post short sale consequence
about a year ago I shortsaled one of my properties and now i would like to refinance or apply for a line of credit on one of the others. I know that i would not be eligible for a conventional mortgage until 3 or 4 years have passed since the sale, but would i be eligible now for a refinance or equity line with a conventional or FHA loan? Does the same rule apply? I would appreciate any feed back, thank you.