bit. But everything they said they would do, they did and it wasn’t too long after the issue that the loan closed. I was very happy with them and I plan on working with them in the future. I highly recommend.
5.0 stars
2 months ago
Reviewed by
Kathy Brown
I had an outstanding experience working with Adam and Katie at Total Quality Lending during the purchase of my first investment property. From start to finish, they were professional, knowledgeable, and incredibly responsive. They were quick to provide answers and guidance. I was expecting a stressful transaction and they performed amazingly. Their part was flawless. Issues with the seller held things up but they stayed on top of all of it. Thank you for a great experience. I've already recommended TQL and my team and will continue to do so.
5.0 stars
2 months ago
Reviewed by
Diana Tanious
I had an excellent experience with Miles and Katie from Total Quality Lending. From start to finish, Miles was incredibly responsive, professional, and an excellent communicator. He went above and beyond to make sure I understood my options and worked hard to ensure I received the best possible deal.
What impressed me most was how proactive and attentive he was throughout the entire process. He made what could have been a stressful experience feel smooth and straightforward. Thanks to his dedication and efficiency, I was able to close on my DSCR loan in less than 20 days!
I highly recommend Miles and Total Quality Lending to anyone looking for a knowledgeable, trustworthy, and dedicated lending team. I couldn't have asked for a better experience!
5.0 stars
3 months ago
Reviewed by
River Realty Service LLC
I recently had the pleasure of working with Evan Stinnett and Bradley from Total Quality Lending, and I couldn’t be happier with the experience. It was great having them by my side throughout the entire process. Communication was excellent, and Evan was always there whenever I had questions or needed anything related to my mortgage.
You can absolutely trust these guys! They made the whole process very smooth.
I look forward to working with Evan and Bradley again in the future.
1.0 star
5 months ago
Reviewed by
Daniel Carr
DO NOT TRUST THESE PEOPLE!!! They preapproved me for $350k telling me for a month “we got you” and “we work with investors and have multiple ways to make this work”. I run a business that has done 6 figures for all 5 years I’ve been in business and have a near perfect credit score. In the end they couldn’t figure out a purchase of $136k as a primary, secondary, or investment property. If I didn’t have $136k cash (which I’m guessing 98% of people don’t) now me and my 11 year old daughter would be homeless. VERY dishonest group that can’t make good on their end! Look elsewhere!!!
5.0 stars
Edited 8 months ago
Reviewed by
Scott LaPierre
I’ve now completed 9 DSCR loans for my short-term rental properties with Total Quality Lending, and I couldn’t be happier with the experience. From start to finish, their team has been professional, responsive, and incredibly knowledgeable about investment property financing.
My loan officer, Taylor Burkhart, has been outstanding throughout every transaction. Taylor always had my best interest in mind, communicated clearly, and made sure each deal stayed on track. With DSCR loans, experience matters, and it shows.
I shopped over 20 different lenders before deciding who to work with, and Total Quality Lending consistently stood out in terms of service, transparency, and overall execution. After 9 successful closings, I can confidently say they’ve earned my long-term business.
If you’re an investor looking for a reliable lender who understands DSCR and short-term rental properties, I highly recommend them.
5.0 stars
about 3 years ago
Reviewed by
Bill Ward
5.0 stars
about 3 years ago
Reviewed by
Kyle J Pilbeam
I have listened to many BiggerPockets podcasts and they great networking that is involved in this community. BiggerPockets got me in touch with Total Quality Lending and it was a great experience. Their rates beat every rate that was given to me in my community, I appreciate them for that. I highly recommend them from experience
5.0 stars
about 3 years ago
Reviewed by
Bill Ward
Chris and his team helped me out so much when I was in a tight spot getting financing. His team worked all angles they could find to help me close on my property and had great communication throughout the entire process. Definitely recommend TQL for any financing you seek.
5.0 stars
about 3 years ago
Reviewed by
Karthik Krishnaswamy
Chris and team have been incredibly helpful in helping me get a loan to purchase and rehab a 6 unit multifamily unit. Becky and Chris were in constant communication and kept me apprised of everything that's happening. They also helped me overcome hurdles along the way. I highly recommend them.
5.0 stars
about 3 years ago
Reviewed by
Chelsea Sidhu
I can't say enough great things about TQL, Chris, and his team Becky, Erin..everyone! This was our first investment property and it couldn't have been any smoother. I called many lenders before starting this process, and as soon as I spoke with Chris I could tell he was who I wanted to work with. Everyone is very responsive, knowledgeable, and they go above and beyond. We purchased a property out of state which I was initially nervous about, but they made everything so easy! I look forward to working with them on many more deals in the near future!
