I’ve worked with AmeriTrust Mortgage for nearly two years through Private Mortgage Leads, providing their team with DSCR leads. They know investment property lending and how to get deals to the closing table. They’ve been easy to work with, and I trust them to take care of the investors I send their way. They treat borrowers fairly, find the right terms, and work to close quickly. I’m happy to recommend AmeriTrust to real estate investors looking for a lender they can count on.

Thank you Rishi for all of your hard work. You level of care and experience is noted and I would HIGHLY recommend you to anyone looking to purchase or refinance. The best experience I've ever had when dealing with a lender.

Anton made the entire loan process incredibly easy and saved me a lot of time. I barely had to worry about anything—he took care of everything from start to finish and helped me lock in a great rate. I really appreciate his professionalism and highly recommend him!

As a first-time homebuyer, I was nervous about the process, but Martha Jauregui Morales made everything so much easier. From the very beginning, she was there to guide and support me. She was honest, knowledgeable, and always available to answer my questions. Her expertise and dedication gave me confidence every step of the way. Martha told me she would be with me throughout the entire journey, and she absolutely kept her word. I couldn't have asked for a better experience.

If you want my honest opinion this was one of the worst decisions of my life. I bought a house had to refinance, and Amit and John told me don't worry we will refinance you of this loan. It was a horrible loan. They kept telling me we can just refinance out of the loan, but that NEVER HAPPENED. They made errors on the loan and told me to sign documents and backdate them 60 days after closing to change the length of the term and other variables. I did not feel comfortable doing that and I explained multiple times I did not want to sign the documents. They sent a notary and forced me to sign them. Falsifying the dates so it matched the original loan documents. Not only do I feel cheated about the entire situation, I am left with the burden of paying this 8% loan for a long time and navigating the consequences with financial strain. I reached out to the president Chad Scheops and his attorney Alan Lindeke. I tried to communicate with my loan officers over the last 18 months about my loan, and I got the run around. They sold my loan to Newrez, and its an absolute headache, and I am basically not going to be able to refinance out of the loan. Newrez is one of the worst servicers, and its an absolute headache. Between the fees, originations, interest, I have lost over $270k in interest pamynets alone between Newrez and Ameritrust, and the investor on my loan that Chad and Amertirust sold my loan to is unwilling to reduce my rate to a fair rate in which I was paying 4% before this chaos. All in all its been a horrible experience, and I. am pursuing litigation, and reporting this entire situation to financial state regulators, and the Consumer Financial Protection Bureau. No one should have to go through this experience when owning a home, and being stuck in an interest rate that creates constant financial strain. There is fraudulent loan documents, illegal backdating, altered documents, and other predatory scenarios here. I really do not like leaving bad reviews, but I have lost hundreds of thousands of dollars by going with Amertirust. I will make sure that this is pursued to the fullest extent of the law. I spoke with Chad and Alan about solutions and what can be done, and they did absolutely nothing. This is what home ownerships means to Ameritrust? To basically trap the customer and close the loan, make the deal, and sell it off to a sub prime servicer. Not a good experience. I asked Chad to help me find solutions to buy back the loan or talk to the investor for a lower rate, but he blew me off. There will be an open investigation with Amertirust moving forward, and I feel so cheated here, but I guess this is how loan officers operate.

As first-time homebuyers, we couldn’t have asked for a better mortgage loan consultant. Dianne made the whole process much less overwhelming and she was was always quick to answer our questions. We always felt informed and never felt pressured by her. Dianne was very patient and made sure every step of the application process goes smoothly and timely. We’re so grateful for all her guidance and support along the way. Thank you so much for helping us get into our first home. We truly appreciate everything. Highly recommend! ⭐️⭐️⭐️⭐️⭐️

