Business Page
Ben Naranjo - The Naranjo Group @ CMG Home Loans
Lender
5.0 stars
221 Reviews
Markets served
Connecticut
Florida
Maine
Massachusetts
New Hampshire
Rhode Island
Virginia
Connecticut
Florida
Maine
Massachusetts
New Hampshire
Rhode Island
Virginia
About us
As an investor myself, I help homebuyers and real estate investors understand their financing options with clarity and confidence. With 10 years in corporate finance and over $50M financed in 2025, I bring a straightforward, numbers-driven approach without overcomplicating the process. I work with first-time buyers, house hackers, move-up buyers, and investors across New England. Using tools like Mortgage Coach and real-time scenario comparisons, I help clients quickly see how different loan structures impact cash flow, long-term wealth, and overall strategy. Clients choose me because I’m responsive, transparent, and committed to making the entire lending experience smooth. I stay closely connected to top realtors, attorneys, CPAs, and credit specialists, so you get a well-coordinated team, not just a loan approval. Whether you're evaluating your first house hack, comparing investment property returns, or structuring a high-income jumbo loan, I bring deep lending expertise paired with real financial insight. I close deals quickly, support clients far beyond pre-approval, and work hand-in-hand with the pros involved to keep everything running seamlessly. If you want a lender who understands numbers, understands people, and treats your goals like a long-term relationship- NOT a transaction...I’m here to help!!
Specialties
Conventional & Gov.
Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Refinance (primary home)
FHA
Hard/Private/Non-QM
Home Equity (investment)
DSCR (long-term rental)
DSCR (short-term rental)
Ground Up & Land Dev. Loan
Balance Sheet Loan
Bridge Loan
Refinance (investment)
Reviews (221)
5.0 stars
221 Reviews
5.0 stars
221 Reviews
0.0 star
0 Reviews
5.0 stars
2 weeks ago
Reviewed by
Brandon Lee
Words don’t even describe how amazing Ben and his team are. They helped me through every hurdle and got me through to the finish line on closing on my own home! No matter what issues you have Ben and Sarah can help and get you to what you are looking to achieve. Smooth process and super quick at responding. Their portal and getting everything uploaded and signed was seamless. Would recommend to everyone looking for a home/purchase.
5.0 stars
3 weeks ago
Reviewed by
Karmalia Roman
If you’re ever considering purchasing a home, I highly recommend working with Ben! His work ethic, professionalism, and dedication to going above and beyond exceeded all my expectations. Despite personal challenges that nearly made the home-buying process impossible, Ben moved heaven and earth to ensure I had the best possible experience and helped make my dream of homeownership a reality.
Ben and his team are trustworthy, reliable, respectful, and genuinely down-to-earth. They make you feel comfortable from the very beginning, treating you with the care and understanding of a friend who truly puts themselves in your shoes. Their commitment, compassion, and willingness to go the extra mile made all the difference throughout this journey.
I cannot thank Ben and his entire team enough for their hard work, support, and dedication in making this happen for me. If you’re looking for someone who genuinely cares about you and your journey to homeownership and explains everything every step of the way, Ben is the person to call. I wholeheartedly recommend him to anyone looking to buy a home!
5.0 stars
a month ago
Reviewed by
Grace Nelson
Ben has been incredible the work with and has made every step of the way smooth, clear and supported. Ben kept consistent communication, updates and shared his best practices throughout and we are super grateful to him and his powerhouse of a team! Thank you Ben! He made first-time buying a breeze!
5.0 stars
a month ago
Reviewed by
Hassan Elmasri
Ben and his team were great to work with on our home loan! He helped us navigate some tricky condo and insurance issues that popped up at the last minute and still got us to closing in just 18 calendar days. We really appreciated his help keeping everything on track. Highly recommend!
5.0 stars
2 months ago
Reviewed by
Sarah Chipman
Ben was truly the best! As first-time homebuyers, we couldn’t have asked for a better mortgage lender to guide us through the process. He was incredibly responsive, empathetic, kind, patient, and reassuring every step of the way.
Ben is extremely knowledgeable, but what really stood out to us was how thoughtfully he educated us throughout the entire process. He took the time to explain things, answer all of our questions, and make sure we genuinely understood what was happening. He was always professional, yet also so personable and genuinely excited for us.
