How to get a loan without consistent income?
Hey everyone,
I am a college student in a town with a university of about 25k students. I started college this past August and signed a lease through this upcoming July. However, the owner of the "condo" (basically a 4br-4br individual home inside a neighborhood with about 100 identical homes) sent an email saying she is planning on putting the condo on the market. Now, I say all this to get to the point that I am now contemplating buying another little house or something that I can house hack. The problem is, I have no consistent income. I have worked part time jobs for the last 2-3 years but I don't feel it has been consistent enough to get a loan. I do have enough money saved up from working and investing for a down payment on an FHA loan for a house up to about 125k (could probably get around a decent 3-2 house in my area for that price), and I'm sure my parents would co-sign with me if that's what I decide to do. Will this be enough to get a loan, and if not how could I finance a property?