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IMS Funding

Lender
5.0 stars
7 Reviews

Markets served


Nationwide

Except the following states:

Alaska
Arizona
Idaho
North Dakota
Utah

More ways to connect


(737) 217-1592

About us


Welcome to IMS Funding, we are a direct lender and broker based out of Austin Tx. We specialize in DSCR loans for traditional and vacation rentals. With years of experience, we will find you the best options for your strategy. 

As experts in non-QM lending, we specialize in connecting you with tailored financial solutions that align seamlessly with your investment goals. Whether you’re a seasoned investor expanding your portfolio or a first-time investor taking the plunge into real estate, our team is here to guide you through the intricacies of investment mortgages.

Loan Options:

DSCR: Long-term, short-term rentals and Padsplit(rent by the room).
1-4 unit properties.
Up to 80% LTV on a purchase or rate and term refinance.
Up to 75% on a cash-out refinance. 
Minimum credit: 660+ **can go lower with limitations. 
Minimum DSCR: 1.0
Minimum property value: $150K

Fix & Flip:
1-4 unit properties. 
Up to 90% LTC with 100% Rehab for experienced investors. 
Up to 80% LTC with 100 Rehab with no experience.
Minimum credit: 600
Minimum Loan amount: $100K

Multifamily:
Up to 10 units.
Up to 75% LTV
Minimum Credit: 660+
Minimum property value: $400K with $50K minimum per door

Multifamily value-add bridge:
Up to 85% LTC
Minimum Credit: 680
Minimum Property value $500K










Specialties


Hard/Private/Non-QM

Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Ground Up & Land Dev. Loan
Rehab for Buy & Hold
Bridge Loan
Foreign National Loan
Refinance (investment)

Reviews (7)


5.0 stars
7 Reviews
5.0 stars
7 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
10 months ago
Reviewed by Seth Swalve
Bryan and his team are phenomenal. They work very hard, and communicate excellently. I felt informed through the entire process. Not to mention their loan product has very competitive terms and the best interest rate we saw on the market. Thanks Bryan and IMS Funding team!
reviewer image
5.0 stars
|
a year ago
Reviewed by Jerry Marshall
Bryan and Michelle worked tirelessly to simultaneously close 3 properties inside 30 days for me. I've been working with Bryan now for about 7 years with different funding needs and he's come through perfectly each and every time. I do not hesitate to recommend Bryan and IMS Funding for any of your investment funding needs. If you have a need that's not standard, just ask, his decades of experience will help find you the correct solution to your needs. Always returned my calls and quick with responses to my questions. Bryan and Michelle, thanks again for a great job on my lending needs. Jerry Marshall GDM Investment Properties LLC
reviewer image
5.0 stars
|
a year ago
Reviewed by Asa Ifill
After dealing with a few other lenders that couldn't close, Bryan and his team were able to get the job done!! He helped me refinance two of our investment properties and was very thorough throughout the entire process. He would keep me aware of exactly where we were throughout the process and made sure to let me know if any documents were needed from me to get our deal closed fast and efficiently. I would recommend Bryan and his team to any investor or buyer looking for investment financing!
reviewer image
5.0 stars
|
a year ago
Reviewed by P M
Bryan was fantastic, we closed in about 2 1/2 weeks! He was very knowledgeable, reliable and responsive. Can’t wait to us him again.
reviewer image
5.0 stars
|
a year ago
Reviewed by Kelly Secosky
Bryan helped us find a loan that could close quickly and meet our funding needs. He was responsive and helpful every step of the way. Will absolutely keep IMS in mind for future real estate transactions as well as will share with other investors.
reviewer image
5.0 stars
|
10 months ago
Reviewed by Seth Swalve
Bryan and his team are phenomenal. They work very hard, and communicate excellently. I felt informed through the entire process. Not to mention their loan product has very competitive terms and the best interest rate we saw on the market. Thanks Bryan and IMS Funding team!
reviewer image
5.0 stars
|
a year ago
Reviewed by Jerry Marshall
Bryan and Michelle worked tirelessly to simultaneously close 3 properties inside 30 days for me. I've been working with Bryan now for about 7 years with different funding needs and he's come through perfectly each and every time. I do not hesitate to recommend Bryan and IMS Funding for any of your investment funding needs. If you have a need that's not standard, just ask, his decades of experience will help find you the correct solution to your needs. Always returned my calls and quick with responses to my questions. Bryan and Michelle, thanks again for a great job on my lending needs. Jerry Marshall GDM Investment Properties LLC
reviewer image
5.0 stars
|
a year ago
Reviewed by Asa Ifill
After dealing with a few other lenders that couldn't close, Bryan and his team were able to get the job done!! He helped me refinance two of our investment properties and was very thorough throughout the entire process. He would keep me aware of exactly where we were throughout the process and made sure to let me know if any documents were needed from me to get our deal closed fast and efficiently. I would recommend Bryan and his team to any investor or buyer looking for investment financing!
reviewer image
5.0 stars
|
a year ago
Reviewed by P M
Bryan was fantastic, we closed in about 2 1/2 weeks! He was very knowledgeable, reliable and responsive. Can’t wait to us him again.
reviewer image
5.0 stars
|
a year ago
Reviewed by Kelly Secosky
Bryan helped us find a loan that could close quickly and meet our funding needs. He was responsive and helpful every step of the way. Will absolutely keep IMS in mind for future real estate transactions as well as will share with other investors.

Our Team


Bryan Martinez