Thanks to Ben, the mortgage process felt smooth, manageable, and honestly, easy—which is something we never expected to say about buying a home! He made a stressful process feel so much less overwhelming, and we are incredibly grateful for all of his help.
We have already been referring Ben to everyone we know who is interested in buying a home, and we will continue to do so. We truly cannot recommend him enough!
5.0 stars
3 months ago
Reviewed by
Wandy Perez
I am very grateful to be able to have Ben in the process from the beginning to the end of my first house. He was patient with me. He answered all my questions. He was a great help in everything. I recommend Ben, he is a professional Lender and he also becomes part of the family with his kindness and humility that he represents. Thank you and may God bless you always.
5.0 stars
4 months ago
Reviewed by
Mike Thompson
I feel incredibly grateful that Ben was recommended to us. He went above and beyond throughout our home-buying process and was a huge reason our offer was accepted over others.
After we submitted our offer, Ben personally called the listing agent and instilled confidence in our ability to secure financing quickly and smoothly. I truly believe that call helped us stand out and beat multiple cash offers.
Ben and his team also met an extremely tight mortgage commitment deadline, which became a major selling point of our offer. Throughout the entire process, he was incredibly responsive, personable, and always took the time to answer our questions and explain everything in a way that made us feel comfortable and informed.
As first-time homebuyers, Ben made the mortgage process feel seamless and stress-free. We can’t recommend him highly enough!
5.0 stars
4 months ago
Reviewed by
karen birkner
Ben was absolutely phenomenal from start to finish! He communicated with us every step of the way, was always straightforward and honest, and made sure we knew exactly what was happening throughout the entire process. He worked incredibly quickly and kept everything moving, making what could have been a stressful experience feel so much easier. Anytime we had questions, he responded promptly and took the time to explain everything clearly. We couldn’t have asked for a better lender and are so grateful for all of his hard work in helping us buy our home. I highly recommend Ben to anyone looking for a knowledgeable, trustworthy, and dedicated lender!
5.0 stars
5 months ago
Reviewed by
Steph Esker
Ben is the right guy for the job, stop searching for anyone else! He guided us through every step with confidence, simplicity, and made sure we felt reassured throughout the whole process. He genuinely cares about you and your success and has a wonderful network of people to make sure you have the right person for everything you need! A first house felt truly out of reach until we met Ben and now our lives have been changed for the better after meeting Ben and working with him, with the added bonus of a new house! 10/10 would recommend Ben to everyone. Call him now! He’s going to be so excited to meet you and work with you!
5.0 stars
7 months ago
Reviewed by
Nicole Kucharski
I can’t say enough good things about Ben! As someone who isn’t a fan of “numbers” he made that portion of the house buying simple and easier for me to understand. He worked great with my demands and helped me find a good balance for monthly mortgage payments. He helped make the process of house buying less stressful for sure. He was always there when I had questions. Admirable sense of balance, great work ethic and a very personable friendly demeanor. 10 out of 10 i would 100% recommend.
5.0 stars
2 weeks ago
Reviewed by
Brandon Lee
Words don’t even describe how amazing Ben and his team are. They helped me through every hurdle and got me through to the finish line on closing on my own home! No matter what issues you have Ben and Sarah can help and get you to what you are looking to achieve. Smooth process and super quick at responding. Their portal and getting everything uploaded and signed was seamless. Would recommend to everyone looking for a home/purchase.
5.0 stars
3 weeks ago
Reviewed by
Karmalia Roman
If you’re ever considering purchasing a home, I highly recommend working with Ben! His work ethic, professionalism, and dedication to going above and beyond exceeded all my expectations. Despite personal challenges that nearly made the home-buying process impossible, Ben moved heaven and earth to ensure I had the best possible experience and helped make my dream of homeownership a reality.
Ben and his team are trustworthy, reliable, respectful, and genuinely down-to-earth. They make you feel comfortable from the very beginning, treating you with the care and understanding of a friend who truly puts themselves in your shoes. Their commitment, compassion, and willingness to go the extra mile made all the difference throughout this journey.