5.0 stars
about 3 years ago
Reviewed by
Deepak Bhosale
Chris and team has been absolutely incredible throughout the loan process. Special thanks to Becky and Erin for keeping the communication going starting from gathering documents to funding the loan.
Thanks TQL.
5.0 stars
about 3 years ago
Reviewed by
Alissa Condra
I contacted TQL through BP lender finder and had a fantastic experience. After the initial forms, I worked mostly with Becky for my options and processing, and she took time to listen to my requirements and respond quickly. The closing attorney, my agent, and the seller's agent all mentioned at different times how great she was when it came to checking in, being proactive in providing information and just being easy to work with. I think it's part of why we got the house we wanted!
1.0 star
5 months ago
Reviewed by
Daniel Carr
DO NOT TRUST THESE PEOPLE!!! They preapproved me for $350k telling me for a month “we got you” and “we work with investors and have multiple ways to make this work”. I run a business that has done 6 figures for all 5 years I’ve been in business and have a near perfect credit score. In the end they couldn’t figure out a purchase of $136k as a primary, secondary, or investment property. If I didn’t have $136k cash (which I’m guessing 98% of people don’t) now me and my 11 year old daughter would be homeless. VERY dishonest group that can’t make good on their end! Look elsewhere!!!
5.0 stars
about 3 years ago
Reviewed by
Bill Ward
5.0 stars
about 3 years ago
Reviewed by
Kyle J Pilbeam
I have listened to many BiggerPockets podcasts and they great networking that is involved in this community. BiggerPockets got me in touch with Total Quality Lending and it was a great experience. Their rates beat every rate that was given to me in my community, I appreciate them for that. I highly recommend them from experience
5.0 stars
about 3 years ago
Reviewed by
Bill Ward
Chris and his team helped me out so much when I was in a tight spot getting financing. His team worked all angles they could find to help me close on my property and had great communication throughout the entire process. Definitely recommend TQL for any financing you seek.
5.0 stars
about 3 years ago
Reviewed by
Karthik Krishnaswamy
Chris and team have been incredibly helpful in helping me get a loan to purchase and rehab a 6 unit multifamily unit. Becky and Chris were in constant communication and kept me apprised of everything that's happening. They also helped me overcome hurdles along the way. I highly recommend them.
5.0 stars
about 3 years ago
Reviewed by
Chelsea Sidhu
I can't say enough great things about TQL, Chris, and his team Becky, Erin..everyone! This was our first investment property and it couldn't have been any smoother. I called many lenders before starting this process, and as soon as I spoke with Chris I could tell he was who I wanted to work with. Everyone is very responsive, knowledgeable, and they go above and beyond. We purchased a property out of state which I was initially nervous about, but they made everything so easy! I look forward to working with them on many more deals in the near future!
5.0 stars
about 3 years ago
Reviewed by
Deepak Bhosale
Chris and team has been absolutely incredible throughout the loan process. Special thanks to Becky and Erin for keeping the communication going starting from gathering documents to funding the loan.
Thanks TQL.
5.0 stars
about 3 years ago
Reviewed by
Alissa Condra
I contacted TQL through BP lender finder and had a fantastic experience. After the initial forms, I worked mostly with Becky for my options and processing, and she took time to listen to my requirements and respond quickly. The closing attorney, my agent, and the seller's agent all mentioned at different times how great she was when it came to checking in, being proactive in providing information and just being easy to work with. I think it's part of why we got the house we wanted!
5.0 stars
a week ago
Reviewed by
Susan
I recently completed a sale and couldn’t have asked for a better lending experience. My lead, Hunter Turpen, was terrific to work with from start to finish. He was highly responsive, always true to his word, and genuinely a pleasure to interact with. Whenever I had a question, I knew I’d get a quick, clear answer.
I’d also like to thank Katie Buckley, who supported the engagement. She was very thorough and a great communicator, and she helped keep everything on track.
Together, Hunter and Katie made the process smooth and stress-free. I’d gladly work with Total Quality Lending again and recommend them to anyone who wants a team they can trust.