I've known Rishi for years, but until recently, our relationship mostly revolved around music, events, and the occasional life conversation. What I didn't realize was that hidden beneath the calm exterior was a man with a secret superpower: mortgages. When it came time to navigate the loan process, I quickly discovered that Rishi is what I can only describe as "The Loan Whisperer." While the rest of us are staring at paperwork wondering if we're accidentally signing away our firstborn child, Rishi somehow makes everything feel simple, logical, and manageable. The mortgage process has a reputation for being stressful. Endless documents. Requests for documents you already sent. Requests for documents proving the existence of the documents you already sent. Yet somehow, Rishi guided us through the entire journey with the patience of a monk, the responsiveness of a concierge, and the confidence of someone who had already read the last chapter of the book. What impressed me most was that he wasn't just processing paperwork—he genuinely had our backs. Every question was answered. Every concern was addressed. Every hurdle was met with the same calm, steady energy. Even during a time when he had personal family matters demanding his attention, he never let his professionalism slip. He remained present, responsive, and committed from start to finish. Rishi has a rare combination of qualities that are hard to find in any industry: candor, integrity, expertise, and a genuinely calming presence. He tells you what you need to hear, not just what you want to hear, and somehow manages to do it in a way that lowers your blood pressure rather than raises it. By the end of the process, I felt less like I had worked with a loan officer and more like I had been guided through a complicated maze by a trusted friend who already knew every turn. The loan closed smoothly, the experience was far less stressful than I expected, and I walked away with a deeper appreciation for what he does. If you're looking for someone who knows the mortgage world inside and out, communicates clearly, keeps his word, and brings an almost Zen-like calm to a process that's famous for creating anxiety, Rishi is your guy. I've been fortunate to know him as a friend for years. Now I'm equally grateful to have experienced working with him as a professional. Highly recommended.

Thai Pham and his teams became family during this whole process of learning about real state to adquire a new property. Thai was tremendously helpful at explaining the early stages of buying a new house; he explained everything step by step and followed through with questions or concern. He was very knowledgeable about our preferences and what fits better for our family. His team is very organized and keeps all documents together and remind us about due dates and special dates like design center appointment, escrow closing date, etc. We are beyond grateful for Ameri Trust, Thai Pham and his team. If you are looking to purchase a new home or would like to know more the process of buying a home, they are the perfect team to contact.

Michael was professional, responsive and knowledgeable through the entire home purchase and loan process, and we felt like we were in good hands the entire time. We were glad to have him on our team and would definitely recommend to friends and family.

I had a great experience working with Luke throughout both my home purchase and refinance process. From start to finish, he was professional, knowledgeable, and always available to answer my questions. He made what can be a stressful process feel smooth and manageable, clearly explaining every step and making sure I understood all my options. I truly appreciated his honesty and dedication to getting me the best possible terms. Thanks to his hard work, everything was completed on time and without any issues. I highly recommend Luke to anyone looking for a reliable and trustworthy loan officer!

I’ve worked with AmeriTrust Mortgage for nearly two years through Private Mortgage Leads, providing their team with DSCR leads. They know investment property lending and how to get deals to the closing table. They’ve been easy to work with, and I trust them to take care of the investors I send their way. They treat borrowers fairly, find the right terms, and work to close quickly. I’m happy to recommend AmeriTrust to real estate investors looking for a lender they can count on.

Thank you Rishi for all of your hard work. You level of care and experience is noted and I would HIGHLY recommend you to anyone looking to purchase or refinance. The best experience I've ever had when dealing with a lender.

Anton made the entire loan process incredibly easy and saved me a lot of time. I barely had to worry about anything—he took care of everything from start to finish and helped me lock in a great rate. I really appreciate his professionalism and highly recommend him!

As a first-time homebuyer, I was nervous about the process, but Martha Jauregui Morales made everything so much easier. From the very beginning, she was there to guide and support me. She was honest, knowledgeable, and always available to answer my questions. Her expertise and dedication gave me confidence every step of the way. Martha told me she would be with me throughout the entire journey, and she absolutely kept her word. I couldn't have asked for a better experience.

If you want my honest opinion this was one of the worst decisions of my life. I bought a house had to refinance, and Amit and John told me don't worry we will refinance you of this loan. It was a horrible loan. They kept telling me we can just refinance out of the loan, but that NEVER HAPPENED. They made errors on the loan and told me to sign documents and backdate them 60 days after closing to change the length of the term and other variables. I did not feel comfortable doing that and I explained multiple times I did not want to sign the documents. They sent a notary and forced me to sign them. Falsifying the dates so it matched the original loan documents. Not only do I feel cheated about the entire situation, I am left with the burden of paying this 8% loan for a long time and navigating the consequences with financial strain. I reached out to the president Chad Scheops and his attorney Alan Lindeke. I tried to communicate with my loan officers over the last 18 months about my loan, and I got the run around. They sold my loan to Newrez, and its an absolute headache, and I am basically not going to be able to refinance out of the loan. Newrez is one of the worst servicers, and its an absolute headache. Between the fees, originations, interest, I have lost over $270k in interest pamynets alone between Newrez and Ameritrust, and the investor on my loan that Chad and Amertirust sold my loan to is unwilling to reduce my rate to a fair rate in which I was paying 4% before this chaos. All in all its been a horrible experience, and I. am pursuing litigation, and reporting this entire situation to financial state regulators, and the Consumer Financial Protection Bureau. No one should have to go through this experience when owning a home, and being stuck in an interest rate that creates constant financial strain. There is fraudulent loan documents, illegal backdating, altered documents, and other predatory scenarios here. I really do not like leaving bad reviews, but I have lost hundreds of thousands of dollars by going with Amertirust. I will make sure that this is pursued to the fullest extent of the law. I spoke with Chad and Alan about solutions and what can be done, and they did absolutely nothing. This is what home ownerships means to Ameritrust? To basically trap the customer and close the loan, make the deal, and sell it off to a sub prime servicer. Not a good experience. I asked Chad to help me find solutions to buy back the loan or talk to the investor for a lower rate, but he blew me off. There will be an open investigation with Amertirust moving forward, and I feel so cheated here, but I guess this is how loan officers operate.

