Ryan closed a hard loan 2023 no lender would do it Ryan got it closed! I sent another loan he closed it fast! The next loan not so good but my real concern was the back office processing was just terrible and I got mad and started looking for another lender. I found one and left. Ryan is too good for that place!!!!!! I said my peace.

LOST ALL MY SAVINGS I did not deal directly with this company, however my experience with them cost me over $200,000. I sold my house in Florida to an investment company in company in Las Vegas. Center street was the lender,
The buyer borrowed $625,000 from Center Street and I wrote a second mortgage for $225,00. So the buyer paid almost nothing out of pocket. What lending institution allows this. The buyer didn't pay anyone so the bank and myself foreclosed. Center Street lending sold the property to a company called Second Chance for $7000. thus getting me out of the picture. I have since spent about $20,000 in lawyer fees trying to collect on my note. 
I'm sure the borrower will hide all his assets and I will probably get nothing. I think this whole thing is a scam. Draws department and land gorilla and awful combination for Center St Lending Working with Center Street Lending and their partner Land Gorilla has been one of the most frustrating lending experiences imaginable. The draws department at Center Street, particularly under Christine Flores, has been a nightmare to deal with. Communication is poor, timelines are ignored, and instead of resolving issues, Christine and her department routinely create more delays and confusion.

The situation is made worse by the complete lack of transparency between Center Street Lending and Land Gorilla. Neither side seems to know what the other is doing, and both are quick to shift blame rather than take responsibility. Borrowers are left stranded, forced to chase down updates while projects stall.

And then there’s Land Gorilla’s Onesite app—a clunky, unreliable platform that adds more problems than it solves. Instead of simplifying the draw process, it creates constant headaches with bugs, poor usability, and no real support.

The result? Missed deadlines, wasted time, and unnecessary stress. Between Center Street’s disorganized draws department and Land Gorilla’s dysfunctional system, the process feels broken from top to bottom. If you value your time and sanity, steer clear of this partnership Terrible company Terrible company. Did a big loan with them. They charged extension fees as per agreement we did with them. Then suddenly in the middle of the loan they increased the interest rate without informing us and started withdrawing higher interest form the bank. This was not specified in the extension agreements. So they were technically doing a fraud. Very poor communication Very poor communication. Cancelled my loan without telling me, I found out through the builder. I can't get straight answers from anyone, they pass me around to different people. Another person will say the loan is not cancelled. They passed me off to Luis Montero who I've left messages with and sent emails to requesting to call me for clarification. No response...yet this is the guy that's supposed to give me answers. I called someone else and they said sorry he's slammed right now. Well, I did reach out to this guy 2 months ago to check on the status of the loan and he never responded then either. Supposedly they sent out letters to others like me notifying that the loans are cancelled, somehow no one got their letters. I am out closing cost fees which I've asked for but told too bad. Poor operations Sales rep has always been great but the loan processing has been a disaster. Furthermore, I paid off a loan and CSL is suppose to refund you the money in 30 days and that didn’t happen. I had to follow up multiple times (I have the email chains) and finally got a reasonable answer after 3 weeks. Unfortunately, I had to move on from using CSL even though my sales rep has always been helpful No Follow-Up Had a great first call with Justin, went through the details of my 1031 exchange, he said everything sounded good and would follow up with next steps. He never followed up - I tried calling and emailing for a week straight with no response.

Austin was outstanding throughout the entire loan process. My file involved a complex layering with multiple entities, and Austin did an excellent job navigating the details while keeping everything moving forward. He was responsive, professional, and proactive in providing updates and answering questions. I highly recommend Austin and look forward to working with him again on future projects.

Austin Steedman and his team did an excellent job processing our loans. Some of our cases were more complex and challenging, but Austin was always reachable, responsive, and willing to help whenever issues arose. His professionalism and dedication made the entire lending process much smoother. We truly appreciate the outstanding service from Austin and his team and would highly recommend them to anyone looking for a reliable lending partner.

CSL is one of my go tos for fix and flips. Angie does an incredible job at making sure both the broker and the borrower have a smooth process. She’ll work with you in earning the business, structuring the deals and staying competitive in the market. Very meticulous in her work and will answer on a weekend day. Highly recommend!

