At RCD Capital, we are a nationwide direct lender, specialized in Bridge Financing, Fix & Flips, New Construction, and DSCR/Non-Qualified loans. We love being apart of the BiggerPockets Community and contribute to the success of investors. You can contact us at 📞 800.369.7009 or 📧 [email protected].
We provide pre-approvals and term sheets within 24hrs of submission and can close as quickly as 7 business days.
Fix & Flip/ New Construction:
• Up to 90% of Purchase
• 110% of Rehab/Construction
• Monthly Payments Rolled into the Loan
• Advance Rehab Draws
• Rates starting at 10.25% APR
• Points starting at 1%
• No Prepayment Penalty
• 600 Minimum Credit Score
• No Income, No Tax Returns, & No Reserves
DSCR Loans:
• Up to 80% of Purchase
• Up to 75% Cash Out
• Up to 80% Rate/Term
• 30-year fixed rate, amortized 30 years
• Rates starting at 6.99% (as of 12.5.23)
• Points starting at 0%
• 1.1 Minimum DSCR Ratio
• 680 Minimum Credit Score, co-signers allowed
• No Seasoning of Funds Required
• No Income & No Tax Returns
✅ Bridge Financing
✅ Residential or Commercial Hard Money Lending
✅ Fix and Flips or New Construction
✅ 30 Year DSCR Loans
✅ Non Qualified Mortgage
✅ Portfolio Loan
✅ Foreign National Financing Available
✅ Multifamily Hard Money Lending
California Finance Lender 60DBO-76030
Arizona Mortgage Banker 1048291
NMLS 1722515
At RCD Capital, we take pride in our approach—most of our staff members are also deeply engaged in real estate ventures. This unique dynamic provides us with a competitive edge, as we possess an intimate understanding of our borrowers' needs. We are well-equipped to assist them in overcoming challenges and thriving in any market condition.
A+ rated on BBB
https://www.bbb.org/us/ca/artesia/profile/financial-services/rcd-capital-llc-1216-261282
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina,Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia