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LendingOne

Lender
4.3 stars
144 Reviews

Markets served


Nationwide

Except the following states:

Alaska
Nevada
North Dakota

Licenses


Company NMLS
#1508627
Additional info available at the NMLS consumer access website

More ways to connect


About us


LendingOne is one of the nation's largest lenders for real estate investors. Our industry leading pricing, leverage and transparency results in thousands of repeat customers a year. We have been a BiggerPockets premium partner for 10 years and the BP community comes first. Our products: 30 Yr DSCR Rental, Fix/Flip, New Construction and SFR Portfolio loans. 

Top Private Lender on Trustpilot: Over 4.5 Rating  w/ over 200 verified reviews.  https://www.trustpilot.com/review/lendingone.com

Featured On The Market Podcast: Episode 72 https://www.biggerpockets.com/blog/on-the-market-72

Specialties


Hard/Private/Non-QM

Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Ground Up & Land Dev. Loan
Bridge Loan
Refinance (investment)

Reviews (144)


4.3 stars
144 Reviews
4.3 stars
144 Reviews
0.0 star
0 Reviews

reviewer image
1.0 star
|
2 months ago
Reviewed by Theo McCloe
Lending One denied my application after they pull a hard credit inquiry and my score came back at 769, I paid for the appraisal and provided all documents they asked for on a refi loan. Without any clear reason for the denial, just a vague letter. Failure to verify or reconcile information, documents or other items provided to, or satisfy related requests made by, Company.
reviewer image
5.0 stars
|
2 months ago
Reviewed by Adam Berry
These guys got the loan done really fast, they came into the situation a few weeks in and the closing was fast upon us. They were able to make it happen and close in time. I would work with them again.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Jennifer Bayless
David, Keisha, and team were fantastic to work with! This was a seamless lending experience, and we even closed sooner than anticipated. Terms and conditions were made clear up front, and communication was prompt.
reviewer image
1.0 star
|
3 months ago
Reviewed by Laura Spaulding
As an investor I cannot recommend this company for lending. I have had the worst experience in my 10 year investing career. They could not close, changed requirements mid way, failed to communicate, and screwed up one deal so bad I had to close with my own cash so I wouldn't lose the deal. The second deal they gave me a clear to close one week after we were supposed to close, then retracted it on closing day saying they needed HOA insurance. They are unorganized, and inexperienced. If you are looking for a smooth lending partner this is not it.
reviewer image
5.0 stars
|
4 months ago
Reviewed by Brian West
I worked with Edrony on a few loans now and he is extremely helpful in the handling of the loan. He always speaks to you when you need to talk to him and is always helpful when you need help. He is a pleasure to work with.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Jessica Middlebrooks
David at LendingOne was great to work with throughout the entire loan process. He had excellent communication, was quick to respond, professional, and made everything smooth and easy. Highly recommend David and the LendingOne team!
reviewer image
5.0 stars
|
8 months ago
Reviewed by Juan Garcia
Working with Cory and Candida on our construction loan with Lending One was a very positive experience. They were attentive, transparent, and always available to answer questions throughout the process. Their guidance and efficiency helped ensure everything stayed on track, and we truly appreciated their professionalism. Highly recommend
reviewer image
5.0 stars
|
8 months ago
Reviewed by Kristen Sunday
I have had an excellent experience working with Cory Jones and his team at Lending One. Every person on the team is friendly, extremely competent, and excellent with their quick communication while moving loans through their organized process. I will definitely be using Lending One for many more of my real estate investment needs in the future!
reviewer image
5.0 stars
|
10 months ago
Reviewed by Shayla Collins
I’ve worked with a few lenders and now after this first experience with LendingOne, I can truly say that they are one of my favorite. Sean was great to work with. He was very communicative and professional with me throughout the entire process. I would work with this company again and highly recommend to investors
reviewer image
5.0 stars
|
a year ago
Reviewed by Bridgett Galtney
Working with Alex at LendingOne was a smooth and professional experience from start to finish. He was knowledgeable, responsive, and truly took the time to understand my financing goals. Alex made the entire lending process clear and straightforward, keeping me updated every step of the way. His attention to detail and commitment to getting things done efficiently really stood out. I appreciated how he went above and beyond to ensure I had the best loan structure for my investment needs. If you’re looking for a lender who’s professional, transparent, and genuinely cares about helping you succeed, I highly recommend LendingOne and Alex.
reviewer image
1.0 star
|
2 months ago
Reviewed by Theo McCloe
Lending One denied my application after they pull a hard credit inquiry and my score came back at 769, I paid for the appraisal and provided all documents they asked for on a refi loan. Without any clear reason for the denial, just a vague letter. Failure to verify or reconcile information, documents or other items provided to, or satisfy related requests made by, Company.
reviewer image
5.0 stars
|
2 months ago
Reviewed by Adam Berry
These guys got the loan done really fast, they came into the situation a few weeks in and the closing was fast upon us. They were able to make it happen and close in time. I would work with them again.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Jennifer Bayless
David, Keisha, and team were fantastic to work with! This was a seamless lending experience, and we even closed sooner than anticipated. Terms and conditions were made clear up front, and communication was prompt.
reviewer image
1.0 star
|
3 months ago
Reviewed by Laura Spaulding
As an investor I cannot recommend this company for lending. I have had the worst experience in my 10 year investing career. They could not close, changed requirements mid way, failed to communicate, and screwed up one deal so bad I had to close with my own cash so I wouldn't lose the deal. The second deal they gave me a clear to close one week after we were supposed to close, then retracted it on closing day saying they needed HOA insurance. They are unorganized, and inexperienced. If you are looking for a smooth lending partner this is not it.
reviewer image
5.0 stars
|
4 months ago
Reviewed by Brian West
I worked with Edrony on a few loans now and he is extremely helpful in the handling of the loan. He always speaks to you when you need to talk to him and is always helpful when you need help. He is a pleasure to work with.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Jessica Middlebrooks
David at LendingOne was great to work with throughout the entire loan process. He had excellent communication, was quick to respond, professional, and made everything smooth and easy. Highly recommend David and the LendingOne team!
reviewer image
5.0 stars
|
8 months ago
Reviewed by Juan Garcia
Working with Cory and Candida on our construction loan with Lending One was a very positive experience. They were attentive, transparent, and always available to answer questions throughout the process. Their guidance and efficiency helped ensure everything stayed on track, and we truly appreciated their professionalism. Highly recommend
reviewer image
5.0 stars
|
8 months ago
Reviewed by Kristen Sunday
I have had an excellent experience working with Cory Jones and his team at Lending One. Every person on the team is friendly, extremely competent, and excellent with their quick communication while moving loans through their organized process. I will definitely be using Lending One for many more of my real estate investment needs in the future!
reviewer image
5.0 stars
|
10 months ago
Reviewed by Shayla Collins
I’ve worked with a few lenders and now after this first experience with LendingOne, I can truly say that they are one of my favorite. Sean was great to work with. He was very communicative and professional with me throughout the entire process. I would work with this company again and highly recommend to investors
reviewer image
5.0 stars
|
a year ago
Reviewed by Bridgett Galtney
Working with Alex at LendingOne was a smooth and professional experience from start to finish. He was knowledgeable, responsive, and truly took the time to understand my financing goals. Alex made the entire lending process clear and straightforward, keeping me updated every step of the way. His attention to detail and commitment to getting things done efficiently really stood out. I appreciated how he went above and beyond to ensure I had the best loan structure for my investment needs. If you’re looking for a lender who’s professional, transparent, and genuinely cares about helping you succeed, I highly recommend LendingOne and Alex.

Our Team


Matt Neisser