Kara is such a Ray of Sunshine to work with. She has the best staff as well. I greatly appreciate all the efforts that are put into all the files that we submit to them. I would highly recommend Center Street. Great Experience. Thank you, Kara

Jeremiah and his team at Center Street Lending delivered a solid experience for my recent fixer project. While hard money loans inherently come with a bit of stress, Jeremiah mitigated a lot of it by being incredibly responsive to my texts and quickly resolving any roadblocks that came up. The terms were competitive and most importantly, they honored those terms exactly as promised without sneaking in any junk fees at the closing table. I look forward to doing more business with Jeremiah and the Center Street team in the future.

I was introduced to Jeremiah by another reputable lending institution, and he immediately jumped on my deal. It was a high‑leverage loan, which naturally comes with challenges for any lender and their team, but Jeremiah handled it with confidence and precision. He moved quickly, kept me informed at every stage, and worked to make the process as seamless as possible. Having a reliable, skilled lender supported by a competent team is essential for any borrower — especially seasoned investors who understand how critical execution is. I’m genuinely grateful for their support in getting this deal closed.

As a Real Estate Agent of 25 years, I have several lenders I can call on but not all that can provide this type of hard money loan! Robert Newcomer was fabulous in helping us secure funds to bridge a gap and close on our new home prior to having our home sold. I would have had an incredible mess on our hands if Robert would not have been able to help us out. When it was all said and done, the fees were really minimal in comparison to what we would have lost without the money! I would recommend Robert all day long to anyone needing extra funds! The entire experience was quick and seamless!

Just closed on my first private money property. My other Mortgage Company fell through at the last minute and Jeremiah stepped in and assured me he could get it done. Less then TWO weeks later he made it happen. He always stayed in touch, being after hours or on the weekends, making sure all needed task were done. Couldn't be more Satisfied. I would highly recommend Center Street Lending for all your loan needs. Thanks to team Jeremiah, Nikola and Nicolette you guys are AWESOME and I'm looking forward to us doing TONS of deals. Below are Photos of the Fully Furnished Airbnb property I was able to Purchase Thanks to Center Street Lending. Best part is, its Already making money soon as we Closed. Sincerely Jay Brooks

Ryan closed a hard loan 2023 no lender would do it Ryan got it closed! I sent another loan he closed it fast! The next loan not so good but my real concern was the back office processing was just terrible and I got mad and started looking for another lender. I found one and left. Ryan is too good for that place!!!!!! I said my peace.

LOST ALL MY SAVINGS I did not deal directly with this company, however my experience with them cost me over $200,000. I sold my house in Florida to an investment company in company in Las Vegas. Center street was the lender,
The buyer borrowed $625,000 from Center Street and I wrote a second mortgage for $225,00. So the buyer paid almost nothing out of pocket. What lending institution allows this. The buyer didn't pay anyone so the bank and myself foreclosed. Center Street lending sold the property to a company called Second Chance for $7000. thus getting me out of the picture. I have since spent about $20,000 in lawyer fees trying to collect on my note. 
I'm sure the borrower will hide all his assets and I will probably get nothing. I think this whole thing is a scam. Draws department and land gorilla and awful combination for Center St Lending Working with Center Street Lending and their partner Land Gorilla has been one of the most frustrating lending experiences imaginable. The draws department at Center Street, particularly under Christine Flores, has been a nightmare to deal with. Communication is poor, timelines are ignored, and instead of resolving issues, Christine and her department routinely create more delays and confusion.

The situation is made worse by the complete lack of transparency between Center Street Lending and Land Gorilla. Neither side seems to know what the other is doing, and both are quick to shift blame rather than take responsibility. Borrowers are left stranded, forced to chase down updates while projects stall.

And then there’s Land Gorilla’s Onesite app—a clunky, unreliable platform that adds more problems than it solves. Instead of simplifying the draw process, it creates constant headaches with bugs, poor usability, and no real support.