I cannot thank Ben and his entire team enough for their hard work, support, and dedication in making this happen for me. If you’re looking for someone who genuinely cares about you and your journey to homeownership and explains everything every step of the way, Ben is the person to call. I wholeheartedly recommend him to anyone looking to buy a home!
5.0 stars
a month ago
Reviewed by
Grace Nelson
Ben has been incredible the work with and has made every step of the way smooth, clear and supported. Ben kept consistent communication, updates and shared his best practices throughout and we are super grateful to him and his powerhouse of a team! Thank you Ben! He made first-time buying a breeze!
5.0 stars
a month ago
Reviewed by
Hassan Elmasri
Ben and his team were great to work with on our home loan! He helped us navigate some tricky condo and insurance issues that popped up at the last minute and still got us to closing in just 18 calendar days. We really appreciated his help keeping everything on track. Highly recommend!
5.0 stars
2 months ago
Reviewed by
Sarah Chipman
Ben was truly the best! As first-time homebuyers, we couldn’t have asked for a better mortgage lender to guide us through the process. He was incredibly responsive, empathetic, kind, patient, and reassuring every step of the way.
Ben is extremely knowledgeable, but what really stood out to us was how thoughtfully he educated us throughout the entire process. He took the time to explain things, answer all of our questions, and make sure we genuinely understood what was happening. He was always professional, yet also so personable and genuinely excited for us.
Thanks to Ben, the mortgage process felt smooth, manageable, and honestly, easy—which is something we never expected to say about buying a home! He made a stressful process feel so much less overwhelming, and we are incredibly grateful for all of his help.
We have already been referring Ben to everyone we know who is interested in buying a home, and we will continue to do so. We truly cannot recommend him enough!
5.0 stars
3 months ago
Reviewed by
Wandy Perez
I am very grateful to be able to have Ben in the process from the beginning to the end of my first house. He was patient with me. He answered all my questions. He was a great help in everything. I recommend Ben, he is a professional Lender and he also becomes part of the family with his kindness and humility that he represents. Thank you and may God bless you always.
5.0 stars
4 months ago
Reviewed by
Mike Thompson
I feel incredibly grateful that Ben was recommended to us. He went above and beyond throughout our home-buying process and was a huge reason our offer was accepted over others.
After we submitted our offer, Ben personally called the listing agent and instilled confidence in our ability to secure financing quickly and smoothly. I truly believe that call helped us stand out and beat multiple cash offers.
Ben and his team also met an extremely tight mortgage commitment deadline, which became a major selling point of our offer. Throughout the entire process, he was incredibly responsive, personable, and always took the time to answer our questions and explain everything in a way that made us feel comfortable and informed.
As first-time homebuyers, Ben made the mortgage process feel seamless and stress-free. We can’t recommend him highly enough!
5.0 stars
4 months ago
Reviewed by
karen birkner
Ben was absolutely phenomenal from start to finish! He communicated with us every step of the way, was always straightforward and honest, and made sure we knew exactly what was happening throughout the entire process. He worked incredibly quickly and kept everything moving, making what could have been a stressful experience feel so much easier. Anytime we had questions, he responded promptly and took the time to explain everything clearly. We couldn’t have asked for a better lender and are so grateful for all of his hard work in helping us buy our home. I highly recommend Ben to anyone looking for a knowledgeable, trustworthy, and dedicated lender!
5.0 stars
5 months ago
Reviewed by
Steph Esker
Ben is the right guy for the job, stop searching for anyone else! He guided us through every step with confidence, simplicity, and made sure we felt reassured throughout the whole process. He genuinely cares about you and your success and has a wonderful network of people to make sure you have the right person for everything you need! A first house felt truly out of reach until we met Ben and now our lives have been changed for the better after meeting Ben and working with him, with the added bonus of a new house! 10/10 would recommend Ben to everyone. Call him now! He’s going to be so excited to meet you and work with you!
5.0 stars
7 months ago
Reviewed by
Nicole Kucharski
I can’t say enough good things about Ben! As someone who isn’t a fan of “numbers” he made that portion of the house buying simple and easier for me to understand. He worked great with my demands and helped me find a good balance for monthly mortgage payments. He helped make the process of house buying less stressful for sure. He was always there when I had questions. Admirable sense of balance, great work ethic and a very personable friendly demeanor. 10 out of 10 i would 100% recommend.