5.0 stars
a week ago
Reviewed by
Carlanna Cunningham
This was my first time working with Total Quality Lending as both the investor and realtor. Aaron Vasquez was fast, responsive, helpful, friendly, and went above and beyond on the weekends to get to closing. He was ready to close in less than 21 days AND had the best rates I could find after several rate hikes. He'll be my first call for the next one. Highly recommend. A+ experience start to finish.
5.0 stars
2 weeks ago
Reviewed by
Heather Lane
We had a great experience working with Adam Jaeger at Total Quality Lending! Adam, Aaron, and Kylee provided outstanding customer service throughout the entire loan process. He was responsive, knowledgeable, and focused on finding solutions rather than creating obstacles. He made what could have been a stressful process much easier and helped us get everything across the finish line. We truly appreciate his dedication, professionalism, and willingness to go the extra mile. Highly recommend Adam and his team!
5.0 stars
2 weeks ago
Reviewed by
Nichole Harrison
Evan Gaddey and Taylor were amazing. They were competing with another lender and it was a no brainer. They had the best rate and the best terms and were super easy to work with. Very fast and efficient with the communication. I’ll be reaching out when it’s time to refinance. Thanks guys!
5.0 stars
a month ago
Reviewed by
United Aviator
Aaron Beck and his team at Total Quality Lending did an outstanding job helping me finance my property purchase. Aaron kept pace with my energy and many questions, responded promptly, and was proactive throughout the process. His knowledge, experience, and personal attention made a tremendous difference. I truly felt I had the “A” team working on my behalf. Thank you, Aaron and team—I highly recommend them!
5.0 stars
a month ago
Reviewed by
K Greene
I was very pleased with my experience at TQL. The process was efficient and smooth. Evan and Trevor, in particular, were wonderful. I was surprised at how quickly they responded to my questions and concerns. At times, Evan was so quick to respond you forget he has other clients. But they always kept me posted on my loan’s status and worked with me when we had an unexpected snag and the loans process stalked for a bit. But everything they said they would do, they did and it wasn’t too long after the issue that the loan closed. I was very happy with them and I plan on working with them in the future. I highly recommend.
5.0 stars
2 months ago
Reviewed by
Kathy Brown
I had an outstanding experience working with Adam and Katie at Total Quality Lending during the purchase of my first investment property. From start to finish, they were professional, knowledgeable, and incredibly responsive. They were quick to provide answers and guidance. I was expecting a stressful transaction and they performed amazingly. Their part was flawless. Issues with the seller held things up but they stayed on top of all of it. Thank you for a great experience. I've already recommended TQL and my team and will continue to do so.
5.0 stars
2 months ago
Reviewed by
Diana Tanious
I had an excellent experience with Miles and Katie from Total Quality Lending. From start to finish, Miles was incredibly responsive, professional, and an excellent communicator. He went above and beyond to make sure I understood my options and worked hard to ensure I received the best possible deal.
What impressed me most was how proactive and attentive he was throughout the entire process. He made what could have been a stressful experience feel smooth and straightforward. Thanks to his dedication and efficiency, I was able to close on my DSCR loan in less than 20 days!
I highly recommend Miles and Total Quality Lending to anyone looking for a knowledgeable, trustworthy, and dedicated lending team. I couldn't have asked for a better experience!
5.0 stars
3 months ago
Reviewed by
River Realty Service LLC
I recently had the pleasure of working with Evan Stinnett and Bradley from Total Quality Lending, and I couldn’t be happier with the experience. It was great having them by my side throughout the entire process. Communication was excellent, and Evan was always there whenever I had questions or needed anything related to my mortgage.
You can absolutely trust these guys! They made the whole process very smooth.
I look forward to working with Evan and Bradley again in the future.
5.0 stars
Edited 8 months ago
Reviewed by
Scott LaPierre
I’ve now completed 9 DSCR loans for my short-term rental properties with Total Quality Lending, and I couldn’t be happier with the experience. From start to finish, their team has been professional, responsive, and incredibly knowledgeable about investment property financing.
My loan officer, Taylor Burkhart, has been outstanding throughout every transaction. Taylor always had my best interest in mind, communicated clearly, and made sure each deal stayed on track. With DSCR loans, experience matters, and it shows.
I shopped over 20 different lenders before deciding who to work with, and Total Quality Lending consistently stood out in terms of service, transparency, and overall execution. After 9 successful closings, I can confidently say they’ve earned my long-term business.
If you’re an investor looking for a reliable lender who understands DSCR and short-term rental properties, I highly recommend them.