The result? Missed deadlines, wasted time, and unnecessary stress. Between Center Street’s disorganized draws department and Land Gorilla’s dysfunctional system, the process feels broken from top to bottom. If you value your time and sanity, steer clear of this partnership Terrible company Terrible company. Did a big loan with them. They charged extension fees as per agreement we did with them. Then suddenly in the middle of the loan they increased the interest rate without informing us and started withdrawing higher interest form the bank. This was not specified in the extension agreements. So they were technically doing a fraud. Very poor communication Very poor communication. Cancelled my loan without telling me, I found out through the builder. I can't get straight answers from anyone, they pass me around to different people. Another person will say the loan is not cancelled. They passed me off to Luis Montero who I've left messages with and sent emails to requesting to call me for clarification. No response...yet this is the guy that's supposed to give me answers. I called someone else and they said sorry he's slammed right now. Well, I did reach out to this guy 2 months ago to check on the status of the loan and he never responded then either. Supposedly they sent out letters to others like me notifying that the loans are cancelled, somehow no one got their letters. I am out closing cost fees which I've asked for but told too bad. Poor operations Sales rep has always been great but the loan processing has been a disaster. Furthermore, I paid off a loan and CSL is suppose to refund you the money in 30 days and that didn’t happen. I had to follow up multiple times (I have the email chains) and finally got a reasonable answer after 3 weeks. Unfortunately, I had to move on from using CSL even though my sales rep has always been helpful No Follow-Up Had a great first call with Justin, went through the details of my 1031 exchange, he said everything sounded good and would follow up with next steps. He never followed up - I tried calling and emailing for a week straight with no response.

Austin was outstanding throughout the entire loan process. My file involved a complex layering with multiple entities, and Austin did an excellent job navigating the details while keeping everything moving forward. He was responsive, professional, and proactive in providing updates and answering questions. I highly recommend Austin and look forward to working with him again on future projects.

Austin Steedman and his team did an excellent job processing our loans. Some of our cases were more complex and challenging, but Austin was always reachable, responsive, and willing to help whenever issues arose. His professionalism and dedication made the entire lending process much smoother. We truly appreciate the outstanding service from Austin and his team and would highly recommend them to anyone looking for a reliable lending partner.

CSL is one of my go tos for fix and flips. Angie does an incredible job at making sure both the broker and the borrower have a smooth process. She’ll work with you in earning the business, structuring the deals and staying competitive in the market. Very meticulous in her work and will answer on a weekend day. Highly recommend!

Kara is such a Ray of Sunshine to work with. She has the best staff as well. I greatly appreciate all the efforts that are put into all the files that we submit to them. I would highly recommend Center Street. Great Experience. Thank you, Kara

Jeremiah and his team at Center Street Lending delivered a solid experience for my recent fixer project. While hard money loans inherently come with a bit of stress, Jeremiah mitigated a lot of it by being incredibly responsive to my texts and quickly resolving any roadblocks that came up. The terms were competitive and most importantly, they honored those terms exactly as promised without sneaking in any junk fees at the closing table. I look forward to doing more business with Jeremiah and the Center Street team in the future.

I was introduced to Jeremiah by another reputable lending institution, and he immediately jumped on my deal. It was a high‑leverage loan, which naturally comes with challenges for any lender and their team, but Jeremiah handled it with confidence and precision. He moved quickly, kept me informed at every stage, and worked to make the process as seamless as possible. Having a reliable, skilled lender supported by a competent team is essential for any borrower — especially seasoned investors who understand how critical execution is. I’m genuinely grateful for their support in getting this deal closed.

As a Real Estate Agent of 25 years, I have several lenders I can call on but not all that can provide this type of hard money loan! Robert Newcomer was fabulous in helping us secure funds to bridge a gap and close on our new home prior to having our home sold. I would have had an incredible mess on our hands if Robert would not have been able to help us out. When it was all said and done, the fees were really minimal in comparison to what we would have lost without the money! I would recommend Robert all day long to anyone needing extra funds! The entire experience was quick and seamless!

Just closed on my first private money property. My other Mortgage Company fell through at the last minute and Jeremiah stepped in and assured me he could get it done. Less then TWO weeks later he made it happen. He always stayed in touch, being after hours or on the weekends, making sure all needed task were done. Couldn't be more Satisfied. I would highly recommend Center Street Lending for all your loan needs. Thanks to team Jeremiah, Nikola and Nicolette you guys are AWESOME and I'm looking forward to us doing TONS of deals. Below are Photos of the Fully Furnished Airbnb property I was able to Purchase Thanks to Center Street Lending. Best part is, its Already making money soon as we Closed. Sincerely Jay Brooks