As first-time homebuyers, we couldn’t have asked for a better mortgage loan consultant. Dianne made the whole process much less overwhelming and she was was always quick to answer our questions. We always felt informed and never felt pressured by her. Dianne was very patient and made sure every step of the application process goes smoothly and timely. We’re so grateful for all her guidance and support along the way. Thank you so much for helping us get into our first home. We truly appreciate everything. Highly recommend! ⭐️⭐️⭐️⭐️⭐️

I've known Rishi for years, but until recently, our relationship mostly revolved around music, events, and the occasional life conversation. What I didn't realize was that hidden beneath the calm exterior was a man with a secret superpower: mortgages. When it came time to navigate the loan process, I quickly discovered that Rishi is what I can only describe as "The Loan Whisperer." While the rest of us are staring at paperwork wondering if we're accidentally signing away our firstborn child, Rishi somehow makes everything feel simple, logical, and manageable. The mortgage process has a reputation for being stressful. Endless documents. Requests for documents you already sent. Requests for documents proving the existence of the documents you already sent. Yet somehow, Rishi guided us through the entire journey with the patience of a monk, the responsiveness of a concierge, and the confidence of someone who had already read the last chapter of the book. What impressed me most was that he wasn't just processing paperwork—he genuinely had our backs. Every question was answered. Every concern was addressed. Every hurdle was met with the same calm, steady energy. Even during a time when he had personal family matters demanding his attention, he never let his professionalism slip. He remained present, responsive, and committed from start to finish. Rishi has a rare combination of qualities that are hard to find in any industry: candor, integrity, expertise, and a genuinely calming presence. He tells you what you need to hear, not just what you want to hear, and somehow manages to do it in a way that lowers your blood pressure rather than raises it. By the end of the process, I felt less like I had worked with a loan officer and more like I had been guided through a complicated maze by a trusted friend who already knew every turn. The loan closed smoothly, the experience was far less stressful than I expected, and I walked away with a deeper appreciation for what he does. If you're looking for someone who knows the mortgage world inside and out, communicates clearly, keeps his word, and brings an almost Zen-like calm to a process that's famous for creating anxiety, Rishi is your guy. I've been fortunate to know him as a friend for years. Now I'm equally grateful to have experienced working with him as a professional. Highly recommended.

Thai Pham and his teams became family during this whole process of learning about real state to adquire a new property. Thai was tremendously helpful at explaining the early stages of buying a new house; he explained everything step by step and followed through with questions or concern. He was very knowledgeable about our preferences and what fits better for our family. His team is very organized and keeps all documents together and remind us about due dates and special dates like design center appointment, escrow closing date, etc. We are beyond grateful for Ameri Trust, Thai Pham and his team. If you are looking to purchase a new home or would like to know more the process of buying a home, they are the perfect team to contact.

Michael was professional, responsive and knowledgeable through the entire home purchase and loan process, and we felt like we were in good hands the entire time. We were glad to have him on our team and would definitely recommend to friends and family.

I had a great experience working with Luke throughout both my home purchase and refinance process. From start to finish, he was professional, knowledgeable, and always available to answer my questions. He made what can be a stressful process feel smooth and manageable, clearly explaining every step and making sure I understood all my options. I truly appreciated his honesty and dedication to getting me the best possible terms. Thanks to his hard work, everything was completed on time and without any issues. I highly recommend Luke to anyone looking for a reliable and trustworthy loan officer!